YFGSF (Yamaguchi Financial Group) GF Value Rank: 5 (As of Jul. 09, 2026) — Near Median


YFGSF Yamaguchi Financial Group Inc YFGSF
63 GF Score
Price $5.62
GF Value $4.44
! 6 Warning Signs
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What is Yamaguchi Financial Group GF Value Rank?

Yamaguchi Financial Group YFGSF 63 GF Value Rank is 5 as of Jul. 09, 2026, which is at its 10-year median of 5.00. GuruFocus rates YFGSF with a GF Score™ of 63/100 and a GF Value™ of $4.44. The stock has 6 warning signs investors should review.

Yamaguchi Financial Group has the GF Value Rank of 5.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Yamaguchi Financial Group GF Value Rank Related Terms


Yamaguchi Financial Group GF Value Rank Competitor Comparison

For the Banks - Regional subindustry, Yamaguchi Financial Group's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yamaguchi Financial Group GF Value Rank vs Banks Industry

For the Banks industry and Financial Services sector, Yamaguchi Financial Group's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Yamaguchi Financial Group's GF Value Rank falls into.


YFGSF
63GF Score
Yamaguchi Financial Group Inc YFGSF
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 5 mean?
Yamaguchi Financial Group (YFGSF) has a GF Value Rank of 5 as of Jul. 09, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Yamaguchi Financial Group and its competitors. This is near median its historical median of 5.00. Over the past decade, Yamaguchi Financial Group's GF Value Rank has ranged from 1.00 to 10.00.
Is Yamaguchi Financial Group's GF Value Rank too high?
Yamaguchi Financial Group's current GF Value Rank of 5 is near median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Yamaguchi Financial Group has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Yamaguchi Financial Group's GF Value Rank compare to competitors?
Yamaguchi Financial Group's GF Value Rank of 5 can be compared against companies in the Banks industry. Historically, Yamaguchi Financial Group's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Banks company?
A good GF Value Rank depends on the Banks industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Yamaguchi Financial Group and its competitors. Yamaguchi Financial Group's current GF Value Rank is 5, which is near median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yamaguchi Financial Group stock overvalued right now?
Yamaguchi Financial Group (YFGSF) has a current GF Value Rank of 5. The stock's GF Value™ is $4.44, compared to a current price of $5.62 — trading 26.6% above its estimated fair value. The current GF Value Rank is 5, which is near median its 10-year median of 5.00. Yamaguchi Financial Group's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Yamaguchi Financial Group (YFGSF), the current GF Value Rank is 5 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yamaguchi Financial Group (YFGSF) Overvalued in 2026?

Based on GuruFocus' analysis, Yamaguchi Financial Group stock appears to be overvalued. The current stock price of $5.62 is trading 26.6% above its estimated GF Value™ of $4.44.

Key valuation signals for YFGSF:

  • GF Value Rank: 5 (near median its 10-year median of 5.00)
  • GF Value™: $4.44 vs. price of $5.62 (26.6% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the YFGSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yamaguchi Financial Group Business Description

Other Exchanges 8418:Japan
Address 4-2-36 Takezakicho, Yamaguchi Prefecture, Shimonoseki, JPN, 750-8603
Yamaguchi Financial Group Inc is a Japan-based holding company that is principally engaged in providing financial products and services, such as deposits, loans, leasing, foreign exchange transactions, securities business, credit card business, and others. The company operates through a number of subsidiaries, such as Yamaguchi Bank, Momiji Bank, Kitakyushu Bank, and YM Securities. The company's business operations are concentrated within a branch network in Japan, and the firm generates the majority of its income from the domestic market. The company also has a business presence in overseas markets, such as mainland China and Hong Kong.
63GF Score

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GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.62
Price
$4.44
GF Value