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Nepal Insurance CoXNEP:NICL +0.77%95 FCF Yield % is 4.53 as of Jul. 16, 2026, which is 9% above its 10-year median of 4.17. GuruFocus rates XNEP:NICL with a GF Score™ of 95/100 and a GF Value™ of NPR630.11 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 505 Insurance companies, Nepal Insurance Co ranks worse than 61.58% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Nepal Insurance Co FCF Yield % Related Terms
Nepal Insurance Co FCF Yield % Historical Data
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The historical data trend for Nepal Insurance Co's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Nepal Insurance Co's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nepal Insurance Co FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Nepal Insurance Co's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Nepal Insurance Co's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nepal Insurance Co (XNEP:NICL) has a FCF Yield % of 4.53 as of Jul. 16, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Nepal Insurance Co and its competitors. This is near median its historical median of 4.17. According to the industry distribution chart, Nepal Insurance Co ranks #311 out of 505 companies in the Insurance industry, placing it in the top 61.6%.
Is Nepal Insurance Co's FCF Yield % too high?
Nepal Insurance Co's current FCF Yield % of 4.53 is near median its 10-year median of 4.17. The Insurance industry median FCF Yield % is 7.01. Nepal Insurance Co's value of 4.53 is 35.4% below this industry median. Based on the distribution chart, Nepal Insurance Co ranks #311 out of 505 companies in the Insurance industry, which is below the industry midpoint. Overall, Nepal Insurance Co has a GF Score™ of 95/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nepal Insurance Co's FCF Yield % compare to CB and PGR?
According to the Insurance industry distribution chart, Nepal Insurance Co ranks #311 out of 505 companies for FCF Yield %. This places Nepal Insurance Co in the lower half of its industry. The industry median FCF Yield % is 7.01. Nepal Insurance Co's value of 4.53 is 35.4% below this benchmark. While the company's 10-year median is 4.17 vs. the industry median of 7.01, Nepal Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.01, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nepal Insurance Co's current FCF Yield % of 4.53 is 35.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Nepal Insurance Co and its competitors. For the Insurance industry, the median FCF Yield % is 7.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal Insurance Co's current FCF Yield % is 4.53, which is near median its own 10-year median of 4.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Nepal Insurance Co (XNEP:NICL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR630.11, compared to a current price of NPR512.90 — trading 18.6% below its estimated fair value. The current FCF Yield % is 4.53, which is near median its 10-year median of 4.17 and 35.4% below the Insurance industry median of 7.01. Nepal Insurance Co's overall GF Score™ is 95/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Nepal Insurance Co (XNEP:NICL), the current FCF Yield % is 4.53 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nepal Insurance Co (XNEP:NICL) Overvalued in 2026?
Based on GuruFocus' analysis, Nepal Insurance Co stock appears to be undervalued.
The current stock price of NPR512.90 is trading 18.6% below its estimated GF Value™ of NPR630.11.
GuruFocus considers Nepal Insurance Co to be Modestly Undervalued.
Key valuation signals for XNEP:NICL:
FCF Yield %: 4.53 (near median its 10-year median of 4.17)
GF Value™: NPR630.11 vs. price of NPR512.90 (18.6% below fair value)
Industry Position: 35.4% below the Insurance median (#311 of 505)
No single metric tells the full story. See the XNEP:NICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nepal Insurance Co Ltd is a non-life insurance company in Nepal. The company offers motor insurance, property insurance, home insurance, marine insurance, engineering insurance, aviation insurance, agricultural and livestock insurance, and other miscellaneous insurance.
95GF Score
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