Uttara Bank (DHA:UTTARABANK) Scaled Net Operating Assets: 0.03 (As of Mar. 2026)


DHA:UTTARABANK Uttara Bank PLC DHA:UTTARABANK
74 GF Score
Price BDT21.50
GF Value BDT21.04
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Uttara Bank Scaled Net Operating Assets?

Uttara Bank DHA:UTTARABANK 74 Scaled Net Operating Assets is 0.03 as of Mar. 2026. GuruFocus rates DHA:UTTARABANK with a GF Score™ of 74/100 and a GF Value™ of BDT21.04 (Fairly Valued). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Uttara Bank's operating assets for the quarter that ended in Mar. 2026 was BDT316,776 Mil. Uttara Bank's operating liabilities for the quarter that ended in Mar. 2026 was BDT308,012 Mil. Uttara Bank's Total Assets for the quarter that ended in Dec. 2025 was BDT321,731 Mil. Therefore, Uttara Bank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.03.

DHA:UTTARABANK
74GF Score
Uttara Bank PLC DHA:UTTARABANK
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Uttara Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Uttara Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(299475.028-290555.611)/269248.983
=0.03

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=321731.248 - 22256.22
=299475.028

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=290731.271 - 175.66 - 0
=290555.611

Uttara Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(316776.443-308011.585)/321731.248
=0.03

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=342722.784 - 25946.341
=316776.443

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=310380.331 - 2368.746 - 0
=308011.585

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.03 mean?
Uttara Bank (DHA:UTTARABANK) has a Scaled Net Operating Assets of 0.03 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Uttara Bank and its competitors.
Is Uttara Bank's Scaled Net Operating Assets too high?
Uttara Bank's current Scaled Net Operating Assets is 0.03. Overall, Uttara Bank has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Uttara Bank's Scaled Net Operating Assets compare to competitors?
Uttara Bank's Scaled Net Operating Assets of 0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Uttara Bank and its competitors. Uttara Bank's current Scaled Net Operating Assets is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Uttara Bank stock overvalued right now?
Based on GuruFocus' analysis, Uttara Bank (DHA:UTTARABANK) is currently considered Fairly Valued. The stock's GF Value™ is BDT21.04, compared to a current price of BDT21.50 — trading 2.2% above its estimated fair value. The current Scaled Net Operating Assets is 0.03. Uttara Bank's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Uttara Bank (DHA:UTTARABANK), the current Scaled Net Operating Assets is 0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Uttara Bank (DHA:UTTARABANK) Overvalued in 2026?

Based on GuruFocus' analysis, Uttara Bank stock appears to be overvalued. The current stock price of BDT21.50 is trading 2.2% above its estimated GF Value™ of BDT21.04. GuruFocus considers Uttara Bank to be Fairly Valued.

Key valuation signals for DHA:UTTARABANK:

  • Scaled Net Operating Assets: 0.03
  • GF Value™: BDT21.04 vs. price of BDT21.50 (2.2% above fair value)
  • GF Score™: 74/100 with 5 warning signs

No single metric tells the full story. See the DHA:UTTARABANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Uttara Bank Business Description

Address 47, Shahid Bir Uttam Asfaqus Samad Sarak, GPO Box: 818 & 217, Motijheel Commercial Area, Uttara Bank Bhaban, Dhaka, BGD, 1000
Uttara Bank PLC is a commercial bank. The principal activities of the Bank are to provide all kinds of commercial banking services to its customers through its branches/sub-branches/ATM booths etc. in Bangladesh.
74GF Score

Get the complete analysis for DHA:UTTARABANK

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT21.50
Price
BDT21.04
GF Value