YFGSF (Yamaguchi Financial Group) Shiller PE Ratio: 23.42 (As of Aug. 30, 2026) — 137% Above Median

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YFGSF Yamaguchi Financial Group Inc YFGSF
72 GF Score
Price $5.62
GF Value $5.09
! 6 Warning Signs
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What is Yamaguchi Financial Group Shiller PE Ratio?

Yamaguchi Financial Group YFGSF 72 Shiller PE Ratio is 23.42 as of Aug. 30, 2026, which is 137% above its 10-year median of 9.89. GuruFocus rates YFGSF with a GF Score™ of 72/100 and a GF Value™ of $5.09. The stock has 6 warning signs investors should review. Among 1,240 Banks companies, Yamaguchi Financial Group ranks worse than 92.26% on this metric.

As of today (2026-08-30), Yamaguchi Financial Group's current share price is $5.62. Yamaguchi Financial Group's E10 for the quarter that ended in Mar. 2026 was $0.24. Yamaguchi Financial Group's Shiller PE Ratio for today is 23.42.

The historical rank and industry rank for Yamaguchi Financial Group's Shiller PE Ratio or its related term are showing as below:

YFGSF' s Shiller PE Ratio Range Over the Past 10 Years
Min: 4.55   Med: 9.89   Max: 31.04
Current: 31

During the past years, Yamaguchi Financial Group's highest Shiller PE Ratio was 31.04. The lowest was 4.55. And the median was 9.89.

YFGSF's Shiller PE Ratio is ranked worse than
92.26% of 1240 companies
in the Banks industry
Industry Median: 13.765 vs YFGSF: 31.00

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Yamaguchi Financial Group's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.129. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $0.24 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Yamaguchi Financial Group  (OTCPK:YFGSF) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Yamaguchi Financial Group Shiller PE Ratio Related Terms


Yamaguchi Financial Group Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Yamaguchi Financial Group's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yamaguchi Financial Group Shiller PE Ratio Chart

Yamaguchi Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.45 8.94 16.99 17.84 23.33

Yamaguchi Financial Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.53 17.53 20.36 23.33 0.00

Yamaguchi Financial Group Shiller PE Ratio Competitor Comparison

For the Banks - Regional subindustry, Yamaguchi Financial Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yamaguchi Financial Group Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Yamaguchi Financial Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Yamaguchi Financial Group's Shiller PE Ratio falls into.


YFGSF
72GF Score
Yamaguchi Financial Group Inc YFGSF
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Yamaguchi Financial Group Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Yamaguchi Financial Group's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=5.62/0.24
=23.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yamaguchi Financial Group's E10 for the quarter that ended in Mar. 2026 is calculated as:

For example, Yamaguchi Financial Group's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.129/112.7000*112.7000
=0.129

Current CPI (Mar. 2026) = 112.7000.

Yamaguchi Financial Group Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201606 0.333 98.100 0.383
201609 0.217 98.000 0.250
201612 0.237 98.400 0.271
201703 0.194 98.100 0.223
201706 0.295 98.500 0.338
201709 0.277 98.800 0.316
201712 0.248 99.400 0.281
201803 0.187 99.200 0.212
201806 0.211 99.200 0.240
201809 0.202 99.900 0.228
201812 0.146 99.700 0.165
201903 0.189 99.700 0.214
201906 0.240 99.800 0.271
201909 0.197 100.100 0.222
201912 0.241 100.500 0.270
202003 0.189 100.300 0.212
202006 0.139 99.900 0.157
202009 0.174 99.900 0.196
202012 0.336 99.300 0.381
202103 0.288 99.900 0.325
202106 0.253 99.500 0.287
202109 0.193 100.100 0.217
202112 0.312 100.100 0.351
202203 -1.201 101.100 -1.339
202206 0.241 101.800 0.267
202209 0.140 103.100 0.153
202212 0.211 104.100 0.228
202303 -0.024 104.400 -0.026
202306 0.276 105.200 0.296
202309 0.147 106.200 0.156
202312 0.254 106.800 0.268
202403 0.113 107.200 0.119
202406 0.336 108.200 0.350
202409 0.153 108.900 0.158
202412 0.274 110.700 0.279
202503 0.322 111.100 0.327
202506 0.317 111.700 0.320
202509 0.380 112.000 0.382
202512 0.223 113.000 0.222
202603 0.129 112.700 0.129

