Uttara Bank (DHA:UTTARABANK) Cyclically Adjusted Book per Share: BDT18.72 (As of Mar. 2026)

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DHA:UTTARABANK Uttara Bank PLC DHA:UTTARABANK
75 GF Score
Price BDT21.40
GF Value BDT21.07
Valuation Fairly Valued
! 5 Warning Signs
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What is Uttara Bank Cyclically Adjusted Book per Share?

Uttara Bank DHA:UTTARABANK 75 Cyclically Adjusted Book per Share is BDT18.72 as of Mar. 2026. GuruFocus rates DHA:UTTARABANK with a GF Score™ of 75/100 and a GF Value™ of BDT21.07 (Fairly Valued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Uttara Bank's adjusted book value per share for the three months ended in Mar. 2026 was BDT26.667. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is BDT18.72 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Uttara Bank's average Cyclically Adjusted Book Growth Rate was 10.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-18), Uttara Bank's current stock price is BDT21.40. Uttara Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was BDT18.72. Uttara Bank's Cyclically Adjusted PB Ratio of today is 1.14.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Uttara Bank was 1.16. The lowest was 0.90. And the median was 1.01.


Uttara Bank  (DHA:UTTARABANK) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Uttara Bank's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=21.40/18.72
=1.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Uttara Bank was 1.16. The lowest was 0.90. And the median was 1.01.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Uttara Bank Cyclically Adjusted Book per Share Related Terms


Uttara Bank Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Uttara Bank's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Uttara Bank Cyclically Adjusted Book per Share Chart

Uttara Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 18.16

Uttara Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.89 17.41 17.91 18.16 18.72

Uttara Bank Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Uttara Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Uttara Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Uttara Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Uttara Bank's Cyclically Adjusted PB Ratio falls into.


DHA:UTTARABANK
75GF Score
Uttara Bank PLC DHA:UTTARABANK
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Uttara Bank Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Uttara Bank's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=26.667/330.2130*330.2130
=26.667

Current CPI (Mar. 2026) = 330.2130.

Uttara Bank Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.000 241.018 0.000
201609 0.000 241.428 0.000
201612 11.059 241.432 15.126
201703 11.307 243.801 15.315
201706 11.086 244.955 14.945
201709 11.331 246.819 15.159
201712 11.485 246.524 15.384
201803 11.615 249.554 15.369
201806 11.313 251.989 14.825
201809 11.723 252.439 15.335
201812 12.147 251.233 15.966
201903 12.455 254.202 16.179
201906 12.329 256.143 15.894
201909 12.497 256.759 16.072
201912 12.909 256.974 16.588
202003 13.473 258.115 17.236
202006 13.360 257.797 17.113
202009 14.021 260.280 17.788
202012 14.402 260.474 18.258
202103 14.702 264.877 18.328
202106 14.726 271.696 17.898
202109 15.245 274.310 18.352
202112 15.288 278.802 18.107
202203 15.682 287.504 18.012
202206 15.860 296.311 17.675
202209 16.239 296.808 18.067
202212 16.878 296.797 18.778
202303 17.335 301.836 18.965
202306 17.135 305.109 18.545
202309 17.771 307.789 19.066
202312 18.787 306.746 20.224
202403 19.260 312.332 20.363
202406 19.365 314.175 20.354
202409 20.441 315.301 21.408
202412 21.834 315.605 22.845
202503 22.980 319.799 23.728
202506 26.241 322.561 26.864
202509 27.887 324.800 28.352
202512 25.560 324.054 26.046
202603 26.667 330.213 26.667

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of BDT18.72 mean?
Uttara Bank (DHA:UTTARABANK) has a Cyclically Adjusted Book per Share of BDT18.72 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Uttara Bank and its competitors.
Is Uttara Bank's Cyclically Adjusted Book per Share too high?
Uttara Bank's current Cyclically Adjusted Book per Share is BDT18.72. Overall, Uttara Bank has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Uttara Bank's Cyclically Adjusted Book per Share compare to competitors?
Uttara Bank's Cyclically Adjusted Book per Share of BDT18.72 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Uttara Bank and its competitors. Uttara Bank's current Cyclically Adjusted Book per Share is BDT18.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Uttara Bank stock overvalued right now?
Based on GuruFocus' analysis, Uttara Bank (DHA:UTTARABANK) is currently considered Fairly Valued. The stock's GF Value™ is BDT21.07, compared to a current price of BDT21.40 — trading 1.6% above its estimated fair value. The current Cyclically Adjusted Book per Share is BDT18.72. Uttara Bank's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Uttara Bank (DHA:UTTARABANK), the current Cyclically Adjusted Book per Share is BDT18.72 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Uttara Bank (DHA:UTTARABANK) Overvalued in 2026?

Based on GuruFocus' analysis, Uttara Bank stock appears to be overvalued. The current stock price of BDT21.40 is trading 1.6% above its estimated GF Value™ of BDT21.07. GuruFocus considers Uttara Bank to be Fairly Valued.

Key valuation signals for DHA:UTTARABANK:

  • Cyclically Adjusted Book per Share: BDT18.72
  • GF Value™: BDT21.07 vs. price of BDT21.40 (1.6% above fair value)
  • GF Score™: 75/100 with 5 warning signs

No single metric tells the full story. See the DHA:UTTARABANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Uttara Bank Business Description

Address 47, Shahid Bir Uttam Asfaqus Samad Sarak, GPO Box: 818 & 217, Motijheel Commercial Area, Uttara Bank Bhaban, Dhaka, BGD, 1000
Uttara Bank PLC is a commercial bank. The principal activities of the Bank are to provide all kinds of commercial banking services to its customers through its branches/sub-branches/ATM booths etc. in Bangladesh.
75GF Score

Get the complete analysis for DHA:UTTARABANK

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT21.40
Price
BDT21.07
GF Value