Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Uttara BankDHA:UTTARABANK 75 5-Year Yield-on-Cost % is 12.25 as of Aug. 15, 2026, which is 66% below its 10-year median of 35.60. GuruFocus rates DHA:UTTARABANK with a GF Score™ of 75/100 and a GF Value™ of BDT21.26 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,252 Banks companies, Uttara Bank ranks better than 89.86% on this metric.
Uttara Bank's yield on cost for the quarter that ended in Jun. 2026 was 12.25.
The historical rank and industry rank for Uttara Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
DHA:UTTARABANK'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 10.84 Med: 35.6 Max: 54.02
Current: 12.25
During the past 13 years, Uttara Bank's highest Yield on Cost was 54.02. The lowest was 10.84. And the median was 35.60.
DHA:UTTARABANK's 5-Year Yield-on-Cost % is ranked better than 89.86% of 1252
companies
in the Banks industry
Industry Median: 3.795
vs DHA:UTTARABANK: 12.25
Uttara Bank (DHA:UTTARABANK) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Uttara Bank 5-Year Yield-on-Cost % Related Terms
Uttara Bank 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Uttara Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Uttara Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Uttara Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Uttara Bank's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Uttara Bank is calculated as
Uttara Bank (DHA:UTTARABANK) has a 5-Year Yield-on-Cost % of 12.25 as of Aug. 15, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Uttara Bank and its competitors. This is 66% below median its historical median of 35.60. Over the past decade, Uttara Bank's 5-Year Yield-on-Cost % has ranged from 10.84 to 54.02. According to the industry distribution chart, Uttara Bank ranks #127 out of 1252 companies in the Banks industry, placing it in the top 10.1%.
Is Uttara Bank's 5-Year Yield-on-Cost % too high?
Uttara Bank's current 5-Year Yield-on-Cost % of 12.25 is 66% below median its 10-year median of 35.60. Over the past 10 years, this metric has ranged from a low of 10.84 to a high of 54.02. The Banks industry median 5-Year Yield-on-Cost % is 3.80. Uttara Bank's value of 12.25 is 222.8% above this industry median. Based on the distribution chart, Uttara Bank ranks #127 out of 1252 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Uttara Bank has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Uttara Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Uttara Bank ranks #127 out of 1252 companies for 5-Year Yield-on-Cost %. This places Uttara Bank in the top 10% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.80. Uttara Bank's value of 12.25 is 222.8% above this benchmark. Historically, Uttara Bank's own 5-Year Yield-on-Cost % has ranged from 10.84 to 54.02 over the past decade. While the company's 10-year median is 35.60 vs. the industry median of 3.80, Uttara Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.80, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Uttara Bank's current 5-Year Yield-on-Cost % of 12.25 is 222.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Uttara Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Uttara Bank's current 5-Year Yield-on-Cost % is 12.25, which is 66% below median its own 10-year median of 35.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Uttara Bank stock overvalued right now?
Based on GuruFocus' analysis, Uttara Bank (DHA:UTTARABANK) is currently considered Fairly Valued. The stock's GF Value™ is BDT21.26, compared to a current price of BDT21.20 — trading 0.3% below its estimated fair value. The current 5-Year Yield-on-Cost % is 12.25, which is 66% below median its 10-year median of 35.60 and 222.8% above the Banks industry median of 3.80. Uttara Bank's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Uttara Bank (DHA:UTTARABANK), the current 5-Year Yield-on-Cost % is 12.25 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Uttara Bank (DHA:UTTARABANK) Overvalued in 2026?
Based on GuruFocus' analysis, Uttara Bank stock appears to be undervalued.
The current stock price of BDT21.20 is trading 0.3% below its estimated GF Value™ of BDT21.26.
GuruFocus considers Uttara Bank to be Fairly Valued.
Key valuation signals for DHA:UTTARABANK:
5-Year Yield-on-Cost %: 12.25 (66% below median its 10-year median of 35.60)
GF Value™: BDT21.26 vs. price of BDT21.20 (0.3% below fair value)
Industry Position: 222.8% above the Banks median (#127 of 1252)
No single metric tells the full story. See the DHA:UTTARABANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Uttara Bank PLC is a commercial bank. The principal activities of the Bank are to provide all kinds of commercial banking services to its customers through its branches/sub-branches/ATM booths etc. in Bangladesh.
75GF Score
Get the complete analysis for DHA:UTTARABANK
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
DHA:UTTARABANK has been successfully added to your 