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 23.42 mean?
Yamaguchi Financial Group (YFGSF) has a Shiller PE Ratio of 23.42 as of Aug. 30, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Yamaguchi Financial Group and its competitors. This is 137% above median its historical median of 9.89. Over the past decade, Yamaguchi Financial Group's Shiller PE Ratio has ranged from 4.55 to 31.04. According to the industry distribution chart, Yamaguchi Financial Group ranks #1144 out of 1240 companies in the Banks industry, placing it in the top 92.3%.
Is Yamaguchi Financial Group's Shiller PE Ratio too high?
Yamaguchi Financial Group's current Shiller PE Ratio of 23.42 is 137% above median its 10-year median of 9.89. Over the past 10 years, this metric has ranged from a low of 4.55 to a high of 31.04. The Banks industry median Shiller PE Ratio is 13.77. Yamaguchi Financial Group's value of 23.42 is 70.1% above this industry median. Based on the distribution chart, Yamaguchi Financial Group ranks #1144 out of 1240 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Yamaguchi Financial Group has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Yamaguchi Financial Group's Shiller PE Ratio compare to competitors?
According to the Banks industry distribution chart, Yamaguchi Financial Group ranks #1144 out of 1240 companies for Shiller PE Ratio. This places Yamaguchi Financial Group in the lower half of its industry. The industry median Shiller PE Ratio is 13.77. Yamaguchi Financial Group's value of 23.42 is 70.1% above this benchmark. Historically, Yamaguchi Financial Group's own Shiller PE Ratio has ranged from 4.55 to 31.04 over the past decade. While the company's 10-year median is 9.89 vs. the industry median of 13.77, Yamaguchi Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.77, based on 1,240 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yamaguchi Financial Group's current Shiller PE Ratio of 23.42 is 70.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Yamaguchi Financial Group and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yamaguchi Financial Group's current Shiller PE Ratio is 23.42, which is 137% above median its own 10-year median of 9.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yamaguchi Financial Group stock overvalued right now?
Yamaguchi Financial Group (YFGSF) has a current Shiller PE Ratio of 23.42. The stock's GF Value™ is $5.09, compared to a current price of $5.62 — trading 10.4% above its estimated fair value. The current Shiller PE Ratio is 23.42, which is 137% above median its 10-year median of 9.89 and 70.1% above the Banks industry median of 13.77. Yamaguchi Financial Group's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Yamaguchi Financial Group (YFGSF), the current Shiller PE Ratio is 23.42 as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yamaguchi Financial Group (YFGSF) Overvalued in 2026?

Based on GuruFocus' analysis, Yamaguchi Financial Group stock appears to be overvalued. The current stock price of $5.62 is trading 10.4% above its estimated GF Value™ of $5.09.

Key valuation signals for YFGSF:

  • Shiller PE Ratio: 23.42 (137% above median its 10-year median of 9.89)
  • GF Value™: $5.09 vs. price of $5.62 (10.4% above fair value)
  • GF Score™: 72/100 with 6 warning signs
  • Industry Position: 70.1% above the Banks median (#1144 of 1240)

No single metric tells the full story. See the YFGSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yamaguchi Financial Group Business Description

Other Exchanges 8418:Japan
Address 4-2-36 Takezakicho, Yamaguchi Prefecture, Shimonoseki, JPN, 750-8603
Yamaguchi Financial Group Inc is a Japan-based holding company that is principally engaged in providing financial products and services, such as deposits, loans, leasing, foreign exchange transactions, securities business, credit card business, and others. The company operates through a number of subsidiaries, such as Yamaguchi Bank, Momiji Bank, Kitakyushu Bank, and YM Securities. The company's business operations are concentrated within a branch network in Japan, and the firm generates the majority of its income from the domestic market. The company also has a business presence in overseas markets, such as mainland China and Hong Kong.
72GF Score

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Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.62
Price
$5.09
GF Value