Nepal Insurance Co (XNEP:NICL) OCF Yield %: 5.04 (As of Jul. 23, 2026) — 16% Below Median

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XNEP:NICL Nepal Insurance Co Ltd XNEP:NICL
95 GF Score
Price NPR519.00
GF Value NPR630.95
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Nepal Insurance Co OCF Yield %?

Nepal Insurance Co XNEP:NICL -1.31% 95 OCF Yield % is 5.04 as of Jul. 23, 2026, which is 16% below its 10-year median of 6.02. GuruFocus rates XNEP:NICL with a GF Score™ of 95/100 and a GF Value™ of NPR630.95 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 504 Insurance companies, Nepal Insurance Co ranks worse than 63.29% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Nepal Insurance Co's Trailing 12-Month Cash Flow from Operations is NPR767 Mil, and Market Cap is NPR15,387 Mil. Therefore, Nepal Insurance Co's OCF Yield % for today is 5.04%.

The historical rank and industry rank for Nepal Insurance Co's OCF Yield % or its related term are showing as below:

XNEP:NICL' s OCF Yield % Range Over the Past 10 Years
Min: -0.49   Med: 6.02   Max: 25.07
Current: 5.04


During the past 10 years, the highest OCF Yield % of Nepal Insurance Co was 25.07%. The lowest was -0.49%. And the median was 6.02%.

XNEP:NICL's OCF Yield % is ranked worse than
63.29% of 504 companies
in the Insurance industry
Industry Median: 8.115 vs XNEP:NICL: 5.04

Nepal Insurance Co's OCF Margin % for the quarter that ended in Apr. 2026 was %.


Nepal Insurance Co OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Nepal Insurance Co OCF Yield % Related Terms


Nepal Insurance Co OCF Yield % Historical Data

* Premium members only.

The historical data trend for Nepal Insurance Co's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nepal Insurance Co OCF Yield % Chart

Nepal Insurance Co Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.92 5.01 7.22 8.54 4.57

Nepal Insurance Co Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.07 15.29 27.70 -3.78 -25.31

XNEP:NICL vs CB, PGR, TRV: OCF Yield % Comparison

For the Insurance - Property & Casualty subindustry, Nepal Insurance Co's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nepal Insurance Co OCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Nepal Insurance Co's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Nepal Insurance Co's OCF Yield % falls into.


XNEP:NICL
95GF Score
Nepal Insurance Co Ltd XNEP:NICL
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Nepal Insurance Co OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Nepal Insurance Co's OCF Yield % for the fiscal year that ended in Jul. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=892.664 / 19535.36368
=4.57%

Nepal Insurance Co's annualized OCF Yield % for the quarter that ended in Apr. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-904.535 * 4 / 14296.2656
=-25.31%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 5.04 mean?
Nepal Insurance Co (XNEP:NICL) has a OCF Yield % of 5.04 as of Jul. 23, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Nepal Insurance Co and its competitors. This is 16% below median its historical median of 6.02. According to the industry distribution chart, Nepal Insurance Co ranks #319 out of 504 companies in the Insurance industry, placing it in the top 63.3%.
Is Nepal Insurance Co's OCF Yield % too high?
Nepal Insurance Co's current OCF Yield % of 5.04 is 16% below median its 10-year median of 6.02. The Insurance industry median OCF Yield % is 8.12. Nepal Insurance Co's value of 5.04 is 37.9% below this industry median. Based on the distribution chart, Nepal Insurance Co ranks #319 out of 504 companies in the Insurance industry, which is below the industry midpoint. Overall, Nepal Insurance Co has a GF Score™ of 95/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nepal Insurance Co's OCF Yield % compare to CB and PGR?
According to the Insurance industry distribution chart, Nepal Insurance Co ranks #319 out of 504 companies for OCF Yield %. This places Nepal Insurance Co in the lower half of its industry. The industry median OCF Yield % is 8.12. Nepal Insurance Co's value of 5.04 is 37.9% below this benchmark. While the company's 10-year median is 6.02 vs. the industry median of 8.12, Nepal Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 8.12, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nepal Insurance Co's current OCF Yield % of 5.04 is 37.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Nepal Insurance Co and its competitors. For the Insurance industry, the median OCF Yield % is 8.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal Insurance Co's current OCF Yield % is 5.04, which is 16% below median its own 10-year median of 6.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Nepal Insurance Co (XNEP:NICL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR630.95, compared to a current price of NPR519.00 — trading 17.7% below its estimated fair value. The current OCF Yield % is 5.04, which is 16% below median its 10-year median of 6.02 and 37.9% below the Insurance industry median of 8.12. Nepal Insurance Co's overall GF Score™ is 95/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Nepal Insurance Co (XNEP:NICL), the current OCF Yield % is 5.04 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nepal Insurance Co (XNEP:NICL) Overvalued in 2026?

Based on GuruFocus' analysis, Nepal Insurance Co stock appears to be undervalued. The current stock price of NPR519.00 is trading 17.7% below its estimated GF Value™ of NPR630.95. GuruFocus considers Nepal Insurance Co to be Modestly Undervalued.

Key valuation signals for XNEP:NICL:

  • OCF Yield %: 5.04 (16% below median its 10-year median of 6.02)
  • GF Value™: NPR630.95 vs. price of NPR519.00 (17.7% below fair value)
  • GF Score™: 95/100 with 1 warning sign
  • Industry Position: 37.9% below the Insurance median (#319 of 504)

No single metric tells the full story. See the XNEP:NICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nepal Insurance Co Business Description

Address Ganeshthan, P.O. Box: 3623, Ameer Bhawan, 1st & 7th Floor, Kamaladi, Kathmandu, NPL
Nepal Insurance Co Ltd is a non-life insurance company in Nepal. The company offers motor insurance, property insurance, home insurance, marine insurance, engineering insurance, aviation insurance, agricultural and livestock insurance, and other miscellaneous insurance.
95GF Score

Get the complete analysis for XNEP:NICL

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR519.00
Price
NPR630.95
GF Value