YFGSF (Yamaguchi Financial Group) Cyclically Adjusted PS Ratio: 3.53 (As of Jul. 08, 2026) — 115% Above Median


YFGSF Yamaguchi Financial Group Inc YFGSF
64 GF Score
Price $5.62
GF Value $4.44
! 6 Warning Signs
View Full Analysis

What is Yamaguchi Financial Group Cyclically Adjusted PS Ratio?

Yamaguchi Financial Group YFGSF 64 Cyclically Adjusted PS Ratio is 3.53 as of Jul. 08, 2026, which is 115% above its 10-year median of 1.64. GuruFocus rates YFGSF with a GF Score™ of 64/100 and a GF Value™ of $4.44. The stock has 6 warning signs investors should review. Among 1,302 Banks companies, Yamaguchi Financial Group ranks worse than 70.43% on this metric.

As of today (2026-07-08), Yamaguchi Financial Group's current share price is $5.62. Yamaguchi Financial Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $1.59. Yamaguchi Financial Group's Cyclically Adjusted PS Ratio for today is 3.53.

The historical rank and industry rank for Yamaguchi Financial Group's Cyclically Adjusted PS Ratio or its related term are showing as below:

YFGSF' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.87   Med: 1.64   Max: 4.39
Current: 4.39

During the past years, Yamaguchi Financial Group's highest Cyclically Adjusted PS Ratio was 4.39. The lowest was 0.87. And the median was 1.64.

YFGSF's Cyclically Adjusted PS Ratio is ranked worse than
70.43% of 1302 companies
in the Banks industry
Industry Median: 3.32 vs YFGSF: 4.39

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Yamaguchi Financial Group's adjusted revenue per share data for the three months ended in Mar. 2026 was $2.152. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $1.59 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Yamaguchi Financial Group  (OTCPK:YFGSF) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Yamaguchi Financial Group Cyclically Adjusted PS Ratio Related Terms


Yamaguchi Financial Group Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Yamaguchi Financial Group's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yamaguchi Financial Group Cyclically Adjusted PS Ratio Chart

Yamaguchi Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.24 1.43 2.64 2.79 3.54

Yamaguchi Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.79 2.44 2.80 3.21 3.54

Yamaguchi Financial Group Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Yamaguchi Financial Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yamaguchi Financial Group Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Yamaguchi Financial Group's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Yamaguchi Financial Group's Cyclically Adjusted PS Ratio falls into.


YFGSF
64GF Score
Yamaguchi Financial Group Inc YFGSF
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Yamaguchi Financial Group Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Yamaguchi Financial Group's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=5.62/1.59
=3.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yamaguchi Financial Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Yamaguchi Financial Group's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.152/112.7000*112.7000
=2.152

Current CPI (Mar. 2026) = 112.7000.

Yamaguchi Financial Group Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 1.352 98.100 1.553
201609 1.151 98.000 1.324
201612 1.067 98.400 1.222
201703 0.954 98.100 1.096
201706 1.139 98.500 1.303
201709 1.097 98.800 1.251
201712 1.085 99.400 1.230
201803 1.107 99.200 1.258
201806 1.178 99.200 1.338
201809 1.157 99.900 1.305
201812 1.084 99.700 1.225
201903 1.197 99.700 1.353
201906 1.262 99.800 1.425
201909 1.355 100.100 1.526
201912 1.214 100.500 1.361
202003 1.507 100.300 1.693
202006 1.201 99.900 1.355
202009 1.288 99.900 1.453
202012 1.492 99.300 1.693
202103 2.313 99.900 2.609
202106 1.235 99.500 1.399
202109 1.242 100.100 1.398
202112 1.221 100.100 1.375
202203 1.084 101.100 1.208
202206 1.061 101.800 1.175
202209 0.962 103.100 1.052
202212 1.013 104.100 1.097
202303 1.123 104.400 1.212
202306 1.088 105.200 1.166
202309 0.999 106.200 1.060
202312 1.212 106.800 1.279
202403 1.131 107.200 1.189
202406 1.360 108.200 1.417
202409 1.361 108.900 1.408
202412 1.204 110.700 1.226
202503 1.253 111.100 1.271
202506 1.327 111.700 1.339
202509 1.286 112.000 1.294
202512 1.665 113.000 1.661
202603 2.152 112.700 2.152

