Uttara Bank (DHA:UTTARABANK) E10: BDT2.69 (As of Mar. 2026)


DHA:UTTARABANK Uttara Bank PLC DHA:UTTARABANK
73 GF Score
Price BDT21.50
GF Value BDT21.04
Valuation Fairly Valued
! 5 Warning Signs
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What is Uttara Bank E10?

Uttara Bank DHA:UTTARABANK 73 E10 is BDT2.69 as of Mar. 2026. GuruFocus rates DHA:UTTARABANK with a GF Score™ of 73/100 and a GF Value™ of BDT21.04 (Fairly Valued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Uttara Bank's adjusted earnings per share data for the three months ended in Mar. 2026 was BDT1.056. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is BDT2.69 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Uttara Bank's average E10 Growth Rate was 15.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-13), Uttara Bank's current stock price is BDT21.50. Uttara Bank's E10 for the quarter that ended in Mar. 2026 was BDT2.69. Uttara Bank's Shiller PE Ratio of today is 7.99.

During the past 13 years, the highest Shiller PE Ratio of Uttara Bank was 8.16. The lowest was 6.52. And the median was 7.38.


Uttara Bank  (DHA:UTTARABANK) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Uttara Bank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=21.50/2.69
=7.99

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Uttara Bank was 8.16. The lowest was 6.52. And the median was 7.38.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Uttara Bank E10 Related Terms


Uttara Bank E10 Historical Data

* Premium members only.

The historical data trend for Uttara Bank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Uttara Bank E10 Chart

Uttara Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 2.57

Uttara Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.33 2.33 2.42 2.57 2.69

Uttara Bank E10 Competitor Comparison

For the Banks - Regional subindustry, Uttara Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Uttara Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Uttara Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Uttara Bank's Shiller PE Ratio falls into.


DHA:UTTARABANK
73GF Score
Uttara Bank PLC DHA:UTTARABANK
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Uttara Bank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Uttara Bank's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.056/330.2130*330.2130
=1.056

Current CPI (Mar. 2026) = 330.2130.

Uttara Bank Quarterly Data

per share eps CPI Adj_EPS
201606 0.439 241.018 0.601
201609 0.224 241.428 0.306
201612 0.366 241.432 0.501
201703 0.238 243.801 0.322
201706 0.436 244.955 0.588
201709 0.241 246.819 0.322
201712 0.353 246.524 0.473
201803 0.129 249.554 0.171
201806 0.330 251.989 0.432
201809 0.407 252.439 0.532
201812 0.515 251.233 0.677
201903 0.310 254.202 0.403
201906 0.534 256.143 0.688
201909 0.207 256.759 0.266
201912 0.493 256.974 0.634
202003 0.555 258.115 0.710
202006 0.116 257.797 0.149
202009 0.587 260.280 0.745
202012 0.512 260.474 0.649
202103 0.349 264.877 0.435
202106 0.488 271.696 0.593
202109 0.510 274.310 0.614
202112 0.487 278.802 0.577
202203 0.377 287.504 0.433
202206 0.835 296.311 0.931
202209 0.375 296.808 0.417
202212 0.646 296.797 0.719
202303 0.454 301.836 0.497
202306 0.545 305.109 0.590
202309 0.620 307.789 0.665
202312 1.001 306.746 1.078
202403 0.463 312.332 0.490
202406 1.136 314.175 1.194
202409 1.008 315.301 1.056
202412 1.336 315.605 1.398
202503 0.992 319.799 1.024
202506 0.464 322.561 0.475
202509 1.304 324.800 1.326
202512 2.096 324.054 2.136
202603 1.056 330.213 1.056

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of BDT2.69 mean?
Uttara Bank (DHA:UTTARABANK) has a E10 of BDT2.69 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Uttara Bank and its competitors.
Is Uttara Bank's E10 too high?
Uttara Bank's current E10 is BDT2.69. Overall, Uttara Bank has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Uttara Bank's E10 compare to competitors?
Uttara Bank's E10 of BDT2.69 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Uttara Bank and its competitors. Uttara Bank's current E10 is BDT2.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Uttara Bank stock overvalued right now?
Based on GuruFocus' analysis, Uttara Bank (DHA:UTTARABANK) is currently considered Fairly Valued. The stock's GF Value™ is BDT21.04, compared to a current price of BDT21.50 — trading 2.2% above its estimated fair value. The current E10 is BDT2.69. Uttara Bank's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Uttara Bank (DHA:UTTARABANK), the current E10 is BDT2.69 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Uttara Bank (DHA:UTTARABANK) Overvalued in 2026?

Based on GuruFocus' analysis, Uttara Bank stock appears to be overvalued. The current stock price of BDT21.50 is trading 2.2% above its estimated GF Value™ of BDT21.04. GuruFocus considers Uttara Bank to be Fairly Valued.

Key valuation signals for DHA:UTTARABANK:

  • E10: BDT2.69
  • GF Value™: BDT21.04 vs. price of BDT21.50 (2.2% above fair value)
  • GF Score™: 73/100 with 5 warning signs

No single metric tells the full story. See the DHA:UTTARABANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Uttara Bank Business Description

Address 47, Shahid Bir Uttam Asfaqus Samad Sarak, GPO Box: 818 & 217, Motijheel Commercial Area, Uttara Bank Bhaban, Dhaka, BGD, 1000
Uttara Bank PLC is a commercial bank. The principal activities of the Bank are to provide all kinds of commercial banking services to its customers through its branches/sub-branches/ATM booths etc. in Bangladesh.
73GF Score

Get the complete analysis for DHA:UTTARABANK

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT21.50
Price
BDT21.04
GF Value