Nepal Insurance Co (XNEP:NICL) OCF Margin %: -241.25% (As of Apr. 2026)


XNEP:NICL Nepal Insurance Co Ltd XNEP:NICL
95 GF Score
Price NPR516.00
GF Value NPR627.72
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Nepal Insurance Co OCF Margin %?

Nepal Insurance Co XNEP:NICL -0.10% 95 OCF Margin % is -241.25% as of Apr. 2026. GuruFocus rates XNEP:NICL with a GF Score™ of 95/100 and a GF Value™ of NPR627.72 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 505 Insurance companies, Nepal Insurance Co ranks better than 92.67% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Nepal Insurance Co's Cash Flow from Operations for the three months ended in Apr. 2026 was NPR-905 Mil. Nepal Insurance Co's Revenue for the three months ended in Apr. 2026 was NPR375 Mil. Therefore, Nepal Insurance Co's OCF Margin % for the quarter that ended in Apr. 2026 was -241.25%.

As of today, Nepal Insurance Co's current OCF Yield % is 5.01%.

The historical rank and industry rank for Nepal Insurance Co's OCF Margin % or its related term are showing as below:

XNEP:NICL' s OCF Margin % Range Over the Past 10 Years
Min: -15.81   Med: 30.52   Max: 112.64
Current: 48.6


During the past 10 years, the highest OCF Margin % of Nepal Insurance Co was 112.64%. The lowest was -15.81%. And the median was 30.52%.

XNEP:NICL's OCF Margin % is ranked better than
92.67% of 505 companies
in the Insurance industry
Industry Median: 10.86 vs XNEP:NICL: 48.60


Nepal Insurance Co OCF Margin % Related Terms


Nepal Insurance Co OCF Margin % Historical Data

* Premium members only.

The historical data trend for Nepal Insurance Co's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nepal Insurance Co OCF Margin % Chart

Nepal Insurance Co Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.45 30.99 70.30 112.64 59.44

Nepal Insurance Co Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -27.34 151.74 329.07 -37.13 -241.25

XNEP:NICL vs CB, PGR, TRV: OCF Margin % Comparison

For the Insurance - Property & Casualty subindustry, Nepal Insurance Co's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nepal Insurance Co OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Nepal Insurance Co's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Nepal Insurance Co's OCF Margin % falls into.


XNEP:NICL
95GF Score
Nepal Insurance Co Ltd XNEP:NICL
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Nepal Insurance Co OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Nepal Insurance Co's OCF Margin for the fiscal year that ended in Jul. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Jul. 2025 )/Revenue (A: Jul. 2025 )
=892.664/1501.774
=59.44 %

Nepal Insurance Co's OCF Margin for the quarter that ended in Apr. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Apr. 2026 )/Revenue (Q: Apr. 2026 )
=-904.535/374.944
=-241.25 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -241.25% mean?
Nepal Insurance Co (XNEP:NICL) has a OCF Margin % of -241.25% as of Apr. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Nepal Insurance Co and its competitors. According to the industry distribution chart, Nepal Insurance Co ranks #37 out of 505 companies in the Insurance industry, placing it in the top 7.3%.
Is Nepal Insurance Co's OCF Margin % too high?
Nepal Insurance Co's current OCF Margin % is -241.25%. Based on the distribution chart, Nepal Insurance Co ranks #37 out of 505 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Nepal Insurance Co has a GF Score™ of 95/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nepal Insurance Co's OCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Nepal Insurance Co ranks #37 out of 505 companies for OCF Margin %. This places Nepal Insurance Co in the top 7% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 10.86. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.86, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Nepal Insurance Co and its competitors. For the Insurance industry, the median OCF Margin % is 10.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal Insurance Co's current OCF Margin % is -241.25%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Nepal Insurance Co (XNEP:NICL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR627.72, compared to a current price of NPR516.00 — trading 17.8% below its estimated fair value. The current OCF Margin % is -241.25%. Nepal Insurance Co's overall GF Score™ is 95/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Nepal Insurance Co (XNEP:NICL), the current OCF Margin % is -241.25% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nepal Insurance Co (XNEP:NICL) Overvalued in 2026?

Based on GuruFocus' analysis, Nepal Insurance Co stock appears to be undervalued. The current stock price of NPR516.00 is trading 17.8% below its estimated GF Value™ of NPR627.72. GuruFocus considers Nepal Insurance Co to be Modestly Undervalued.

Key valuation signals for XNEP:NICL:

  • OCF Margin %: -241.25%
  • GF Value™: NPR627.72 vs. price of NPR516.00 (17.8% below fair value)
  • GF Score™: 95/100 with 1 warning sign

No single metric tells the full story. See the XNEP:NICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nepal Insurance Co Business Description

Address Ganeshthan, P.O. Box: 3623, Ameer Bhawan, 1st & 7th Floor, Kamaladi, Kathmandu, NPL
Nepal Insurance Co Ltd is a non-life insurance company in Nepal. The company offers motor insurance, property insurance, home insurance, marine insurance, engineering insurance, aviation insurance, agricultural and livestock insurance, and other miscellaneous insurance.
95GF Score

Get the complete analysis for XNEP:NICL

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR516.00
Price
NPR627.72
GF Value