YFGSF (Yamaguchi Financial Group) Margin of Safety % (DCF Earnings Based): 85.36% (As of Jun. 26, 2026)


YFGSF Yamaguchi Financial Group Inc YFGSF
64 GF Score
Price $5.62
GF Value $4.58
! 5 Warning Signs
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What is Yamaguchi Financial Group Margin of Safety % (DCF Earnings Based)?

Yamaguchi Financial Group YFGSF 64 Margin of Safety % (DCF Earnings Based) is 85.36% as of Jun. 26, 2026. GuruFocus rates YFGSF with a GF Score™ of 64/100 and a GF Value™ of $4.58. The stock has 5 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-26), Yamaguchi Financial Group's Predictability Rank is 3.5-Stars. Yamaguchi Financial Group's intrinsic value calculated from the Discounted Earnings model is $38.39 and current share price is $5.62. Consequently,

Yamaguchi Financial Group's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 85.36%.

Yamaguchi Financial Group Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, Yamaguchi Financial Group's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Yamaguchi Financial Group Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Yamaguchi Financial Group's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Yamaguchi Financial Group's Margin of Safety % (DCF Earnings Based) falls into.


YFGSF
64GF Score
Yamaguchi Financial Group Inc YFGSF
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Yamaguchi Financial Group Margin of Safety % (DCF Earnings Based) Calculation

Yamaguchi Financial Group's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(38.39-5.62)/38.39
=85.36 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 85.36% mean?
Yamaguchi Financial Group (YFGSF) has a Margin of Safety % (DCF Earnings Based) of 85.36% as of Jun. 26, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Yamaguchi Financial Group.
Is Yamaguchi Financial Group's Margin of Safety % (DCF Earnings Based) too high?
Yamaguchi Financial Group's current Margin of Safety % (DCF Earnings Based) is 85.36%. Overall, Yamaguchi Financial Group has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Yamaguchi Financial Group's Margin of Safety % (DCF Earnings Based) compare to competitors?
Yamaguchi Financial Group's Margin of Safety % (DCF Earnings Based) of 85.36% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Yamaguchi Financial Group. Yamaguchi Financial Group's current Margin of Safety % (DCF Earnings Based) is 85.36%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yamaguchi Financial Group stock overvalued right now?
Yamaguchi Financial Group (YFGSF) has a current Margin of Safety % (DCF Earnings Based) of 85.36%. The stock's GF Value™ is $4.58, compared to a current price of $5.62 — trading 22.7% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 85.36%. Yamaguchi Financial Group's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Yamaguchi Financial Group (YFGSF), the current Margin of Safety % (DCF Earnings Based) is 85.36% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yamaguchi Financial Group (YFGSF) Overvalued in 2026?

Based on GuruFocus' analysis, Yamaguchi Financial Group stock appears to be overvalued. The current stock price of $5.62 is trading 22.7% above its estimated GF Value™ of $4.58.

Key valuation signals for YFGSF:

  • Margin of Safety % (DCF Earnings Based): 85.36%
  • GF Value™: $4.58 vs. price of $5.62 (22.7% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the YFGSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Yamaguchi Financial Group Business Description

Other Exchanges 8418:Japan
Address 4-2-36 Takezakicho, Yamaguchi Prefecture, Shimonoseki, JPN, 750-8603
Yamaguchi Financial Group Inc is a Japan-based holding company that is principally engaged in providing financial products and services, such as deposits, loans, leasing, foreign exchange transactions, securities business, credit card business, and others. The company operates through a number of subsidiaries, such as Yamaguchi Bank, Momiji Bank, Kitakyushu Bank, and YM Securities. The company's business operations are concentrated within a branch network in Japan, and the firm generates the majority of its income from the domestic market. The company also has a business presence in overseas markets, such as mainland China and Hong Kong.
64GF Score

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Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.62
Price
$4.58
GF Value