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During the past 12 months, Yamaguchi Financial Group's average EPS without NRI Growth Rate was -8.50% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 26.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Yamaguchi Financial Group was 26.80% per year. The lowest was -16.80% per year. And the median was -3.10% per year.
Yamaguchi Financial Group (OTCPK:YFGSF) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Yamaguchi Financial Group 3-Year EPS without NRI Growth Rate Related Terms
Yamaguchi Financial Group 3-Year EPS without NRI Growth Rate Competitor Comparison
For the Banks - Regional subindustry, Yamaguchi Financial Group's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yamaguchi Financial Group 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Yamaguchi Financial Group's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Yamaguchi Financial Group's 3-Year EPS without NRI Growth Rate falls into.
Yamaguchi Financial Group 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 26.80% mean?
Yamaguchi Financial Group (YFGSF) has a 3-Year EPS without NRI Growth Rate of 26.80% as of Mar. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Yamaguchi Financial Group and its competitors. According to the industry distribution chart, Yamaguchi Financial Group ranks #220 out of 1405 companies in the Banks industry, placing it in the top 15.7%.
Is Yamaguchi Financial Group's 3-Year EPS without NRI Growth Rate too high?
Yamaguchi Financial Group's current 3-Year EPS without NRI Growth Rate is 26.80%. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. Yamaguchi Financial Group's value of 26.80% is 257.3% above this industry median. Based on the distribution chart, Yamaguchi Financial Group ranks #220 out of 1405 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Yamaguchi Financial Group has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Yamaguchi Financial Group's 3-Year EPS without NRI Growth Rate compare to competitors?
According to the Banks industry distribution chart, Yamaguchi Financial Group ranks #220 out of 1405 companies for 3-Year EPS without NRI Growth Rate. This places Yamaguchi Financial Group in the top 16% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 7.50. Yamaguchi Financial Group's value of 26.80% is 257.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,405 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yamaguchi Financial Group's current 3-Year EPS without NRI Growth Rate of 26.80% is 257.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Yamaguchi Financial Group and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yamaguchi Financial Group's current 3-Year EPS without NRI Growth Rate is 26.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yamaguchi Financial Group stock overvalued right now?
Yamaguchi Financial Group (YFGSF) has a current 3-Year EPS without NRI Growth Rate of 26.80%. The stock's GF Value™ is $5.09, compared to a current price of $5.62 — trading 10.4% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 26.80% and 257.3% above the Banks industry median of 7.50. Yamaguchi Financial Group's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Yamaguchi Financial Group (YFGSF), the current 3-Year EPS without NRI Growth Rate is 26.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yamaguchi Financial Group (YFGSF) Overvalued in 2026?
Based on GuruFocus' analysis, Yamaguchi Financial Group stock appears to be overvalued.
The current stock price of $5.62 is trading 10.4% above its estimated GF Value™ of $5.09.
Key valuation signals for YFGSF:
3-Year EPS without NRI Growth Rate: 26.80%
GF Value™: $5.09 vs. price of $5.62 (10.4% above fair value)
Industry Position: 257.3% above the Banks median (#220 of 1405)
No single metric tells the full story. See the YFGSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yamaguchi Financial Group Inc is a Japan-based holding company that is principally engaged in providing financial products and services, such as deposits, loans, leasing, foreign exchange transactions, securities business, credit card business, and others. The company operates through a number of subsidiaries, such as Yamaguchi Bank, Momiji Bank, Kitakyushu Bank, and YM Securities. The company's business operations are concentrated within a branch network in Japan, and the firm generates the majority of its income from the domestic market. The company also has a business presence in overseas markets, such as mainland China and Hong Kong.
72GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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