Uttara Bank (DHA:UTTARABANK) OCF Margin %: 141.80% (As of Mar. 2026) — 1265% Above Median


DHA:UTTARABANK Uttara Bank PLC DHA:UTTARABANK
73 GF Score
Price BDT21.50
GF Value BDT21.04
Valuation Fairly Valued
! 5 Warning Signs
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What is Uttara Bank OCF Margin %?

Uttara Bank DHA:UTTARABANK 73 OCF Margin % is 141.80% as of Mar. 2026, which is 1265% above its 10-year median of 10.39. GuruFocus rates DHA:UTTARABANK with a GF Score™ of 73/100 and a GF Value™ of BDT21.04 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,504 Banks companies, Uttara Bank ranks better than 82.51% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Uttara Bank's Cash Flow from Operations for the three months ended in Mar. 2026 was BDT6,969 Mil. Uttara Bank's Revenue for the three months ended in Mar. 2026 was BDT4,914 Mil. Therefore, Uttara Bank's OCF Margin % for the quarter that ended in Mar. 2026 was 141.80%.

As of today, Uttara Bank's current OCF Yield % is 79.02%.

The historical rank and industry rank for Uttara Bank's OCF Margin % or its related term are showing as below:

DHA:UTTARABANK' s OCF Margin % Range Over the Past 10 Years
Min: -79.16   Med: 10.39   Max: 195.91
Current: 87.32


During the past 13 years, the highest OCF Margin % of Uttara Bank was 195.91%. The lowest was -79.16%. And the median was 10.39%.

DHA:UTTARABANK's OCF Margin % is ranked better than
82.51% of 1504 companies
in the Banks industry
Industry Median: 29.45 vs DHA:UTTARABANK: 87.32


Uttara Bank OCF Margin % Related Terms


Uttara Bank OCF Margin % Historical Data

* Premium members only.

The historical data trend for Uttara Bank's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Uttara Bank OCF Margin % Chart

Uttara Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.86 -71.79 -79.16 35.75 56.14

Uttara Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.64 26.89 -25.43 204.83 141.80

Uttara Bank OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Uttara Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Uttara Bank OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Uttara Bank's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Uttara Bank's OCF Margin % falls into.


DHA:UTTARABANK
73GF Score
Uttara Bank PLC DHA:UTTARABANK
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Uttara Bank OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Uttara Bank's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=11105.326/19783.194
=56.14 %

Uttara Bank's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=6968.634/4914.336
=141.80 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 141.80% mean?
Uttara Bank (DHA:UTTARABANK) has a OCF Margin % of 141.80% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Uttara Bank and its competitors. This is 1265% above median its historical median of 10.39. According to the industry distribution chart, Uttara Bank ranks #263 out of 1504 companies in the Banks industry, placing it in the top 17.5%.
Is Uttara Bank's OCF Margin % too high?
Uttara Bank's current OCF Margin % of 141.80% is 1265% above median its 10-year median of 10.39. The Banks industry median OCF Margin % is 29.45. Uttara Bank's value of 141.80% is 381.5% above this industry median. Based on the distribution chart, Uttara Bank ranks #263 out of 1504 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Uttara Bank has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Uttara Bank's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Uttara Bank ranks #263 out of 1504 companies for OCF Margin %. This places Uttara Bank in the top 18% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.45. Uttara Bank's value of 141.80% is 381.5% above this benchmark. While the company's 10-year median is 10.39 vs. the industry median of 29.45, Uttara Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.45, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Uttara Bank's current OCF Margin % of 141.80% is 381.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Uttara Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Uttara Bank's current OCF Margin % is 141.80%, which is 1265% above median its own 10-year median of 10.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Uttara Bank stock overvalued right now?
Based on GuruFocus' analysis, Uttara Bank (DHA:UTTARABANK) is currently considered Fairly Valued. The stock's GF Value™ is BDT21.04, compared to a current price of BDT21.50 — trading 2.2% above its estimated fair value. The current OCF Margin % is 141.80%, which is 1265% above median its 10-year median of 10.39 and 381.5% above the Banks industry median of 29.45. Uttara Bank's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Uttara Bank (DHA:UTTARABANK), the current OCF Margin % is 141.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Uttara Bank (DHA:UTTARABANK) Overvalued in 2026?

Based on GuruFocus' analysis, Uttara Bank stock appears to be overvalued. The current stock price of BDT21.50 is trading 2.2% above its estimated GF Value™ of BDT21.04. GuruFocus considers Uttara Bank to be Fairly Valued.

Key valuation signals for DHA:UTTARABANK:

  • OCF Margin %: 141.80% (1265% above median its 10-year median of 10.39)
  • GF Value™: BDT21.04 vs. price of BDT21.50 (2.2% above fair value)
  • GF Score™: 73/100 with 5 warning signs
  • Industry Position: 381.5% above the Banks median (#263 of 1504)

No single metric tells the full story. See the DHA:UTTARABANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Uttara Bank Business Description

Address 47, Shahid Bir Uttam Asfaqus Samad Sarak, GPO Box: 818 & 217, Motijheel Commercial Area, Uttara Bank Bhaban, Dhaka, BGD, 1000
Uttara Bank PLC is a commercial bank. The principal activities of the Bank are to provide all kinds of commercial banking services to its customers through its branches/sub-branches/ATM booths etc. in Bangladesh.
73GF Score

Get the complete analysis for DHA:UTTARABANK

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT21.50
Price
BDT21.04
GF Value