YFGSF (Yamaguchi Financial Group) 3-Year Share Buyback Ratio: 2.90% (As of Mar. 2026) — 190% Above Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

YFGSF Yamaguchi Financial Group Inc YFGSF
73 GF Score
Price $5.62
GF Value $5.21
! 6 Warning Signs
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What is Yamaguchi Financial Group 3-Year Share Buyback Ratio?

Yamaguchi Financial Group YFGSF 73 3-Year Share Buyback Ratio is 2.90 as of Mar. 2026, which is 190% above its 10-year median of 1.00. GuruFocus rates YFGSF with a GF Scoreâ„¢ of 73/100 and a GF Valueâ„¢ of $5.21. The stock has 6 warning signs investors should review. Among 1,040 Banks companies, Yamaguchi Financial Group ranks better than 92.69% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Yamaguchi Financial Group's current 3-Year Share Buyback Ratio was 2.90%.

The historical rank and industry rank for Yamaguchi Financial Group's 3-Year Share Buyback Ratio or its related term are showing as below:

YFGSF' s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -1.2   Med: 1   Max: 4.3
Current: 2.9

During the past 13 years, Yamaguchi Financial Group's highest 3-Year Share Buyback Ratio was 4.30%. The lowest was -1.20%. And the median was 1.00%.

YFGSF's 3-Year Share Buyback Ratio is ranked better than
92.69% of 1040 companies
in the Banks industry
Industry Median: -0.2 vs YFGSF: 2.90

Yamaguchi Financial Group (OTCPK:YFGSF) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Yamaguchi Financial Group 3-Year Share Buyback Ratio Related Terms


Yamaguchi Financial Group 3-Year Share Buyback Ratio Competitor Comparison

For the Banks - Regional subindustry, Yamaguchi Financial Group's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yamaguchi Financial Group 3-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Yamaguchi Financial Group's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Yamaguchi Financial Group's 3-Year Share Buyback Ratio falls into.


YFGSF
73GF Score
Yamaguchi Financial Group Inc YFGSF
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Yamaguchi Financial Group 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of 2.90 mean?
Yamaguchi Financial Group (YFGSF) has a 3-Year Share Buyback Ratio of 2.90 as of Mar. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Yamaguchi Financial Group and its competitors. This is 190% above median its historical median of 1.00. According to the industry distribution chart, Yamaguchi Financial Group ranks #76 out of 1040 companies in the Banks industry, placing it in the top 7.3%.
Is Yamaguchi Financial Group's 3-Year Share Buyback Ratio too high?
Yamaguchi Financial Group's current 3-Year Share Buyback Ratio of 2.90 is 190% above median its 10-year median of 1.00. Based on the distribution chart, Yamaguchi Financial Group ranks #76 out of 1040 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Yamaguchi Financial Group has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Yamaguchi Financial Group's 3-Year Share Buyback Ratio compare to competitors?
According to the Banks industry distribution chart, Yamaguchi Financial Group ranks #76 out of 1040 companies for 3-Year Share Buyback Ratio. This places Yamaguchi Financial Group in the top 7% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Yamaguchi Financial Group and its competitors. Yamaguchi Financial Group's current 3-Year Share Buyback Ratio is 2.90, which is 190% above median its own 10-year median of 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yamaguchi Financial Group stock overvalued right now?
Yamaguchi Financial Group (YFGSF) has a current 3-Year Share Buyback Ratio of 2.90. The stock's GF Value™ is $5.21, compared to a current price of $5.62 — trading 7.9% above its estimated fair value. The current 3-Year Share Buyback Ratio is 2.90, which is 190% above median its 10-year median of 1.00. Yamaguchi Financial Group's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Yamaguchi Financial Group (YFGSF), the current 3-Year Share Buyback Ratio is 2.90 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yamaguchi Financial Group (YFGSF) Overvalued in 2026?

Based on GuruFocus' analysis, Yamaguchi Financial Group stock appears to be overvalued. The current stock price of $5.62 is trading 7.9% above its estimated GF Value™ of $5.21.

Key valuation signals for YFGSF:

  • 3-Year Share Buyback Ratio: 2.90 (190% above median its 10-year median of 1.00)
  • GF Value™: $5.21 vs. price of $5.62 (7.9% above fair value)
  • GF Score™: 73/100 with 6 warning signs

No single metric tells the full story. See the YFGSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yamaguchi Financial Group Business Description

Other Exchanges 8418:Japan
Address 4-2-36 Takezakicho, Yamaguchi Prefecture, Shimonoseki, JPN, 750-8603
Yamaguchi Financial Group Inc is a Japan-based holding company that is principally engaged in providing financial products and services, such as deposits, loans, leasing, foreign exchange transactions, securities business, credit card business, and others. The company operates through a number of subsidiaries, such as Yamaguchi Bank, Momiji Bank, Kitakyushu Bank, and YM Securities. The company's business operations are concentrated within a branch network in Japan, and the firm generates the majority of its income from the domestic market. The company also has a business presence in overseas markets, such as mainland China and Hong Kong.
73GF Score

Get the complete analysis for YFGSF

3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.62
Price
$5.21
GF Value