Yamaguchi Financial GroupYFGSF 64 Dividend Payout Ratio is 1.36 as of Mar. 2026, which is 423% above its 10-year median of 0.26. GuruFocus rates YFGSF with a GF Score™ of 64/100 and a GF Value™ of $4.58. The stock has 5 warning signs investors should review. Among 1,168 Banks companies, Yamaguchi Financial Group ranks worse than 66.01% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Yamaguchi Financial Group's Dividend Payout Ratio for the
months ended in Mar. 2026 was 1.36.
The historical rank and industry rank for Yamaguchi Financial Group's Dividend Payout Ratio or its related term are showing as below:
During the past 13 years, the highest Dividend Payout Ratio of Yamaguchi Financial Group was 0.42. The lowest was 0.15. And the median was 0.26.
YFGSF's Dividend Payout Ratio is not ranked *
in the Banks industry.
Industry Median: 0.32 * Ranked among companies with meaningful Dividend Payout Ratio only.
During the past 13 years, the highest Trailing Annual Dividend Yield of Yamaguchi Financial Group was 4.98%. The lowest was 0.00%. And the median was 3.01%.
During the past 12 months, Yamaguchi Financial Group's average Dividends Per Share Growth Rate was 6.70% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 27.30% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 22.60% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 15.30% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Yamaguchi Financial Group was 30.50% per year. The lowest was 0.00% per year. And the median was 9.10% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Yamaguchi Financial Group (OTCPK:YFGSF) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Yamaguchi Financial Group Dividend Payout Ratio Related Terms
Yamaguchi Financial Group Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Yamaguchi Financial Group Dividend Payout Ratio Chart
Yamaguchi Financial Group Dividend Payout Ratio Competitor Comparison
For the Banks - Regional subindustry, Yamaguchi Financial Group's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yamaguchi Financial Group Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Yamaguchi Financial Group's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Yamaguchi Financial Group's Dividend Payout Ratio falls into.
Yamaguchi Financial Group Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Yamaguchi Financial Group's Dividend Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Yamaguchi Financial Group (YFGSF) has a Dividend Payout Ratio of 1.36 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Yamaguchi Financial Group and its competitors. This is 423% above median its historical median of 0.26. Over the past decade, Yamaguchi Financial Group's Dividend Payout Ratio has ranged from 0.15 to 0.42. According to the industry distribution chart, Yamaguchi Financial Group ranks #771 out of 1168 companies in the Banks industry, placing it in the top 66%.
Is Yamaguchi Financial Group's Dividend Payout Ratio too high?
Yamaguchi Financial Group's current Dividend Payout Ratio of 1.36 is 423% above median its 10-year median of 0.26. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 0.42. The Banks industry median Dividend Payout Ratio is 0.32. Yamaguchi Financial Group's value of 1.36 is 325% above this industry median. Based on the distribution chart, Yamaguchi Financial Group ranks #771 out of 1168 companies in the Banks industry, which is below the industry midpoint. Overall, Yamaguchi Financial Group has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Yamaguchi Financial Group's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Yamaguchi Financial Group ranks #771 out of 1168 companies for Dividend Payout Ratio. This places Yamaguchi Financial Group in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Yamaguchi Financial Group's value of 1.36 is 325% above this benchmark. Historically, Yamaguchi Financial Group's own Dividend Payout Ratio has ranged from 0.15 to 0.42 over the past decade. While the company's 10-year median is 0.26 vs. the industry median of 0.32, Yamaguchi Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yamaguchi Financial Group's current Dividend Payout Ratio of 1.36 is 325% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Yamaguchi Financial Group and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yamaguchi Financial Group's current Dividend Payout Ratio is 1.36, which is 423% above median its own 10-year median of 0.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yamaguchi Financial Group stock overvalued right now?
Yamaguchi Financial Group (YFGSF) has a current Dividend Payout Ratio of 1.36. The stock's GF Value™ is $4.58, compared to a current price of $5.62 — trading 22.7% above its estimated fair value. The current Dividend Payout Ratio is 1.36, which is 423% above median its 10-year median of 0.26 and 325% above the Banks industry median of 0.32. Yamaguchi Financial Group's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Yamaguchi Financial Group (YFGSF), the current Dividend Payout Ratio is 1.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yamaguchi Financial Group (YFGSF) Overvalued in 2026?
Based on GuruFocus' analysis, Yamaguchi Financial Group stock appears to be overvalued.
The current stock price of $5.62 is trading 22.7% above its estimated GF Value™ of $4.58.
Key valuation signals for YFGSF:
Dividend Payout Ratio: 1.36 (423% above median its 10-year median of 0.26)
GF Value™: $4.58 vs. price of $5.62 (22.7% above fair value)
Industry Position: 325% above the Banks median (#771 of 1168)
No single metric tells the full story. See the YFGSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yamaguchi Financial Group Inc is a Japan-based holding company that is principally engaged in providing financial products and services, such as deposits, loans, leasing, foreign exchange transactions, securities business, credit card business, and others. The company operates through a number of subsidiaries, such as Yamaguchi Bank, Momiji Bank, Kitakyushu Bank, and YM Securities. The company's business operations are concentrated within a branch network in Japan, and the firm generates the majority of its income from the domestic market. The company also has a business presence in overseas markets, such as mainland China and Hong Kong.
64GF Score
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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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