Nepal Insurance Co (XNEP:NICL) ROE % Adjusted to Book Value: 2.85% (As of Apr. 2026)

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XNEP:NICL Nepal Insurance Co Ltd XNEP:NICL
95 GF Score
Price NPR510.00
GF Value NPR631.66
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Nepal Insurance Co ROE % Adjusted to Book Value?

Nepal Insurance Co XNEP:NICL -0.18% 95 ROE % Adjusted to Book Value is 2.85% as of Apr. 2026. GuruFocus rates XNEP:NICL with a GF Score™ of 95/100 and a GF Value™ of NPR631.66 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Nepal Insurance Co's ROE % for the quarter that ended in Apr. 2026 was 9.24%. Nepal Insurance Co's PB Ratio for the quarter that ended in Apr. 2026 was 3.24. Nepal Insurance Co's ROE % Adjusted to Book Value for the quarter that ended in Apr. 2026 was 2.85%.


Nepal Insurance Co ROE % Adjusted to Book Value Related Terms


Nepal Insurance Co ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Nepal Insurance Co's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nepal Insurance Co ROE % Adjusted to Book Value Chart

Nepal Insurance Co Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.44 4.94 3.26 2.01 1.81

Nepal Insurance Co Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.56 2.89 -2.69 2.66 2.85

XNEP:NICL vs CB, PGR, TRV: ROE % Adjusted to Book Value Comparison

For the Insurance - Property & Casualty subindustry, Nepal Insurance Co's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nepal Insurance Co ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Nepal Insurance Co's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Nepal Insurance Co's ROE % Adjusted to Book Value falls into.


XNEP:NICL
95GF Score
Nepal Insurance Co Ltd XNEP:NICL
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Nepal Insurance Co ROE % Adjusted to Book Value Calculation

Nepal Insurance Co's ROE % Adjusted to Book Value for the fiscal year that ended in Jul. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=9.38% / 5.19
=1.81%

Nepal Insurance Co's ROE % Adjusted to Book Value for the quarter that ended in Apr. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=9.24% / 3.24
=2.85%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 2.85% mean?
Nepal Insurance Co (XNEP:NICL) has a ROE % Adjusted to Book Value of 2.85% as of Apr. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Nepal Insurance Co and its competitors.
Is Nepal Insurance Co's ROE % Adjusted to Book Value too high?
Nepal Insurance Co's current ROE % Adjusted to Book Value is 2.85%. Overall, Nepal Insurance Co has a GF Score™ of 95/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nepal Insurance Co's ROE % Adjusted to Book Value compare to CB and PGR?
Nepal Insurance Co's ROE % Adjusted to Book Value of 2.85% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Nepal Insurance Co and its competitors. Nepal Insurance Co's current ROE % Adjusted to Book Value is 2.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Nepal Insurance Co (XNEP:NICL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR631.66, compared to a current price of NPR510.00 — trading 19.3% below its estimated fair value. The current ROE % Adjusted to Book Value is 2.85%. Nepal Insurance Co's overall GF Score™ is 95/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Nepal Insurance Co (XNEP:NICL), the current ROE % Adjusted to Book Value is 2.85% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nepal Insurance Co (XNEP:NICL) Overvalued in 2026?

Based on GuruFocus' analysis, Nepal Insurance Co stock appears to be undervalued. The current stock price of NPR510.00 is trading 19.3% below its estimated GF Value™ of NPR631.66. GuruFocus considers Nepal Insurance Co to be Modestly Undervalued.

Key valuation signals for XNEP:NICL:

  • ROE % Adjusted to Book Value: 2.85%
  • GF Value™: NPR631.66 vs. price of NPR510.00 (19.3% below fair value)
  • GF Score™: 95/100 with 1 warning sign

No single metric tells the full story. See the XNEP:NICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nepal Insurance Co Business Description

Address Ganeshthan, P.O. Box: 3623, Ameer Bhawan, 1st & 7th Floor, Kamaladi, Kathmandu, NPL
Nepal Insurance Co Ltd is a non-life insurance company in Nepal. The company offers motor insurance, property insurance, home insurance, marine insurance, engineering insurance, aviation insurance, agricultural and livestock insurance, and other miscellaneous insurance.
95GF Score

Get the complete analysis for XNEP:NICL

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR510.00
Price
NPR631.66
GF Value