Uttara Bank (DHA:UTTARABANK) Cyclically Adjusted PS Ratio: (As of Aug. 13, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:UTTARABANK Uttara Bank PLC DHA:UTTARABANK
75 GF Score
Price BDT21.20
GF Value BDT21.30
Valuation Fairly Valued
! 5 Warning Signs
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What is Uttara Bank Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Uttara Bank  (DHA:UTTARABANK) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Uttara Bank Cyclically Adjusted PS Ratio Related Terms


Uttara Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Uttara Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Uttara Bank Cyclically Adjusted PS Ratio Chart

Uttara Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 1.55

Uttara Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.48 1.47 1.55 1.64 0.00

Uttara Bank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Uttara Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Uttara Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Uttara Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Uttara Bank's Cyclically Adjusted PS Ratio falls into.


DHA:UTTARABANK
75GF Score
Uttara Bank PLC DHA:UTTARABANK
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Uttara Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Uttara Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Uttara Bank's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=4.584/333.9520*333.9520
=4.584

Current CPI (Jun. 2026) = 333.9520.

Uttara Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 1.759 241.428 2.433
201612 2.196 241.432 3.038
201703 1.645 243.801 2.253
201706 1.820 244.955 2.481
201709 1.709 246.819 2.312
201712 2.124 246.524 2.877
201803 1.777 249.554 2.378
201806 2.041 251.989 2.705
201809 2.218 252.439 2.934
201812 2.279 251.233 3.029
201903 2.097 254.202 2.755
201906 2.389 256.143 3.115
201909 2.251 256.759 2.928
201912 2.595 256.974 3.372
202003 2.379 258.115 3.078
202006 1.892 257.797 2.451
202009 1.987 260.280 2.549
202012 1.883 260.474 2.414
202103 2.000 264.877 2.522
202106 2.259 271.696 2.777
202109 2.160 274.310 2.630
202112 2.590 278.802 3.102
202203 2.178 287.504 2.530
202206 2.936 296.311 3.309
202209 2.819 296.808 3.172
202212 2.653 296.797 2.985
202303 2.458 301.836 2.720
202306 2.672 305.109 2.925
202309 2.875 307.789 3.119
202312 3.032 306.746 3.301
202403 2.939 312.332 3.142
202406 3.781 314.175 4.019
202409 3.831 315.301 4.058
202412 4.104 315.605 4.343
202503 3.805 319.799 3.973
202506 4.006 322.561 4.147
202509 4.246 324.800 4.366
202512 4.256 324.054 4.386
202603 4.052 330.213 4.098
202606 4.584 333.952 4.584

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Uttara Bank (DHA:UTTARABANK) Overvalued in 2026?

Based on GuruFocus' analysis, Uttara Bank stock appears to be undervalued. The current stock price of BDT21.20 is trading 0.5% below its estimated GF Value™ of BDT21.30. GuruFocus considers Uttara Bank to be Fairly Valued.

Key valuation signals for DHA:UTTARABANK:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: BDT21.30 vs. price of BDT21.20 (0.5% below fair value)
  • GF Score™: 75/100 with 5 warning signs

No single metric tells the full story. See the DHA:UTTARABANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Uttara Bank Business Description

Address 47, Shahid Bir Uttam Asfaqus Samad Sarak, GPO Box: 818 & 217, Motijheel Commercial Area, Uttara Bank Bhaban, Dhaka, BGD, 1000
Uttara Bank PLC is a commercial bank. The principal activities of the Bank are to provide all kinds of commercial banking services to its customers through its branches/sub-branches/ATM booths etc. in Bangladesh.
75GF Score

Get the complete analysis for DHA:UTTARABANK

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT21.20
Price
BDT21.30
GF Value