YFGSF (Yamaguchi Financial Group) Cyclically Adjusted Book per Share: $6.96 (As of Mar. 2026)


YFGSF Yamaguchi Financial Group Inc YFGSF
64 GF Score
Price $5.62
GF Value $4.59
! 5 Warning Signs
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What is Yamaguchi Financial Group Cyclically Adjusted Book per Share?

Yamaguchi Financial Group YFGSF 64 Cyclically Adjusted Book per Share is $6.96 as of Mar. 2026. GuruFocus rates YFGSF with a GF Score™ of 64/100 and a GF Value™ of $4.59. The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Yamaguchi Financial Group's adjusted book value per share for the three months ended in Mar. 2026 was $20.437. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $6.96 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Yamaguchi Financial Group's average Cyclically Adjusted Book Growth Rate was 3.00% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 4.60% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 5.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Yamaguchi Financial Group was 5.50% per year. The lowest was 3.90% per year. And the median was 4.60% per year.

As of today (2026-06-28), Yamaguchi Financial Group's current stock price is $5.62. Yamaguchi Financial Group's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $6.96. Yamaguchi Financial Group's Cyclically Adjusted PB Ratio of today is 0.81.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Yamaguchi Financial Group was 0.98. The lowest was 0.20. And the median was 0.37.


Yamaguchi Financial Group  (OTCPK:YFGSF) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Yamaguchi Financial Group's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=5.62/6.96
=0.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Yamaguchi Financial Group was 0.98. The lowest was 0.20. And the median was 0.37.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Yamaguchi Financial Group Cyclically Adjusted Book per Share Related Terms


Yamaguchi Financial Group Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Yamaguchi Financial Group's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yamaguchi Financial Group Cyclically Adjusted Book per Share Chart

Yamaguchi Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.87 18.02 9.90 9.25 6.96

Yamaguchi Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.25 10.55 9.15 7.87 6.96

Yamaguchi Financial Group Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Yamaguchi Financial Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yamaguchi Financial Group Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Yamaguchi Financial Group's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Yamaguchi Financial Group's Cyclically Adjusted PB Ratio falls into.


YFGSF
64GF Score
Yamaguchi Financial Group Inc YFGSF
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Yamaguchi Financial Group Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Yamaguchi Financial Group's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=20.437/112.7000*112.7000
=20.437

Current CPI (Mar. 2026) = 112.7000.

Yamaguchi Financial Group Quarterly Data

Book Value per Share CPI Adj_Book
201606 22.547 98.100 25.903
201609 23.450 98.000 26.968
201612 21.212 98.400 24.295
201703 22.038 98.100 25.318
201706 22.846 98.500 26.140
201709 23.384 98.800 26.674
201712 23.503 99.400 26.648
201803 25.036 99.200 28.443
201806 25.060 99.200 28.470
201809 23.643 99.900 26.672
201812 23.221 99.700 26.249
201903 23.227 99.700 26.256
201906 23.882 99.800 26.969
201909 24.118 100.100 27.154
201912 24.034 100.500 26.952
202003 22.841 100.300 25.665
202006 23.317 99.900 26.305
202009 24.225 99.900 27.329
202012 25.185 99.300 28.584
202103 25.119 99.900 28.337
202106 24.786 99.500 28.074
202109 24.797 100.100 27.918
202112 24.547 100.100 27.637
202203 22.370 101.100 24.937
202206 19.532 101.800 21.623
202209 18.280 103.100 19.982
202212 19.408 104.100 21.011
202303 20.336 104.400 21.953
202306 19.894 105.200 21.312
202309 18.882 106.200 20.038
202312 19.851 106.800 20.948
202403 20.087 107.200 21.118
202406 18.863 108.200 19.648
202409 20.924 108.900 21.654
202412 19.375 110.700 19.725
202503 19.684 111.100 19.967
202506 20.750 111.700 20.936
202509 21.251 112.000 21.384
202512 20.759 113.000 20.704
202603 20.437 112.700 20.437

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $6.96 mean?
Yamaguchi Financial Group (YFGSF) has a Cyclically Adjusted Book per Share of $6.96 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Yamaguchi Financial Group and its competitors.
Is Yamaguchi Financial Group's Cyclically Adjusted Book per Share too high?
Yamaguchi Financial Group's current Cyclically Adjusted Book per Share is $6.96. Overall, Yamaguchi Financial Group has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Yamaguchi Financial Group's Cyclically Adjusted Book per Share compare to competitors?
Yamaguchi Financial Group's Cyclically Adjusted Book per Share of $6.96 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Yamaguchi Financial Group and its competitors. Yamaguchi Financial Group's current Cyclically Adjusted Book per Share is $6.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yamaguchi Financial Group stock overvalued right now?
Yamaguchi Financial Group (YFGSF) has a current Cyclically Adjusted Book per Share of $6.96. The stock's GF Value™ is $4.59, compared to a current price of $5.62 — trading 22.4% above its estimated fair value. The current Cyclically Adjusted Book per Share is $6.96. Yamaguchi Financial Group's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Yamaguchi Financial Group (YFGSF), the current Cyclically Adjusted Book per Share is $6.96 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yamaguchi Financial Group (YFGSF) Overvalued in 2026?

Based on GuruFocus' analysis, Yamaguchi Financial Group stock appears to be overvalued. The current stock price of $5.62 is trading 22.4% above its estimated GF Value™ of $4.59.

Key valuation signals for YFGSF:

  • Cyclically Adjusted Book per Share: $6.96
  • GF Value™: $4.59 vs. price of $5.62 (22.4% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the YFGSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yamaguchi Financial Group Business Description

Other Exchanges 8418:Japan
Address 4-2-36 Takezakicho, Yamaguchi Prefecture, Shimonoseki, JPN, 750-8603
Yamaguchi Financial Group Inc is a Japan-based holding company that is principally engaged in providing financial products and services, such as deposits, loans, leasing, foreign exchange transactions, securities business, credit card business, and others. The company operates through a number of subsidiaries, such as Yamaguchi Bank, Momiji Bank, Kitakyushu Bank, and YM Securities. The company's business operations are concentrated within a branch network in Japan, and the firm generates the majority of its income from the domestic market. The company also has a business presence in overseas markets, such as mainland China and Hong Kong.
64GF Score

Get the complete analysis for YFGSF

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.62
Price
$4.59
GF Value