YFGSF (Yamaguchi Financial Group) E10: $0.24 (As of Mar. 2026)


YFGSF Yamaguchi Financial Group Inc YFGSF
64 GF Score
Price $5.62
GF Value $4.58
! 5 Warning Signs
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What is Yamaguchi Financial Group E10?

Yamaguchi Financial Group YFGSF 64 E10 is $0.24 as of Mar. 2026. GuruFocus rates YFGSF with a GF Score™ of 64/100 and a GF Value™ of $4.58. The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Yamaguchi Financial Group's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.129. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $0.24 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Yamaguchi Financial Group's average E10 Growth Rate was 4.70% per year. During the past 3 years, the average E10 Growth Rate was 4.30% per year. During the past 5 years, the average E10 Growth Rate was 0.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Yamaguchi Financial Group was 4.30% per year. The lowest was -3.80% per year. And the median was -1.00% per year.

As of today (2026-06-26), Yamaguchi Financial Group's current stock price is $5.62. Yamaguchi Financial Group's E10 for the quarter that ended in Mar. 2026 was $0.24. Yamaguchi Financial Group's Shiller PE Ratio of today is 23.42.

During the past 13 years, the highest Shiller PE Ratio of Yamaguchi Financial Group was 28.31. The lowest was 4.55. And the median was 9.77.


Yamaguchi Financial Group  (OTCPK:YFGSF) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Yamaguchi Financial Group's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=5.62/0.24
=23.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Yamaguchi Financial Group was 28.31. The lowest was 4.55. And the median was 9.77.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Yamaguchi Financial Group E10 Related Terms


Yamaguchi Financial Group E10 Historical Data

* Premium members only.

The historical data trend for Yamaguchi Financial Group's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yamaguchi Financial Group E10 Chart

Yamaguchi Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.74 0.63 0.33 0.32 0.24

Yamaguchi Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.32 0.36 0.32 0.28 0.24

Yamaguchi Financial Group E10 Competitor Comparison

For the Banks - Regional subindustry, Yamaguchi Financial Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yamaguchi Financial Group Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Yamaguchi Financial Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Yamaguchi Financial Group's Shiller PE Ratio falls into.


YFGSF
64GF Score
Yamaguchi Financial Group Inc YFGSF
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Yamaguchi Financial Group E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Yamaguchi Financial Group's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.129/112.7000*112.7000
=0.129

Current CPI (Mar. 2026) = 112.7000.

Yamaguchi Financial Group Quarterly Data

per share eps CPI Adj_EPS
201606 0.333 98.100 0.383
201609 0.217 98.000 0.250
201612 0.237 98.400 0.271
201703 0.194 98.100 0.223
201706 0.295 98.500 0.338
201709 0.277 98.800 0.316
201712 0.248 99.400 0.281
201803 0.187 99.200 0.212
201806 0.211 99.200 0.240
201809 0.202 99.900 0.228
201812 0.146 99.700 0.165
201903 0.189 99.700 0.214
201906 0.240 99.800 0.271
201909 0.197 100.100 0.222
201912 0.241 100.500 0.270
202003 0.189 100.300 0.212
202006 0.139 99.900 0.157
202009 0.174 99.900 0.196
202012 0.336 99.300 0.381
202103 0.288 99.900 0.325
202106 0.253 99.500 0.287
202109 0.193 100.100 0.217
202112 0.312 100.100 0.351
202203 -1.201 101.100 -1.339
202206 0.241 101.800 0.267
202209 0.140 103.100 0.153
202212 0.211 104.100 0.228
202303 -0.024 104.400 -0.026
202306 0.276 105.200 0.296
202309 0.147 106.200 0.156
202312 0.254 106.800 0.268
202403 0.113 107.200 0.119
202406 0.336 108.200 0.350
202409 0.153 108.900 0.158
202412 0.274 110.700 0.279
202503 0.322 111.100 0.327
202506 0.317 111.700 0.320
202509 0.380 112.000 0.382
202512 0.223 113.000 0.222
202603 0.129 112.700 0.129

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $0.24 mean?
Yamaguchi Financial Group (YFGSF) has a E10 of $0.24 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Yamaguchi Financial Group and its competitors.
Is Yamaguchi Financial Group's E10 too high?
Yamaguchi Financial Group's current E10 is $0.24. Overall, Yamaguchi Financial Group has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Yamaguchi Financial Group's E10 compare to competitors?
Yamaguchi Financial Group's E10 of $0.24 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Yamaguchi Financial Group and its competitors. Yamaguchi Financial Group's current E10 is $0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yamaguchi Financial Group stock overvalued right now?
Yamaguchi Financial Group (YFGSF) has a current E10 of $0.24. The stock's GF Value™ is $4.58, compared to a current price of $5.62 — trading 22.7% above its estimated fair value. The current E10 is $0.24. Yamaguchi Financial Group's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Yamaguchi Financial Group (YFGSF), the current E10 is $0.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yamaguchi Financial Group (YFGSF) Overvalued in 2026?

Based on GuruFocus' analysis, Yamaguchi Financial Group stock appears to be overvalued. The current stock price of $5.62 is trading 22.7% above its estimated GF Value™ of $4.58.

Key valuation signals for YFGSF:

  • E10: $0.24
  • GF Value™: $4.58 vs. price of $5.62 (22.7% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the YFGSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yamaguchi Financial Group Business Description

Other Exchanges 8418:Japan
Address 4-2-36 Takezakicho, Yamaguchi Prefecture, Shimonoseki, JPN, 750-8603
Yamaguchi Financial Group Inc is a Japan-based holding company that is principally engaged in providing financial products and services, such as deposits, loans, leasing, foreign exchange transactions, securities business, credit card business, and others. The company operates through a number of subsidiaries, such as Yamaguchi Bank, Momiji Bank, Kitakyushu Bank, and YM Securities. The company's business operations are concentrated within a branch network in Japan, and the firm generates the majority of its income from the domestic market. The company also has a business presence in overseas markets, such as mainland China and Hong Kong.
64GF Score

Get the complete analysis for YFGSF

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.62
Price
$4.58
GF Value