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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."
Yamaguchi Financial Group does not have enough data to calculate Owner Earnings per Share (TTM), so as Price-to-Owner-Earnings ratio.
The historical rank and industry rank for Yamaguchi Financial Group's Owner Earnings per Share (TTM) or its related term are showing as below:
YFGSF's Price-to-Owner-Earnings is not ranked *
in the Banks industry.
Industry Median: 10.41 * Ranked among companies with meaningful Price-to-Owner-Earnings only.
Assumption: Companies usually do not report maintenance capital expenditures and growth capital expenditures separately. Here we use estimated numbers and average them over 5 years. The method to estimate maintenance capital expenditures can be found in above part 4.
Note: GuruFocus' Change In Working Capital is provided by Morningstar. It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement from original financial report. And it includes non-current parts of assets and liabilities.
Yamaguchi Financial Group Owner Earnings per Share (TTM) Related Terms
Yamaguchi Financial Group Owner Earnings per Share (TTM) Historical Data
* Premium members only.
The historical data trend for Yamaguchi Financial Group's Owner Earnings per Share (TTM) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Yamaguchi Financial Group Owner Earnings per Share (TTM) Chart
Yamaguchi Financial Group Owner Earnings per Share (TTM) Competitor Comparison
For the Banks - Regional subindustry, Yamaguchi Financial Group's Price-to-Owner-Earnings, along with its competitors' market caps and Price-to-Owner-Earnings data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yamaguchi Financial Group Price-to-Owner-Earnings vs Banks Industry
For the Banks industry and Financial Services sector, Yamaguchi Financial Group's Price-to-Owner-Earnings distribution charts can be found below:
* The bar in red indicates where Yamaguchi Financial Group's Price-to-Owner-Earnings falls into.
"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume. (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."
What does a Owner Earnings per Share (TTM) of 0.00 mean?
Yamaguchi Financial Group (YFGSF) has a Owner Earnings per Share (TTM) of 0.00 as of Mar. 2026. Warren Buffett defined owner earnings as reported earnings plus depreciation less average maintenance capital expenditure. View historical data on Yamaguchi Financial Group. Over the past decade, Yamaguchi Financial Group's Owner Earnings per Share (TTM) has ranged from 9.73 to 11.22. According to the industry distribution chart, Yamaguchi Financial Group ranks #999999 out of 1047 companies in the Banks industry.
Is Yamaguchi Financial Group's Owner Earnings per Share (TTM) too high?
Yamaguchi Financial Group's current Owner Earnings per Share (TTM) is 0.00. Over the past 10 years, this metric has ranged from a low of 9.73 to a high of 11.22. Based on the distribution chart, Yamaguchi Financial Group ranks #999999 out of 1047 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Yamaguchi Financial Group has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Yamaguchi Financial Group's Owner Earnings per Share (TTM) compare to competitors?
According to the Banks industry distribution chart, Yamaguchi Financial Group ranks #999999 out of 1047 companies for Owner Earnings per Share (TTM). This places Yamaguchi Financial Group in the lower half of its industry. The industry median Owner Earnings per Share (TTM) is 10.41. Historically, Yamaguchi Financial Group's own Owner Earnings per Share (TTM) has ranged from 9.73 to 11.22 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Owner Earnings per Share (TTM) for a Banks company?
The median Owner Earnings per Share (TTM) among Banks companies is 10.41, based on 1,047 companies in the industry. Companies in the top quartile (top 25%) have a Owner Earnings per Share (TTM) significantly above this median, while those in the bottom quartile fall well below. However, Owner Earnings per Share (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Owner Earnings per Share (TTM) mean?
A high Owner Earnings per Share (TTM) can signal that a stock is expensive relative to its fundamentals. Warren Buffett defined owner earnings as reported earnings plus depreciation less average maintenance capital expenditure. View historical data on Yamaguchi Financial Group. For the Banks industry, the median Owner Earnings per Share (TTM) is 10.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yamaguchi Financial Group's current Owner Earnings per Share (TTM) is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yamaguchi Financial Group stock overvalued right now?
Yamaguchi Financial Group (YFGSF) has a current Owner Earnings per Share (TTM) of 0.00. The stock's GF Value™ is $5.27, compared to a current price of $5.62 — trading 6.6% above its estimated fair value. The current Owner Earnings per Share (TTM) is 0.00. Yamaguchi Financial Group's overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Owner Earnings per Share (TTM) calculated?
Owner Earnings per Share (TTM) is calculated from a company's financial statements. For Yamaguchi Financial Group (YFGSF), the current Owner Earnings per Share (TTM) is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yamaguchi Financial Group (YFGSF) Overvalued in 2026?
Based on GuruFocus' analysis, Yamaguchi Financial Group stock appears to be overvalued.
The current stock price of $5.62 is trading 6.6% above its estimated GF Value™ of $5.27.
Key valuation signals for YFGSF:
Owner Earnings per Share (TTM): 0.00
GF Value™: $5.27 vs. price of $5.62 (6.6% above fair value)
No single metric tells the full story. See the YFGSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yamaguchi Financial Group Inc is a Japan-based holding company that is principally engaged in providing financial products and services, such as deposits, loans, leasing, foreign exchange transactions, securities business, credit card business, and others. The company operates through a number of subsidiaries, such as Yamaguchi Bank, Momiji Bank, Kitakyushu Bank, and YM Securities. The company's business operations are concentrated within a branch network in Japan, and the firm generates the majority of its income from the domestic market. The company also has a business presence in overseas markets, such as mainland China and Hong Kong.
72GF Score
Get the complete analysis for YFGSF
Owner Earnings per Share (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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