Uttara Bank (DHA:UTTARABANK) Moat Score: 0/10 (As of Jul. 17, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:UTTARABANK Uttara Bank PLC DHA:UTTARABANK
75 GF Score
Price BDT21.40
GF Value BDT21.07
Valuation Fairly Valued
! 5 Warning Signs
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What is Uttara Bank Moat Score?

Uttara Bank has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Uttara Bank has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Uttara Bank might have No Moat - No discernible moat.

Uttara Bank  (DHA:UTTARABANK) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Uttara Bank Moat Score Related Terms

DHA:UTTARABANK
75GF Score
Uttara Bank PLC DHA:UTTARABANK
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Uttara Bank (DHA:UTTARABANK) Overvalued in 2026?

Based on GuruFocus' analysis, Uttara Bank stock appears to be overvalued. The current stock price of BDT21.40 is trading 1.6% above its estimated GF Value™ of BDT21.07. GuruFocus considers Uttara Bank to be Fairly Valued.

Key valuation signals for DHA:UTTARABANK:

  • Moat Score: 0
  • GF Value™: BDT21.07 vs. price of BDT21.40 (1.6% above fair value)
  • GF Score™: 75/100 with 5 warning signs

No single metric tells the full story. See the DHA:UTTARABANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Uttara Bank Business Description

Address 47, Shahid Bir Uttam Asfaqus Samad Sarak, GPO Box: 818 & 217, Motijheel Commercial Area, Uttara Bank Bhaban, Dhaka, BGD, 1000
Uttara Bank PLC is a commercial bank. The principal activities of the Bank are to provide all kinds of commercial banking services to its customers through its branches/sub-branches/ATM booths etc. in Bangladesh.
75GF Score

Get the complete analysis for DHA:UTTARABANK

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT21.40
Price
BDT21.07
GF Value