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Nepal Insurance CoXNEP:NICL -0.63%95 PS Ratio is 6.29 as of Aug. 23, 2026, which is 16% below its 10-year median of 7.49. GuruFocus rates XNEP:NICL with a GF Score™ of 95/100 and a GF Value™ of NPR634.77 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 500 Insurance companies, Nepal Insurance Co ranks worse than 94% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Nepal Insurance Co's share price is NPR488.00.
Nepal Insurance Co's Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 was NPR77.52. Hence, Nepal Insurance Co's PS Ratio for today is 6.29.
Good Sign:
Nepal Insurance Co Ltd stock PS Ratio (=6.29) is close to 3-year low of 6.22.
The historical rank and industry rank for Nepal Insurance Co's PS Ratio or its related term are showing as below:
XNEP:NICL'
s PS Ratio Range Over the Past 10 Years
Min: 2.86 Med: 7.49 Max: 14.22
Current: 6.29
During the past 10 years, Nepal Insurance Co's highest PS Ratio was 14.22. The lowest was 2.86. And the median was 7.49.
XNEP:NICL's PS Ratio is ranked worse than 94% of 500
companies
in the Insurance industry
Industry Median: 1.12
vs XNEP:NICL: 6.29
During the past 12 months, the average Revenue per Share Growth Rate of Nepal Insurance Co was 50.40% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 15.70% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 12.50% per year.
During the past 10 years, Nepal Insurance Co's highest 3-Year average Revenue per Share Growth Rate was 34.70% per year. The lowest was 11.60% per year. And the median was 15.70% per year.
Nepal Insurance Co (XNEP:NICL) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Nepal Insurance Co PS Ratio Related Terms
Nepal Insurance Co PS Ratio Historical Data
* Premium members only.
The historical data trend for Nepal Insurance Co's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Nepal Insurance Co's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nepal Insurance Co PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Nepal Insurance Co's PS Ratio distribution charts can be found below:
* The bar in red indicates where Nepal Insurance Co's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Nepal Insurance Co's Share Price of today is NPR488.00. Nepal Insurance Co's Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR77.52.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Nepal Insurance Co (XNEP:NICL) has a PS Ratio of 6.29 as of Aug. 23, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Nepal Insurance Co and its competitors. This is 16% below median its historical median of 7.49. Over the past decade, Nepal Insurance Co's PS Ratio has ranged from 2.86 to 14.22. According to the industry distribution chart, Nepal Insurance Co ranks #470 out of 500 companies in the Insurance industry, placing it in the top 94%.
Is Nepal Insurance Co's PS Ratio too high?
Nepal Insurance Co's current PS Ratio of 6.29 is 16% below median its 10-year median of 7.49. Over the past 10 years, this metric has ranged from a low of 2.86 to a high of 14.22. The Insurance industry median PS Ratio is 1.12. Nepal Insurance Co's value of 6.29 is 461.6% above this industry median. Based on the distribution chart, Nepal Insurance Co ranks #470 out of 500 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Nepal Insurance Co has a GF Score™ of 95/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nepal Insurance Co's PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Nepal Insurance Co ranks #470 out of 500 companies for PS Ratio. This places Nepal Insurance Co in the lower half of its industry. The industry median PS Ratio is 1.12. Nepal Insurance Co's value of 6.29 is 461.6% above this benchmark. Historically, Nepal Insurance Co's own PS Ratio has ranged from 2.86 to 14.22 over the past decade. While the company's 10-year median is 7.49 vs. the industry median of 1.12, Nepal Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.12, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nepal Insurance Co's current PS Ratio of 6.29 is 461.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Nepal Insurance Co and its competitors. For the Insurance industry, the median PS Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal Insurance Co's current PS Ratio is 6.29, which is 16% below median its own 10-year median of 7.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Nepal Insurance Co (XNEP:NICL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR634.77, compared to a current price of NPR488.00 — trading 23.1% below its estimated fair value. The current PS Ratio is 6.29, which is 16% below median its 10-year median of 7.49 and 461.6% above the Insurance industry median of 1.12. Nepal Insurance Co's overall GF Score™ is 95/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Nepal Insurance Co (XNEP:NICL), the current PS Ratio is 6.29 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nepal Insurance Co (XNEP:NICL) Overvalued in 2026?
Based on GuruFocus' analysis, Nepal Insurance Co stock appears to be undervalued.
The current stock price of NPR488.00 is trading 23.1% below its estimated GF Value™ of NPR634.77.
GuruFocus considers Nepal Insurance Co to be Modestly Undervalued.
Key valuation signals for XNEP:NICL:
PS Ratio: 6.29 (16% below median its 10-year median of 7.49)
GF Value™: NPR634.77 vs. price of NPR488.00 (23.1% below fair value)
Industry Position: 461.6% above the Insurance median (#470 of 500)
No single metric tells the full story. See the XNEP:NICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nepal Insurance Co Ltd is a non-life insurance company in Nepal. The company offers motor insurance, property insurance, home insurance, marine insurance, engineering insurance, aviation insurance, agricultural and livestock insurance, and other miscellaneous insurance.
95GF Score
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