Nepal Insurance Co (XNEP:NICL) Cyclically Adjusted Book per Share: NPR101.58 (As of Apr. 2026)

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XNEP:NICL Nepal Insurance Co Ltd XNEP:NICL
95 GF Score
Price NPR508.00
GF Value NPR632.40
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is Nepal Insurance Co Cyclically Adjusted Book per Share?

Nepal Insurance Co XNEP:NICL +0.20% 95 Cyclically Adjusted Book per Share is NPR101.58 as of Apr. 2026. GuruFocus rates XNEP:NICL with a GF Score™ of 95/100 and a GF Value™ of NPR632.40 (Modestly Undervalued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Nepal Insurance Co's adjusted book value per share for the three months ended in Apr. 2026 was NPR148.749. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is NPR101.58 for the trailing ten years ended in Apr. 2026.

During the past 12 months, Nepal Insurance Co's average Cyclically Adjusted Book Growth Rate was 14.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-08-04), Nepal Insurance Co's current stock price is NPR508.00. Nepal Insurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Apr. 2026 was NPR101.58. Nepal Insurance Co's Cyclically Adjusted PB Ratio of today is 5.00.

During the past 10 years, the highest Cyclically Adjusted PB Ratio of Nepal Insurance Co was 8.26. The lowest was 4.75. And the median was 6.28.


Nepal Insurance Co  (XNEP:NICL) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Nepal Insurance Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=508.00/101.58
=5.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 10 years, the highest Cyclically Adjusted PB Ratio of Nepal Insurance Co was 8.26. The lowest was 4.75. And the median was 6.28.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Nepal Insurance Co Cyclically Adjusted Book per Share Related Terms


Nepal Insurance Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Nepal Insurance Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nepal Insurance Co Cyclically Adjusted Book per Share Chart

Nepal Insurance Co Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 90.08

Nepal Insurance Co Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 88.49 90.08 93.36 96.29 101.58

XNEP:NICL vs CB, PGR, TRV: Cyclically Adjusted Book per Share Comparison

For the Insurance - Property & Casualty subindustry, Nepal Insurance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nepal Insurance Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Nepal Insurance Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Nepal Insurance Co's Cyclically Adjusted PB Ratio falls into.


XNEP:NICL
95GF Score
Nepal Insurance Co Ltd XNEP:NICL
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Nepal Insurance Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Nepal Insurance Co's adjusted Book Value per Share data for the three months ended in Apr. 2026 was:

Adj_Book= Book Value per Share /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=148.749/333.0200*333.0200
=148.749

Current CPI (Apr. 2026) = 333.0200.

Nepal Insurance Co Quarterly Data

Book Value per Share CPI Adj_Book
201607 24.630 240.628 34.087
201610 25.623 241.729 35.300
201701 26.637 242.839 36.529
201704 27.286 244.524 37.161
201707 30.469 244.786 41.452
201710 31.953 246.663 43.140
201801 28.798 247.867 38.691
201804 29.972 250.546 39.838
201807 48.543 252.006 64.148
201810 50.213 252.885 66.125
201901 51.655 251.712 68.341
201904 51.114 255.548 66.610
201907 0.000 256.571 0.000
201910 71.020 257.346 91.904
202001 72.367 257.971 93.420
202004 78.000 256.389 101.313
202007 82.661 259.101 106.243
202010 86.178 260.388 110.216
202101 86.979 261.582 110.733
202104 84.696 267.054 105.617
202107 90.829 273.003 110.797
202110 95.279 276.589 114.718
202201 95.234 281.148 112.805
202204 95.914 289.109 110.482
202207 102.905 296.276 115.667
202210 99.188 298.012 110.840
202301 102.315 299.170 113.892
202304 115.783 303.363 127.102
202307 118.865 305.691 129.492
202310 124.566 307.671 134.829
202401 139.409 308.417 150.530
202404 141.723 313.548 150.524
202407 141.718 314.540 150.044
202410 144.858 315.664 152.823
202501 145.117 317.671 152.129
202504 147.930 320.795 153.567
202507 126.859 323.048 130.775
202510 147.493 0.000
202601 146.229 325.252 149.721
202604 148.749 333.020 148.749

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of NPR101.58 mean?
Nepal Insurance Co (XNEP:NICL) has a Cyclically Adjusted Book per Share of NPR101.58 as of Apr. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Nepal Insurance Co and its competitors.
Is Nepal Insurance Co's Cyclically Adjusted Book per Share too high?
Nepal Insurance Co's current Cyclically Adjusted Book per Share is NPR101.58. Overall, Nepal Insurance Co has a GF Score™ of 95/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nepal Insurance Co's Cyclically Adjusted Book per Share compare to CB and PGR?
Nepal Insurance Co's Cyclically Adjusted Book per Share of NPR101.58 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Nepal Insurance Co and its competitors. Nepal Insurance Co's current Cyclically Adjusted Book per Share is NPR101.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Nepal Insurance Co (XNEP:NICL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR632.40, compared to a current price of NPR508.00 — trading 19.7% below its estimated fair value. The current Cyclically Adjusted Book per Share is NPR101.58. Nepal Insurance Co's overall GF Score™ is 95/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Nepal Insurance Co (XNEP:NICL), the current Cyclically Adjusted Book per Share is NPR101.58 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nepal Insurance Co (XNEP:NICL) Overvalued in 2026?

Based on GuruFocus' analysis, Nepal Insurance Co stock appears to be undervalued. The current stock price of NPR508.00 is trading 19.7% below its estimated GF Value™ of NPR632.40. GuruFocus considers Nepal Insurance Co to be Modestly Undervalued.

Key valuation signals for XNEP:NICL:

  • Cyclically Adjusted Book per Share: NPR101.58
  • GF Value™: NPR632.40 vs. price of NPR508.00 (19.7% below fair value)
  • GF Score™: 95/100 with 1 warning sign

No single metric tells the full story. See the XNEP:NICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nepal Insurance Co Business Description

Address Ganeshthan, P.O. Box: 3623, Ameer Bhawan, 1st & 7th Floor, Kamaladi, Kathmandu, NPL
Nepal Insurance Co Ltd is a non-life insurance company in Nepal. The company offers motor insurance, property insurance, home insurance, marine insurance, engineering insurance, aviation insurance, agricultural and livestock insurance, and other miscellaneous insurance.
95GF Score

Get the complete analysis for XNEP:NICL

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR508.00
Price
NPR632.40
GF Value