This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Kalika Laghubitta Bittiyanstha's Median PS Value or its related term are showing as below:
XNEP:KMCDB'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.78 Med: 1.04 Max: 1.44
Current: 0.78
During the past 11 years, the highest Price to Median PS Value of Kalika Laghubitta Bittiyanstha was 1.44. The lowest was 0.78. And the median was 1.04.
XNEP:KMCDB's Price-to-Median-PS-Value is ranked better than 85.23% of 1043
companies
in the Banks industry
Industry Median: 1.11
vs XNEP:KMCDB: 0.78
Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Kalika Laghubitta Bittiyanstha's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
800.00
/
1,021.15
=
0.78
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kalika Laghubitta Bittiyanstha Median PS Value Related Terms
Kalika Laghubitta Bittiyanstha Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kalika Laghubitta Bittiyanstha Median PS Value Chart
Kalika Laghubitta Bittiyanstha Median PS Value Competitor Comparison
For the Banks - Regional subindustry, Kalika Laghubitta Bittiyanstha's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kalika Laghubitta Bittiyanstha Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Kalika Laghubitta Bittiyanstha's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Kalika Laghubitta Bittiyanstha's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 10.1409.
Kalika Laghubitta Bittiyanstha's Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR100.696.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) has a Median PS Value of NPR1,021.15 as of Jul. 12, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Kalika Laghubitta Bittiyanstha and its competitors. This is 98088% above median its historical median of 1.04. Over the past decade, Kalika Laghubitta Bittiyanstha's Median PS Value has ranged from 0.78 to 1.44. According to the industry distribution chart, Kalika Laghubitta Bittiyanstha ranks #154 out of 1043 companies in the Banks industry, placing it in the top 14.8%.
Is Kalika Laghubitta Bittiyanstha's Median PS Value too high?
Kalika Laghubitta Bittiyanstha's current Median PS Value of NPR1,021.15 is 98088% above median its 10-year median of 1.04. Over the past 10 years, this metric has ranged from a low of 0.78 to a high of 1.44. Based on the distribution chart, Kalika Laghubitta Bittiyanstha ranks #154 out of 1043 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Kalika Laghubitta Bittiyanstha has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kalika Laghubitta Bittiyanstha's Median PS Value compare to competitors?
According to the Banks industry distribution chart, Kalika Laghubitta Bittiyanstha ranks #154 out of 1043 companies for Median PS Value. This places Kalika Laghubitta Bittiyanstha in the top 15% of its industry — outperforming the majority of peers. The industry median Median PS Value is 1.11. Historically, Kalika Laghubitta Bittiyanstha's own Median PS Value has ranged from 0.78 to 1.44 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,043 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Kalika Laghubitta Bittiyanstha and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kalika Laghubitta Bittiyanstha's current Median PS Value is NPR1,021.15, which is 98088% above median its own 10-year median of 1.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kalika Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR1,164.96, compared to a current price of NPR800.00 — trading 31.3% below its estimated fair value. The current Median PS Value is NPR1,021.15, which is 98088% above median its 10-year median of 1.04. Kalika Laghubitta Bittiyanstha's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Kalika Laghubitta Bittiyanstha (XNEP:KMCDB), the current Median PS Value is NPR1,021.15 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) Overvalued in 2026?
Based on GuruFocus' analysis, Kalika Laghubitta Bittiyanstha stock appears to be undervalued.
The current stock price of NPR800.00 is trading 31.3% below its estimated GF Value™ of NPR1,164.96.
GuruFocus considers Kalika Laghubitta Bittiyanstha to be Significantly Undervalued.
Key valuation signals for XNEP:KMCDB:
Median PS Value: NPR1,021.15 (98088% above median its 10-year median of 1.04)
GF Value™: NPR1,164.96 vs. price of NPR800.00 (31.3% below fair value)
No single metric tells the full story. See the XNEP:KMCDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kalika Laghubitta Bittiyanstha Business Description
Kalika Laghubitta Bittiya Sanstha Ltd is a licensed bank in Nepal. It provides retail microfinance services to the economically and socially disadvantaged and deprived people. It offers saving products including compulsory saving, personal saving, pension saving, festival saving, and optional saving. It also offers loan products including general loans, collateral loans, emergency loans, micro-entrepreneur loans, and group agricultural loans.
74GF Score
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