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Nepal Insurance CoXNEP:NICL -1.31%95 Pretax Margin % is 41.48% as of Apr. 2026, which is 17% above its 10-year median of 35.42. GuruFocus rates XNEP:NICL with a GF Score™ of 95/100 and a GF Value™ of NPR630.95 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 500 Insurance companies, Nepal Insurance Co ranks better than 79.8% on this metric.
The historical rank and industry rank for Nepal Insurance Co's Pretax Margin % or its related term are showing as below:
XNEP:NICL'
s Pretax Margin % Range Over the Past 10 Years
Min: 10.56 Med: 35.42 Max: 44.39
Current: 23.29
XNEP:NICL's Pretax Margin % is ranked better than 79.8% of 500
companies
in the Insurance industry
Industry Median: 11.825
vs XNEP:NICL: 23.29
Nepal Insurance Co (XNEP:NICL) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Nepal Insurance Co Pretax Margin % Related Terms
Nepal Insurance Co Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Nepal Insurance Co's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XNEP:NICL vs CB, PGR, TRV: Pretax Margin % Comparison
For the Insurance - Property & Casualty subindustry, Nepal Insurance Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nepal Insurance Co Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Nepal Insurance Co's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Nepal Insurance Co's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nepal Insurance Co (XNEP:NICL) has a Pretax Margin % of 41.48% as of Apr. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Nepal Insurance Co and its competitors. This is 17% above median its historical median of 35.42. Over the past decade, Nepal Insurance Co's Pretax Margin % has ranged from 10.56 to 44.39. According to the industry distribution chart, Nepal Insurance Co ranks #101 out of 500 companies in the Insurance industry, placing it in the top 20.2%.
Is Nepal Insurance Co's Pretax Margin % too high?
Nepal Insurance Co's current Pretax Margin % of 41.48% is 17% above median its 10-year median of 35.42. Over the past 10 years, this metric has ranged from a low of 10.56 to a high of 44.39. The Insurance industry median Pretax Margin % is 11.83. Nepal Insurance Co's value of 41.48% is 250.8% above this industry median. Based on the distribution chart, Nepal Insurance Co ranks #101 out of 500 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Nepal Insurance Co has a GF Score™ of 95/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nepal Insurance Co's Pretax Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Nepal Insurance Co ranks #101 out of 500 companies for Pretax Margin %. This places Nepal Insurance Co in the top 20% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 11.83. Nepal Insurance Co's value of 41.48% is 250.8% above this benchmark. Historically, Nepal Insurance Co's own Pretax Margin % has ranged from 10.56 to 44.39 over the past decade. While the company's 10-year median is 35.42 vs. the industry median of 11.83, Nepal Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.83, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nepal Insurance Co's current Pretax Margin % of 41.48% is 250.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Nepal Insurance Co and its competitors. For the Insurance industry, the median Pretax Margin % is 11.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal Insurance Co's current Pretax Margin % is 41.48%, which is 17% above median its own 10-year median of 35.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Nepal Insurance Co (XNEP:NICL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR630.95, compared to a current price of NPR519.00 — trading 17.7% below its estimated fair value. The current Pretax Margin % is 41.48%, which is 17% above median its 10-year median of 35.42 and 250.8% above the Insurance industry median of 11.83. Nepal Insurance Co's overall GF Score™ is 95/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Nepal Insurance Co (XNEP:NICL), the current Pretax Margin % is 41.48% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nepal Insurance Co (XNEP:NICL) Overvalued in 2026?
Based on GuruFocus' analysis, Nepal Insurance Co stock appears to be undervalued.
The current stock price of NPR519.00 is trading 17.7% below its estimated GF Value™ of NPR630.95.
GuruFocus considers Nepal Insurance Co to be Modestly Undervalued.
Key valuation signals for XNEP:NICL:
Pretax Margin %: 41.48% (17% above median its 10-year median of 35.42)
GF Value™: NPR630.95 vs. price of NPR519.00 (17.7% below fair value)
Industry Position: 250.8% above the Insurance median (#101 of 500)
No single metric tells the full story. See the XNEP:NICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nepal Insurance Co Ltd is a non-life insurance company in Nepal. The company offers motor insurance, property insurance, home insurance, marine insurance, engineering insurance, aviation insurance, agricultural and livestock insurance, and other miscellaneous insurance.
95GF Score
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