Nepal Insurance Co (XNEP:NICL) Interest Expense: NPR-7 Mil (TTM As of Apr. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:NICL Nepal Insurance Co Ltd XNEP:NICL
95 GF Score
Price NPR488.00
GF Value NPR634.64
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is Nepal Insurance Co Interest Expense?

Nepal Insurance Co XNEP:NICL -0.63% 95 Interest Expense is NPR-7 Mil as of Apr. 2026. GuruFocus rates XNEP:NICL with a GF Score™ of 95/100 and a GF Value™ of NPR634.64 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Nepal Insurance Co's interest expense for the three months ended in Apr. 2026 was NPR -2 Mil. Its interest expense for the trailing twelve months (TTM) ended in Apr. 2026 was NPR-7 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Nepal Insurance Co's Operating Income for the three months ended in Apr. 2026 was NPR 157 Mil. Nepal Insurance Co's Interest Expense for the three months ended in Apr. 2026 was NPR -2 Mil. Nepal Insurance Co's Interest Coverage for the quarter that ended in Apr. 2026 was 97.37. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Nepal Insurance Co  (XNEP:NICL) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Nepal Insurance Co's Interest Expense for the three months ended in Apr. 2026 was NPR-2 Mil. Its EBIT for the three months ended in Apr. 2026 was NPR157 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Apr. 2026 was NPR0 Mil.

Nepal Insurance Co's Interest Coverage for the quarter that ended in Apr. 2026 is calculated as

Interest Coverage=-1* EBIT (Q: Apr. 2026 )/Interest Expense (Q: Apr. 2026 )
=-1*157.152/-1.614
=97.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Nepal Insurance Co Interest Expense Historical Data

* Premium members only.

The historical data trend for Nepal Insurance Co's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nepal Insurance Co Interest Expense Chart

Nepal Insurance Co Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -162.79 -226.67 -6.65 -6.45 -5.87

Nepal Insurance Co Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.77 -2.23 -1.83 -1.40 -1.61
XNEP:NICL
95GF Score
Nepal Insurance Co Ltd XNEP:NICL
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nepal Insurance Co Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR-7 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of NPR-7 Mil mean?
Nepal Insurance Co (XNEP:NICL) has a Interest Expense of NPR-7 Mil as of Apr. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Nepal Insurance Co and its competitors.
Is Nepal Insurance Co's Interest Expense too high?
Nepal Insurance Co's current Interest Expense is NPR-7 Mil. Overall, Nepal Insurance Co has a GF Score™ of 95/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nepal Insurance Co's Interest Expense compare to CB and PGR?
Nepal Insurance Co's Interest Expense of NPR-7 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Insurance company?
A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Nepal Insurance Co and its competitors. Nepal Insurance Co's current Interest Expense is NPR-7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Nepal Insurance Co (XNEP:NICL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR634.64, compared to a current price of NPR488.00 — trading 23.1% below its estimated fair value. The current Interest Expense is NPR-7 Mil. Nepal Insurance Co's overall GF Score™ is 95/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Nepal Insurance Co (XNEP:NICL), the current Interest Expense is NPR-7 Mil as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nepal Insurance Co (XNEP:NICL) Overvalued in 2026?

Based on GuruFocus' analysis, Nepal Insurance Co stock appears to be undervalued. The current stock price of NPR488.00 is trading 23.1% below its estimated GF Value™ of NPR634.64. GuruFocus considers Nepal Insurance Co to be Modestly Undervalued.

Key valuation signals for XNEP:NICL:

  • Interest Expense: NPR-7 Mil
  • GF Value™: NPR634.64 vs. price of NPR488.00 (23.1% below fair value)
  • GF Score™: 95/100 with 1 warning sign

No single metric tells the full story. See the XNEP:NICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Nepal Insurance Co Business Description

Address Ganeshthan, P.O. Box: 3623, Ameer Bhawan, 1st & 7th Floor, Kamaladi, Kathmandu, NPL
Nepal Insurance Co Ltd is a non-life insurance company in Nepal. The company offers motor insurance, property insurance, home insurance, marine insurance, engineering insurance, aviation insurance, agricultural and livestock insurance, and other miscellaneous insurance.
95GF Score

Get the complete analysis for XNEP:NICL

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR488.00
Price
NPR634.64
GF Value