Uttara Bank (DHA:UTTARABANK) Cyclically Adjusted FCF per Share: BDT5.28 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:UTTARABANK Uttara Bank PLC DHA:UTTARABANK
73 GF Score
Price BDT20.80
GF Value BDT21.54
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Uttara Bank Cyclically Adjusted FCF per Share?

Uttara Bank DHA:UTTARABANK 73 Cyclically Adjusted FCF per Share is BDT5.28 as of Jun. 2026. GuruFocus rates DHA:UTTARABANK with a GF Score™ of 73/100 and a GF Value™ of BDT21.54 (Fairly Valued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Uttara Bank's adjusted free cash flow per share for the three months ended in Jun. 2026 was BDT2.523. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is BDT5.28 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Uttara Bank's average Cyclically Adjusted FCF Growth Rate was 127.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-09-17), Uttara Bank's current stock price is BDT20.80. Uttara Bank's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was BDT5.28. Uttara Bank's Cyclically Adjusted Price-to-FCF of today is 3.94.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Uttara Bank was 18.02. The lowest was 8.14. And the median was 14.80.


Uttara Bank  (DHA:UTTARABANK) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Uttara Bank's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=20.80/5.282
=3.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Uttara Bank was 18.02. The lowest was 8.14. And the median was 14.80.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Uttara Bank Cyclically Adjusted FCF per Share Related Terms


Uttara Bank Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Uttara Bank's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Uttara Bank Cyclically Adjusted FCF per Share Chart

Uttara Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.72 1.97 3.28 3.77 4.49

Uttara Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.53 4.69 4.63 5.01 5.28

Uttara Bank Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, Uttara Bank's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Uttara Bank Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Uttara Bank's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Uttara Bank's Cyclically Adjusted Price-to-FCF falls into.


DHA:UTTARABANK
73GF Score
Uttara Bank PLC DHA:UTTARABANK
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Uttara Bank Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Uttara Bank's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2.523/333.9520*333.9520
=2.523

Current CPI (Jun. 2026) = 333.9520.

Uttara Bank Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 -0.251 241.428 -0.347
201612 1.385 241.432 1.916
201703 2.199 243.801 3.012
201706 -1.494 244.955 -2.037
201709 0.991 246.819 1.341
201712 0.170 246.524 0.230
201803 1.623 249.554 2.172
201806 1.128 251.989 1.495
201809 -0.633 252.439 -0.837
201812 5.262 251.233 6.995
201903 -2.756 254.202 -3.621
201906 -0.718 256.143 -0.936
201909 2.114 256.759 2.750
201912 1.021 256.974 1.327
202003 0.801 258.115 1.036
202006 -0.647 257.797 -0.838
202009 0.784 260.280 1.006
202012 2.165 260.474 2.776
202103 0.924 264.877 1.165
202106 0.380 271.696 0.467
202109 0.536 274.310 0.653
202112 0.775 278.802 0.928
202203 -0.014 287.504 -0.016
202206 0.621 296.311 0.700
202209 2.798 296.808 3.148
202212 1.528 296.797 1.719
202303 1.151 301.836 1.273
202306 0.864 305.109 0.946
202309 1.520 307.789 1.649
202312 0.724 306.746 0.788
202403 0.653 312.332 0.698
202406 1.552 314.175 1.650
202409 4.346 315.301 4.603
202412 1.200 315.605 1.270
202503 1.569 319.799 1.638
202506 2.637 322.561 2.730
202509 2.917 324.800 2.999
202512 1.692 324.054 1.744
202603 2.081 330.213 2.105
202606 2.523 333.952 2.523

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of BDT5.28 mean?
Uttara Bank (DHA:UTTARABANK) has a Cyclically Adjusted FCF per Share of BDT5.28 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Uttara Bank and its competitors.
Is Uttara Bank's Cyclically Adjusted FCF per Share too high?
Uttara Bank's current Cyclically Adjusted FCF per Share is BDT5.28. Overall, Uttara Bank has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Uttara Bank's Cyclically Adjusted FCF per Share compare to competitors?
Uttara Bank's Cyclically Adjusted FCF per Share of BDT5.28 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Uttara Bank and its competitors. Uttara Bank's current Cyclically Adjusted FCF per Share is BDT5.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Uttara Bank stock overvalued right now?
Based on GuruFocus' analysis, Uttara Bank (DHA:UTTARABANK) is currently considered Fairly Valued. The stock's GF Value™ is BDT21.54, compared to a current price of BDT20.80 — trading 3.4% below its estimated fair value. The current Cyclically Adjusted FCF per Share is BDT5.28. Uttara Bank's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Uttara Bank (DHA:UTTARABANK), the current Cyclically Adjusted FCF per Share is BDT5.28 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Uttara Bank (DHA:UTTARABANK) Overvalued in 2026?

Based on GuruFocus' analysis, Uttara Bank stock appears to be undervalued. The current stock price of BDT20.80 is trading 3.4% below its estimated GF Value™ of BDT21.54. GuruFocus considers Uttara Bank to be Fairly Valued.

Key valuation signals for DHA:UTTARABANK:

  • Cyclically Adjusted FCF per Share: BDT5.28
  • GF Value™: BDT21.54 vs. price of BDT20.80 (3.4% below fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the DHA:UTTARABANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Uttara Bank Business Description

Address 47, Shahid Bir Uttam Asfaqus Samad Sarak, GPO Box: 818 & 217, Motijheel Commercial Area, Uttara Bank Bhaban, Dhaka, BGD, 1000
Uttara Bank PLC is a commercial bank. The principal activities of the Bank are to provide all kinds of commercial banking services to its customers through its branches/sub-branches/ATM booths etc. in Bangladesh.
73GF Score

Get the complete analysis for DHA:UTTARABANK

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT20.80
Price
BDT21.54
GF Value