YFGSF (Yamaguchi Financial Group) Altman Z2-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

YFGSF Yamaguchi Financial Group Inc YFGSF
72 GF Score
Price $5.62
GF Value $4.56
! 6 Warning Signs
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What is Yamaguchi Financial Group Altman Z2-Score?

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Altman Z2-Score does not apply to banks and insurance companies.

YFGSF
72GF Score
Yamaguchi Financial Group Inc YFGSF
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Yamaguchi Financial Group (YFGSF) Overvalued in 2026?

Based on GuruFocus' analysis, Yamaguchi Financial Group stock appears to be overvalued. The current stock price of $5.62 is trading 23.2% above its estimated GF Value™ of $4.56.

Key valuation signals for YFGSF:

  • Altman Z2-Score:
  • GF Value™: $4.56 vs. price of $5.62 (23.2% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the YFGSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Yamaguchi Financial Group Business Description

Other Exchanges 8418:Japan
Address 4-2-36 Takezakicho, Yamaguchi Prefecture, Shimonoseki, JPN, 750-8603
Yamaguchi Financial Group Inc is a Japan-based holding company that is principally engaged in providing financial products and services, such as deposits, loans, leasing, foreign exchange transactions, securities business, credit card business, and others. The company operates through a number of subsidiaries, such as Yamaguchi Bank, Momiji Bank, Kitakyushu Bank, and YM Securities. The company's business operations are concentrated within a branch network in Japan, and the firm generates the majority of its income from the domestic market. The company also has a business presence in overseas markets, such as mainland China and Hong Kong.
72GF Score

Get the complete analysis for YFGSF

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.62
Price
$4.56
GF Value