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 3.53 mean?
Yamaguchi Financial Group (YFGSF) has a Cyclically Adjusted PS Ratio of 3.53 as of Jul. 08, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Yamaguchi Financial Group and its competitors. This is 115% above median its historical median of 1.64. Over the past decade, Yamaguchi Financial Group's Cyclically Adjusted PS Ratio has ranged from 0.87 to 4.39. According to the industry distribution chart, Yamaguchi Financial Group ranks #917 out of 1302 companies in the Banks industry, placing it in the top 70.4%.
Is Yamaguchi Financial Group's Cyclically Adjusted PS Ratio too high?
Yamaguchi Financial Group's current Cyclically Adjusted PS Ratio of 3.53 is 115% above median its 10-year median of 1.64. Over the past 10 years, this metric has ranged from a low of 0.87 to a high of 4.39. The Banks industry median Cyclically Adjusted PS Ratio is 3.32. Yamaguchi Financial Group's value of 3.53 is 6.3% above this industry median. Based on the distribution chart, Yamaguchi Financial Group ranks #917 out of 1302 companies in the Banks industry, which is below the industry midpoint. Overall, Yamaguchi Financial Group has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Yamaguchi Financial Group's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Yamaguchi Financial Group ranks #917 out of 1302 companies for Cyclically Adjusted PS Ratio. This places Yamaguchi Financial Group in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.32. Yamaguchi Financial Group's value of 3.53 is 6.3% above this benchmark. Historically, Yamaguchi Financial Group's own Cyclically Adjusted PS Ratio has ranged from 0.87 to 4.39 over the past decade. While the company's 10-year median is 1.64 vs. the industry median of 3.32, Yamaguchi Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.32, based on 1,302 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yamaguchi Financial Group's current Cyclically Adjusted PS Ratio of 3.53 is 6.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Yamaguchi Financial Group and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yamaguchi Financial Group's current Cyclically Adjusted PS Ratio is 3.53, which is 115% above median its own 10-year median of 1.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yamaguchi Financial Group stock overvalued right now?
Yamaguchi Financial Group (YFGSF) has a current Cyclically Adjusted PS Ratio of 3.53. The stock's GF Value™ is $4.44, compared to a current price of $5.62 — trading 26.6% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.53, which is 115% above median its 10-year median of 1.64 and 6.3% above the Banks industry median of 3.32. Yamaguchi Financial Group's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Yamaguchi Financial Group (YFGSF), the current Cyclically Adjusted PS Ratio is 3.53 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yamaguchi Financial Group (YFGSF) Overvalued in 2026?

Based on GuruFocus' analysis, Yamaguchi Financial Group stock appears to be overvalued. The current stock price of $5.62 is trading 26.6% above its estimated GF Value™ of $4.44.

Key valuation signals for YFGSF:

  • Cyclically Adjusted PS Ratio: 3.53 (115% above median its 10-year median of 1.64)
  • GF Value™: $4.44 vs. price of $5.62 (26.6% above fair value)
  • GF Score™: 64/100 with 6 warning signs
  • Industry Position: 6.3% above the Banks median (#917 of 1302)

No single metric tells the full story. See the YFGSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yamaguchi Financial Group Business Description

Other Exchanges 8418:Japan
Address 4-2-36 Takezakicho, Yamaguchi Prefecture, Shimonoseki, JPN, 750-8603
Yamaguchi Financial Group Inc is a Japan-based holding company that is principally engaged in providing financial products and services, such as deposits, loans, leasing, foreign exchange transactions, securities business, credit card business, and others. The company operates through a number of subsidiaries, such as Yamaguchi Bank, Momiji Bank, Kitakyushu Bank, and YM Securities. The company's business operations are concentrated within a branch network in Japan, and the firm generates the majority of its income from the domestic market. The company also has a business presence in overseas markets, such as mainland China and Hong Kong.
64GF Score

Get the complete analysis for YFGSF

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.62
Price
$4.44
GF Value