The historical rank and industry rank for Kalika Laghubitta Bittiyanstha's Net Margin % or its related term are showing as below:
XNEP:KMCDB'
s Net Margin % Range Over the Past 10 Years
Min: 1.45 Med: 21.72 Max: 45.61
Current: 4.24
XNEP:KMCDB's Net Margin % is ranked worse than 93.14% of 1530
companies
in the Banks industry
Industry Median: 26.845
vs XNEP:KMCDB: 4.24
Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Kalika Laghubitta Bittiyanstha Net Margin % Related Terms
Kalika Laghubitta Bittiyanstha Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kalika Laghubitta Bittiyanstha Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Kalika Laghubitta Bittiyanstha's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kalika Laghubitta Bittiyanstha Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Kalika Laghubitta Bittiyanstha's Net Margin % distribution charts can be found below:
* The bar in red indicates where Kalika Laghubitta Bittiyanstha's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) has a Net Margin % of -51.24% as of Apr. 2026. Net margin is the ratio of total net income to net sales. View historical data on Kalika Laghubitta Bittiyanstha and its competitors. Over the past decade, Kalika Laghubitta Bittiyanstha's Net Margin % has ranged from 1.45 to 45.61. According to the industry distribution chart, Kalika Laghubitta Bittiyanstha ranks #1425 out of 1530 companies in the Banks industry, placing it in the top 93.1%.
Is Kalika Laghubitta Bittiyanstha's Net Margin % too high?
Kalika Laghubitta Bittiyanstha's current Net Margin % is -51.24%. Over the past 10 years, this metric has ranged from a low of 1.45 to a high of 45.61. Based on the distribution chart, Kalika Laghubitta Bittiyanstha ranks #1425 out of 1530 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Kalika Laghubitta Bittiyanstha has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kalika Laghubitta Bittiyanstha's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Kalika Laghubitta Bittiyanstha ranks #1425 out of 1530 companies for Net Margin %. This places Kalika Laghubitta Bittiyanstha in the lower half of its industry. The industry median Net Margin % is 26.85. Historically, Kalika Laghubitta Bittiyanstha's own Net Margin % has ranged from 1.45 to 45.61 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Kalika Laghubitta Bittiyanstha and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kalika Laghubitta Bittiyanstha's current Net Margin % is -51.24%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kalika Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR1,164.96, compared to a current price of NPR800.00 — trading 31.3% below its estimated fair value. The current Net Margin % is -51.24%. Kalika Laghubitta Bittiyanstha's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Kalika Laghubitta Bittiyanstha (XNEP:KMCDB), the current Net Margin % is -51.24% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) Overvalued in 2026?
Based on GuruFocus' analysis, Kalika Laghubitta Bittiyanstha stock appears to be undervalued.
The current stock price of NPR800.00 is trading 31.3% below its estimated GF Value™ of NPR1,164.96.
GuruFocus considers Kalika Laghubitta Bittiyanstha to be Significantly Undervalued.
Key valuation signals for XNEP:KMCDB:
Net Margin %: -51.24%
GF Value™: NPR1,164.96 vs. price of NPR800.00 (31.3% below fair value)
No single metric tells the full story. See the XNEP:KMCDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kalika Laghubitta Bittiyanstha Business Description
Kalika Laghubitta Bittiya Sanstha Ltd is a licensed bank in Nepal. It provides retail microfinance services to the economically and socially disadvantaged and deprived people. It offers saving products including compulsory saving, personal saving, pension saving, festival saving, and optional saving. It also offers loan products including general loans, collateral loans, emergency loans, micro-entrepreneur loans, and group agricultural loans.
74GF Score
Get the complete analysis for XNEP:KMCDB
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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