Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) Moat Score: 0/10 (As of Jul. 24, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:KMCDB Kalika Laghubitta Bittiya Sanstha Ltd XNEP:KMCDB
69 GF Score
Price NPR806.90
GF Value NPR1,166.79
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Kalika Laghubitta Bittiyanstha Moat Score?

Kalika Laghubitta Bittiyanstha has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Kalika Laghubitta Bittiyanstha has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Kalika Laghubitta Bittiyanstha might have No Moat - No discernible moat.

Kalika Laghubitta Bittiyanstha  (XNEP:KMCDB) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Kalika Laghubitta Bittiyanstha Moat Score Related Terms

XNEP:KMCDB
69GF Score
Kalika Laghubitta Bittiya Sanstha Ltd XNEP:KMCDB
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Kalika Laghubitta Bittiyanstha (XNEP:KMCDB) Overvalued in 2026?

Based on GuruFocus' analysis, Kalika Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR806.90 is trading 30.8% below its estimated GF Value™ of NPR1,166.79. GuruFocus considers Kalika Laghubitta Bittiyanstha to be Significantly Undervalued.

Key valuation signals for XNEP:KMCDB:

  • Moat Score: 0
  • GF Value™: NPR1,166.79 vs. price of NPR806.90 (30.8% below fair value)
  • GF Score™: 69/100 with 1 warning sign

No single metric tells the full story. See the XNEP:KMCDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Kalika Laghubitta Bittiyanstha Business Description

Address Buddhachowk, Pokhara-10, Kaski, NPL
Kalika Laghubitta Bittiya Sanstha Ltd is a licensed bank in Nepal. It provides retail microfinance services to the economically and socially disadvantaged and deprived people. It offers saving products including compulsory saving, personal saving, pension saving, festival saving, and optional saving. It also offers loan products including general loans, collateral loans, emergency loans, micro-entrepreneur loans, and group agricultural loans.
69GF Score

Get the complete analysis for XNEP:KMCDB

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR806.90
Price
NPR1,166.79
GF Value