Nepal Insurance CoXNEP:NICL +0.54%95 EBITDA Margin % is 48.83% as of Apr. 2026, which is 33% above its 10-year median of 36.80. GuruFocus rates XNEP:NICL with a GF Score™ of 95/100 and a GF Value™ of NPR628.56 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 371 Insurance companies, Nepal Insurance Co ranks better than 77.9% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Nepal Insurance Co's EBITDA for the
three
months ended in Apr. 2026 was NPR183 Mil. Nepal Insurance Co's Revenue for the
three
months ended in Apr. 2026 was NPR375 Mil. Therefore, Nepal Insurance Co's EBITDA margin for the quarter that ended in Apr. 2026 was 48.83%.
Nepal Insurance Co (XNEP:NICL) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Nepal Insurance Co EBITDA Margin % Related Terms
Nepal Insurance Co EBITDA Margin % Historical Data
* Premium members only.
The historical data trend for Nepal Insurance Co's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XNEP:NICL vs CB, PGR, TRV: EBITDA Margin % Comparison
For the Insurance - Property & Casualty subindustry, Nepal Insurance Co's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nepal Insurance Co EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Nepal Insurance Co's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Nepal Insurance Co's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nepal Insurance Co (XNEP:NICL) has a EBITDA Margin % of 48.83% as of Apr. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Nepal Insurance Co and its competitors. This is 33% above median its historical median of 36.80. Over the past decade, Nepal Insurance Co's EBITDA Margin % has ranged from 11.29 to 47.26. According to the industry distribution chart, Nepal Insurance Co ranks #82 out of 371 companies in the Insurance industry, placing it in the top 22.1%.
Is Nepal Insurance Co's EBITDA Margin % too high?
Nepal Insurance Co's current EBITDA Margin % of 48.83% is 33% above median its 10-year median of 36.80. Over the past 10 years, this metric has ranged from a low of 11.29 to a high of 47.26. The Insurance industry median EBITDA Margin % is 14.78. Nepal Insurance Co's value of 48.83% is 230.4% above this industry median. Based on the distribution chart, Nepal Insurance Co ranks #82 out of 371 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Nepal Insurance Co has a GF Score™ of 95/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nepal Insurance Co's EBITDA Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Nepal Insurance Co ranks #82 out of 371 companies for EBITDA Margin %. This places Nepal Insurance Co in the top 22% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 14.78. Nepal Insurance Co's value of 48.83% is 230.4% above this benchmark. Historically, Nepal Insurance Co's own EBITDA Margin % has ranged from 11.29 to 47.26 over the past decade. While the company's 10-year median is 36.80 vs. the industry median of 14.78, Nepal Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.78, based on 371 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nepal Insurance Co's current EBITDA Margin % of 48.83% is 230.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Nepal Insurance Co and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal Insurance Co's current EBITDA Margin % is 48.83%, which is 33% above median its own 10-year median of 36.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Nepal Insurance Co (XNEP:NICL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR628.56, compared to a current price of NPR522.80 — trading 16.8% below its estimated fair value. The current EBITDA Margin % is 48.83%, which is 33% above median its 10-year median of 36.80 and 230.4% above the Insurance industry median of 14.78. Nepal Insurance Co's overall GF Score™ is 95/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Nepal Insurance Co (XNEP:NICL), the current EBITDA Margin % is 48.83% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nepal Insurance Co (XNEP:NICL) Overvalued in 2026?
Based on GuruFocus' analysis, Nepal Insurance Co stock appears to be undervalued.
The current stock price of NPR522.80 is trading 16.8% below its estimated GF Value™ of NPR628.56.
GuruFocus considers Nepal Insurance Co to be Modestly Undervalued.
Key valuation signals for XNEP:NICL:
EBITDA Margin %: 48.83% (33% above median its 10-year median of 36.80)
GF Value™: NPR628.56 vs. price of NPR522.80 (16.8% below fair value)
Industry Position: 230.4% above the Insurance median (#82 of 371)
No single metric tells the full story. See the XNEP:NICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nepal Insurance Co Ltd is a non-life insurance company in Nepal. The company offers motor insurance, property insurance, home insurance, marine insurance, engineering insurance, aviation insurance, agricultural and livestock insurance, and other miscellaneous insurance.
95GF Score
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