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Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Kalika Laghubitta Bittiyanstha's annualized net income for the quarter that ended in Apr. 2026 was NPR-278.0 Mil. Kalika Laghubitta Bittiyanstha's average shareholder tangible equity for the quarter that ended in Apr. 2026 was NPR672.7 Mil. Therefore, Kalika Laghubitta Bittiyanstha's annualized Return-on-Tangible-Equity for the quarter that ended in Apr. 2026 was -41.33%.
The historical rank and industry rank for Kalika Laghubitta Bittiyanstha's Return-on-Tangible-Equity or its related term are showing as below:
XNEP:KMCDB'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 1.11 Med: 14.81 Max: 37.28
Current: 2.95
During the past 11 years, Kalika Laghubitta Bittiyanstha's highest Return-on-Tangible-Equity was 37.28%. The lowest was 1.11%. And the median was 14.81%.
XNEP:KMCDB's Return-on-Tangible-Equity is ranked worse than 90.47% of 1522
companies
in the Banks industry
Industry Median: 11.315
vs XNEP:KMCDB: 2.95
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Kalika Laghubitta Bittiyanstha Return-on-Tangible-Equity Related Terms
Kalika Laghubitta Bittiyanstha Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Kalika Laghubitta Bittiyanstha's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kalika Laghubitta Bittiyanstha Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Kalika Laghubitta Bittiyanstha's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Kalika Laghubitta Bittiyanstha's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Apr. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 0.00% mean?
Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) has a Return-on-Tangible-Equity of 0.00% as of Apr. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Kalika Laghubitta Bittiyanstha and its competitors. Over the past decade, Kalika Laghubitta Bittiyanstha's Return-on-Tangible-Equity has ranged from 1.11 to 37.28. According to the industry distribution chart, Kalika Laghubitta Bittiyanstha ranks #1377 out of 1522 companies in the Banks industry, placing it in the top 90.5%.
Is Kalika Laghubitta Bittiyanstha's Return-on-Tangible-Equity too high?
Kalika Laghubitta Bittiyanstha's current Return-on-Tangible-Equity is 0.00%. Over the past 10 years, this metric has ranged from a low of 1.11 to a high of 37.28. Based on the distribution chart, Kalika Laghubitta Bittiyanstha ranks #1377 out of 1522 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Kalika Laghubitta Bittiyanstha has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kalika Laghubitta Bittiyanstha's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, Kalika Laghubitta Bittiyanstha ranks #1377 out of 1522 companies for Return-on-Tangible-Equity. This places Kalika Laghubitta Bittiyanstha in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.32. Historically, Kalika Laghubitta Bittiyanstha's own Return-on-Tangible-Equity has ranged from 1.11 to 37.28 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.32, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Kalika Laghubitta Bittiyanstha and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kalika Laghubitta Bittiyanstha's current Return-on-Tangible-Equity is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kalika Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR1,167.55, compared to a current price of NPR787.00 — trading 32.6% below its estimated fair value. The current Return-on-Tangible-Equity is 0.00%. Kalika Laghubitta Bittiyanstha's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Kalika Laghubitta Bittiyanstha (XNEP:KMCDB), the current Return-on-Tangible-Equity is 0.00% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) Overvalued in 2026?
Based on GuruFocus' analysis, Kalika Laghubitta Bittiyanstha stock appears to be undervalued.
The current stock price of NPR787.00 is trading 32.6% below its estimated GF Value™ of NPR1,167.55.
GuruFocus considers Kalika Laghubitta Bittiyanstha to be Significantly Undervalued.
Key valuation signals for XNEP:KMCDB:
Return-on-Tangible-Equity: 0.00%
GF Value™: NPR1,167.55 vs. price of NPR787.00 (32.6% below fair value)
No single metric tells the full story. See the XNEP:KMCDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kalika Laghubitta Bittiyanstha Business Description
Kalika Laghubitta Bittiya Sanstha Ltd is a licensed bank in Nepal. It provides retail microfinance services to the economically and socially disadvantaged and deprived people. It offers saving products including compulsory saving, personal saving, pension saving, festival saving, and optional saving. It also offers loan products including general loans, collateral loans, emergency loans, micro-entrepreneur loans, and group agricultural loans.
69GF Score
Get the complete analysis for XNEP:KMCDB
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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