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Uttara BankDHA:UTTARABANK 74 Pretax Margin % is 48.37% as of Mar. 2026, which is 32% above its 10-year median of 36.65. GuruFocus rates DHA:UTTARABANK with a GF Score™ of 74/100 and a GF Value™ of BDT21.04 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,530 Banks companies, Uttara Bank ranks better than 80% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Uttara Bank's Pre-Tax Income for the
three
months ended in Mar. 2026 was BDT2,377 Mil. Uttara Bank's Revenue for the
three
months ended in Mar. 2026 was BDT4,914 Mil. Therefore, Uttara Bank's pretax margin for the quarter that ended in Mar. 2026 was 48.37%.
The historical rank and industry rank for Uttara Bank's Pretax Margin % or its related term are showing as below:
DHA:UTTARABANK'
s Pretax Margin % Range Over the Past 10 Years
Min: 22.93 Med: 36.65 Max: 50.97
Current: 48.03
DHA:UTTARABANK's Pretax Margin % is ranked better than 80% of 1530
companies
in the Banks industry
Industry Median: 34.655
vs DHA:UTTARABANK: 48.03
Uttara Bank (DHA:UTTARABANK) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Uttara Bank Pretax Margin % Related Terms
Uttara Bank Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Uttara Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Uttara Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Uttara Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Uttara Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Uttara Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Uttara Bank (DHA:UTTARABANK) has a Pretax Margin % of 48.37% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Uttara Bank and its competitors. This is 32% above median its historical median of 36.65. Over the past decade, Uttara Bank's Pretax Margin % has ranged from 22.93 to 50.97. According to the industry distribution chart, Uttara Bank ranks #306 out of 1530 companies in the Banks industry, placing it in the top 20%.
Is Uttara Bank's Pretax Margin % too high?
Uttara Bank's current Pretax Margin % of 48.37% is 32% above median its 10-year median of 36.65. Over the past 10 years, this metric has ranged from a low of 22.93 to a high of 50.97. The Banks industry median Pretax Margin % is 34.66. Uttara Bank's value of 48.37% is 39.6% above this industry median. Based on the distribution chart, Uttara Bank ranks #306 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Uttara Bank has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Uttara Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Uttara Bank ranks #306 out of 1530 companies for Pretax Margin %. This places Uttara Bank in the top 20% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.66. Uttara Bank's value of 48.37% is 39.6% above this benchmark. Historically, Uttara Bank's own Pretax Margin % has ranged from 22.93 to 50.97 over the past decade. While the company's 10-year median is 36.65 vs. the industry median of 34.66, Uttara Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.66, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Uttara Bank's current Pretax Margin % of 48.37% is 39.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Uttara Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Uttara Bank's current Pretax Margin % is 48.37%, which is 32% above median its own 10-year median of 36.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Uttara Bank stock overvalued right now?
Based on GuruFocus' analysis, Uttara Bank (DHA:UTTARABANK) is currently considered Fairly Valued. The stock's GF Value™ is BDT21.04, compared to a current price of BDT21.50 — trading 2.2% above its estimated fair value. The current Pretax Margin % is 48.37%, which is 32% above median its 10-year median of 36.65 and 39.6% above the Banks industry median of 34.66. Uttara Bank's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Uttara Bank (DHA:UTTARABANK), the current Pretax Margin % is 48.37% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Uttara Bank (DHA:UTTARABANK) Overvalued in 2026?
Based on GuruFocus' analysis, Uttara Bank stock appears to be overvalued.
The current stock price of BDT21.50 is trading 2.2% above its estimated GF Value™ of BDT21.04.
GuruFocus considers Uttara Bank to be Fairly Valued.
Key valuation signals for DHA:UTTARABANK:
Pretax Margin %: 48.37% (32% above median its 10-year median of 36.65)
GF Value™: BDT21.04 vs. price of BDT21.50 (2.2% above fair value)
Industry Position: 39.6% above the Banks median (#306 of 1530)
No single metric tells the full story. See the DHA:UTTARABANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Uttara Bank PLC is a commercial bank. The principal activities of the Bank are to provide all kinds of commercial banking services to its customers through its branches/sub-branches/ATM booths etc. in Bangladesh.
74GF Score
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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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