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Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) ROE % : 17.07% (As of Jan. 2025)


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What is Kalika Laghubitta Bittiyanstha ROE %?

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Kalika Laghubitta Bittiyanstha's annualized net income for the quarter that ended in Jan. 2025 was NPR115.8 Mil. Kalika Laghubitta Bittiyanstha's average Total Stockholders Equity over the quarter that ended in Jan. 2025 was NPR678.4 Mil. Therefore, Kalika Laghubitta Bittiyanstha's annualized ROE % for the quarter that ended in Jan. 2025 was 17.07%.

The historical rank and industry rank for Kalika Laghubitta Bittiyanstha's ROE % or its related term are showing as below:

XNEP:KMCDB' s ROE % Range Over the Past 10 Years
Min: 1.11   Med: 14.8   Max: 37.28
Current: 16.63

During the past 10 years, Kalika Laghubitta Bittiyanstha's highest ROE % was 37.28%. The lowest was 1.11%. And the median was 14.80%.

XNEP:KMCDB's ROE % is ranked better than
84.76% of 1535 companies
in the Banks industry
Industry Median: 9.51 vs XNEP:KMCDB: 16.63

Kalika Laghubitta Bittiyanstha ROE % Historical Data

The historical data trend for Kalika Laghubitta Bittiyanstha's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Kalika Laghubitta Bittiyanstha ROE % Chart

Kalika Laghubitta Bittiyanstha Annual Data
Trend Jul14 Jul15 Jul16 Jul17 Jul18 Jul20 Jul21 Jul22 Jul23 Jul24
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.11 11.16 21.48 4.76 12.80

Kalika Laghubitta Bittiyanstha Quarterly Data
Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.61 9.38 29.66 10.32 17.07

Competitive Comparison of Kalika Laghubitta Bittiyanstha's ROE %

For the Banks - Regional subindustry, Kalika Laghubitta Bittiyanstha's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kalika Laghubitta Bittiyanstha's ROE % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Kalika Laghubitta Bittiyanstha's ROE % distribution charts can be found below:

* The bar in red indicates where Kalika Laghubitta Bittiyanstha's ROE % falls into.


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Kalika Laghubitta Bittiyanstha ROE % Calculation

Kalika Laghubitta Bittiyanstha's annualized ROE % for the fiscal year that ended in Jul. 2024 is calculated as

ROE %=Net Income (A: Jul. 2024 )/( (Total Stockholders Equity (A: Jul. 2023 )+Total Stockholders Equity (A: Jul. 2024 ))/ count )
=79.218/( (578.948+658.865)/ 2 )
=79.218/618.9065
=12.80 %

Kalika Laghubitta Bittiyanstha's annualized ROE % for the quarter that ended in Jan. 2025 is calculated as

ROE %=Net Income (Q: Jan. 2025 )/( (Total Stockholders Equity (Q: Oct. 2024 )+Total Stockholders Equity (Q: Jan. 2025 ))/ count )
=115.792/( (658.595+698.143)/ 2 )
=115.792/678.369
=17.07 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Jan. 2025) net income data. ROE % is displayed in the 30-year financial page.


Kalika Laghubitta Bittiyanstha  (XNEP:KMCDB) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Jan. 2025 )
=Net Income/Total Stockholders Equity
=115.792/678.369
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(115.792 / 423.66)*(423.66 / 4637.7605)*(4637.7605 / 678.369)
=Net Margin %*Asset Turnover*Equity Multiplier
=27.33 %*0.0914*6.8366
=ROA %*Equity Multiplier
=2.5 %*6.8366
=17.07 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Jan. 2025 )
=Net Income/Total Stockholders Equity
=115.792/678.369
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (115.792 / 165.42) * (165.42 / 423.66) * (423.66 / 4637.7605) * (4637.7605 / 678.369)
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= 0.7 * 39.05 % * 0.0914 * 6.8366
=17.07 %

Note: The net income data used here is four times the quarterly (Jan. 2025) net income data. The Revenue data used here is four times the quarterly (Jan. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Kalika Laghubitta Bittiyanstha ROE % Related Terms

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Kalika Laghubitta Bittiyanstha Business Description

Traded in Other Exchanges
N/A
Address
Buddhachowk, Pokhara-10, Kaski, NPL
Kalika Laghubitta Bittiya Sanstha Ltd is a licensed bank in Nepal. It provides retail microfinance services to the economically and socially disadvantaged and deprived people. It offers saving products including compulsory saving, personal saving, pension saving, festival saving, and optional saving. It also offers loan products including general loans, collateral loans, emergency loans, micro-entrepreneur loans, and group agricultural loans.

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