Hingham Institution forvings (FRA:HS3) Cyclically Adjusted FCF per Share: €15.84 (As of Mar. 2026)


FRA:HS3 Hingham Institution for Savings FRA:HS3
57 GF Score
Price €238.00
GF Value €261.84
! 2 Warning Signs
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What is Hingham Institution forvings Cyclically Adjusted FCF per Share?

Hingham Institution forvings FRA:HS3 +0.85% 57 Cyclically Adjusted FCF per Share is €15.84 as of Mar. 2026. GuruFocus rates FRA:HS3 with a GF Score™ of 57/100 and a GF Value™ of €261.84. The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Hingham Institution forvings's adjusted free cash flow per share for the three months ended in Mar. 2026 was €5.139. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €15.84 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Hingham Institution forvings's average Cyclically Adjusted FCF Growth Rate was 5.20% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 2.60% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 8.90% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 12.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Hingham Institution forvings was 19.30% per year. The lowest was 2.60% per year. And the median was 11.60% per year.

As of today (2026-07-12), Hingham Institution forvings's current stock price is €238.00. Hingham Institution forvings's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was €15.84. Hingham Institution forvings's Cyclically Adjusted Price-to-FCF of today is 15.03.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Hingham Institution forvings was 29.67. The lowest was 8.54. And the median was 18.77.


Hingham Institution forvings  (FRA:HS3) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Hingham Institution forvings's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=238.00/15.84
=15.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Hingham Institution forvings was 29.67. The lowest was 8.54. And the median was 18.77.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Hingham Institution forvings Cyclically Adjusted FCF per Share Related Terms


Hingham Institution forvings Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Hingham Institution forvings's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hingham Institution forvings Cyclically Adjusted FCF per Share Chart

Hingham Institution forvings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.18 15.83 16.04 16.48 15.45

Hingham Institution forvings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.73 15.35 15.45 15.45 15.84

FRA:HS3 vs AROW, TCBX, PFIS: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Hingham Institution forvings's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hingham Institution forvings Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Hingham Institution forvings's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Hingham Institution forvings's Cyclically Adjusted Price-to-FCF falls into.


FRA:HS3
57GF Score
Hingham Institution for Savings FRA:HS3
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hingham Institution forvings Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Hingham Institution forvings's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=5.139/330.2130*330.2130
=5.139

Current CPI (Mar. 2026) = 330.2130.

Hingham Institution forvings Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 1.214 241.018 1.663
201609 2.745 241.428 3.754
201612 3.278 241.432 4.483
201703 3.809 243.801 5.159
201706 1.394 244.955 1.879
201709 2.750 246.819 3.679
201712 2.995 246.524 4.012
201803 3.716 249.554 4.917
201806 2.099 251.989 2.751
201809 3.789 252.439 4.956
201812 3.894 251.233 5.118
201903 3.664 254.202 4.760
201906 2.197 256.143 2.832
201909 4.428 256.759 5.695
201912 3.324 256.974 4.271
202003 3.812 258.115 4.877
202006 5.684 257.797 7.281
202009 2.971 260.280 3.769
202012 4.993 260.474 6.330
202103 5.274 264.877 6.575
202106 4.509 271.696 5.480
202109 5.920 274.310 7.126
202112 6.552 278.802 7.760
202203 7.614 287.504 8.745
202206 4.543 296.311 5.063
202209 6.807 296.808 7.573
202212 4.041 296.797 4.496
202303 1.690 301.836 1.849
202306 1.767 305.109 1.912
202309 2.432 307.789 2.609
202312 2.324 306.746 2.502
202403 1.562 312.332 1.651
202406 1.218 314.175 1.280
202409 1.483 315.301 1.553
202412 0.673 315.605 0.704
202503 4.815 319.799 4.972
202506 2.129 322.561 2.180
202509 4.306 324.800 4.378
202512 2.913 324.054 2.968
202603 5.139 330.213 5.139

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of €15.84 mean?
Hingham Institution forvings (FRA:HS3) has a Cyclically Adjusted FCF per Share of €15.84 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Hingham Institution forvings and its competitors.
Is Hingham Institution forvings' Cyclically Adjusted FCF per Share too high?
Hingham Institution forvings' current Cyclically Adjusted FCF per Share is €15.84. Overall, Hingham Institution forvings has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Hingham Institution forvings' Cyclically Adjusted FCF per Share compare to AROW and TCBX?
Hingham Institution forvings' Cyclically Adjusted FCF per Share of €15.84 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Hingham Institution forvings and its competitors. Hingham Institution forvings's current Cyclically Adjusted FCF per Share is €15.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hingham Institution forvings stock overvalued right now?
Hingham Institution forvings (FRA:HS3) has a current Cyclically Adjusted FCF per Share of €15.84. The stock's GF Value™ is €261.84, compared to a current price of €238.00 — trading 9.1% below its estimated fair value. The current Cyclically Adjusted FCF per Share is €15.84. Hingham Institution forvings' overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Hingham Institution forvings (FRA:HS3), the current Cyclically Adjusted FCF per Share is €15.84 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hingham Institution forvings (FRA:HS3) Overvalued in 2026?

Based on GuruFocus' analysis, Hingham Institution forvings stock appears to be undervalued. The current stock price of €238.00 is trading 9.1% below its estimated GF Value™ of €261.84.

Key valuation signals for FRA:HS3:

  • Cyclically Adjusted FCF per Share: €15.84
  • GF Value™: €261.84 vs. price of €238.00 (9.1% below fair value)
  • GF Score™: 57/100 with 2 warning signs

No single metric tells the full story. See the FRA:HS3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hingham Institution forvings Business Description

Other Exchanges HIFS:USA
Address 55 Main Street, Hingham, MA, USA, 02043
Hingham Institution for Savings is a Massachusetts-chartered savings bank headquartered in Hingham, Massachusetts. The bank is principally engaged in the business of commercial and residential real estate mortgage lending, funded by a mix of retail and commercial deposits, wholesale deposits and borrowings. Its primary deposit products are savings, checking, and term certificate accounts, and its primary lending products are residential and commercial mortgage loans secured by properties in eastern Massachusetts. The bank also lends to commercial and residential real estate borrowers and services deposits for customers in the greater Washington, D.C. metropolitan area (WMA) and in the San Francisco Bay Area.
57GF Score

Get the complete analysis for FRA:HS3

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€238.00
Price
€261.84
GF Value