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Nepal Insurance CoXNEP:NICL +0.95%87 Cyclically Adjusted PS Ratio is 7.81 as of Sep. 14, 2026, which is 27% below its 10-year median of 10.67. GuruFocus rates XNEP:NICL with a GF Score™ of 87/100 and a GF Value™ of NPR637.51 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 407 Insurance companies, Nepal Insurance Co ranks worse than 96.81% on this metric.
The historical rank and industry rank for Nepal Insurance Co's Cyclically Adjusted PS Ratio or its related term are showing as below:
XNEP:NICL'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 7.54 Med: 10.67 Max: 14.33
Current: 7.81
During the past years, Nepal Insurance Co's highest Cyclically Adjusted PS Ratio was 14.33. The lowest was 7.54. And the median was 10.67.
XNEP:NICL's Cyclically Adjusted PS Ratio is ranked worse than 96.81% of 407
companies
in the Insurance industry
Industry Median: 1.25
vs XNEP:NICL: 7.81
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
Nepal Insurance Co's adjusted revenue per share data for the three months ended in Apr. 2026 was NPR19.629. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is NPR55.68 for the trailing ten years ended in Apr. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Nepal Insurance Co (XNEP:NICL) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
Nepal Insurance Co Cyclically Adjusted PS Ratio Related Terms
Nepal Insurance Co Cyclically Adjusted PS Ratio Historical Data
* Premium members only.
The historical data trend for Nepal Insurance Co's Cyclically Adjusted PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nepal Insurance Co Cyclically Adjusted PS Ratio Chart
XNEP:NICL vs CB, PGR, TRV: Cyclically Adjusted PS Ratio Comparison
For the Insurance - Property & Casualty subindustry, Nepal Insurance Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nepal Insurance Co Cyclically Adjusted PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Nepal Insurance Co's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where Nepal Insurance Co's Cyclically Adjusted PS Ratio falls into.
Nepal Insurance Co Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
Nepal Insurance Co's Cyclically Adjusted PS Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 7.81 mean?
Nepal Insurance Co (XNEP:NICL) has a Cyclically Adjusted PS Ratio of 7.81 as of Sep. 14, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Nepal Insurance Co and its competitors. This is 27% below median its historical median of 10.67. Over the past decade, Nepal Insurance Co's Cyclically Adjusted PS Ratio has ranged from 7.54 to 14.33. According to the industry distribution chart, Nepal Insurance Co ranks #394 out of 407 companies in the Insurance industry, placing it in the top 96.8%.
Is Nepal Insurance Co's Cyclically Adjusted PS Ratio too high?
Nepal Insurance Co's current Cyclically Adjusted PS Ratio of 7.81 is 27% below median its 10-year median of 10.67. Over the past 10 years, this metric has ranged from a low of 7.54 to a high of 14.33. The Insurance industry median Cyclically Adjusted PS Ratio is 1.25. Nepal Insurance Co's value of 7.81 is 524.8% above this industry median. Based on the distribution chart, Nepal Insurance Co ranks #394 out of 407 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Nepal Insurance Co has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nepal Insurance Co's Cyclically Adjusted PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Nepal Insurance Co ranks #394 out of 407 companies for Cyclically Adjusted PS Ratio. This places Nepal Insurance Co in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.25. Nepal Insurance Co's value of 7.81 is 524.8% above this benchmark. Historically, Nepal Insurance Co's own Cyclically Adjusted PS Ratio has ranged from 7.54 to 14.33 over the past decade. While the company's 10-year median is 10.67 vs. the industry median of 1.25, Nepal Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.25, based on 407 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nepal Insurance Co's current Cyclically Adjusted PS Ratio of 7.81 is 524.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Nepal Insurance Co and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal Insurance Co's current Cyclically Adjusted PS Ratio is 7.81, which is 27% below median its own 10-year median of 10.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Nepal Insurance Co (XNEP:NICL) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR637.51, compared to a current price of NPR435.00 — trading 31.8% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 7.81, which is 27% below median its 10-year median of 10.67 and 524.8% above the Insurance industry median of 1.25. Nepal Insurance Co's overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Nepal Insurance Co (XNEP:NICL), the current Cyclically Adjusted PS Ratio is 7.81 as of Sep. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nepal Insurance Co (XNEP:NICL) Overvalued in 2026?
Based on GuruFocus' analysis, Nepal Insurance Co stock appears to be undervalued.
The current stock price of NPR435.00 is trading 31.8% below its estimated GF Value™ of NPR637.51.
GuruFocus considers Nepal Insurance Co to be Significantly Undervalued.
Key valuation signals for XNEP:NICL:
Cyclically Adjusted PS Ratio: 7.81 (27% below median its 10-year median of 10.67)
GF Value™: NPR637.51 vs. price of NPR435.00 (31.8% below fair value)
Industry Position: 524.8% above the Insurance median (#394 of 407)
No single metric tells the full story. See the XNEP:NICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nepal Insurance Co Ltd is a non-life insurance company in Nepal. The company offers motor insurance, property insurance, home insurance, marine insurance, engineering insurance, aviation insurance, agricultural and livestock insurance, and other miscellaneous insurance.
87GF Score
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