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Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Hingham Institution forvings Effective Interest Rate on Debt % Related Terms
Hingham Institution forvings Effective Interest Rate on Debt % Historical Data
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The historical data trend for Hingham Institution forvings's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hingham Institution forvings Effective Interest Rate on Debt % Chart
FRA:HS3 vs AROW, TCBX, PFIS: Effective Interest Rate on Debt % Comparison
For the Banks - Regional subindustry, Hingham Institution forvings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hingham Institution forvings Effective Interest Rate on Debt % vs Banks Industry
For the Banks industry and Financial Services sector, Hingham Institution forvings's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Hingham Institution forvings's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 8.30% mean?
Hingham Institution forvings (FRA:HS3) has a Effective Interest Rate on Debt % of 8.30% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Hingham Institution forvings and its competitors.
Is Hingham Institution forvings' Effective Interest Rate on Debt % too high?
Hingham Institution forvings' current Effective Interest Rate on Debt % is 8.30%. Overall, Hingham Institution forvings has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Hingham Institution forvings' Effective Interest Rate on Debt % compare to AROW and TCBX?
Hingham Institution forvings' Effective Interest Rate on Debt % of 8.30% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Hingham Institution forvings and its competitors. Hingham Institution forvings's current Effective Interest Rate on Debt % is 8.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hingham Institution forvings stock overvalued right now?
Hingham Institution forvings (FRA:HS3) has a current Effective Interest Rate on Debt % of 8.30%. The stock's GF Value™ is €261.45, compared to a current price of €240.00 — trading 8.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 8.30%. Hingham Institution forvings' overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Hingham Institution forvings (FRA:HS3), the current Effective Interest Rate on Debt % is 8.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hingham Institution forvings (FRA:HS3) Overvalued in 2026?
Based on GuruFocus' analysis, Hingham Institution forvings stock appears to be undervalued.
The current stock price of €240.00 is trading 8.2% below its estimated GF Value™ of €261.45.
Key valuation signals for FRA:HS3:
Effective Interest Rate on Debt %: 8.30%
GF Value™: €261.45 vs. price of €240.00 (8.2% below fair value)
No single metric tells the full story. See the FRA:HS3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hingham Institution for Savings is a Massachusetts-chartered savings bank headquartered in Hingham, Massachusetts. The bank is principally engaged in the business of commercial and residential real estate mortgage lending, funded by a mix of retail and commercial deposits, wholesale deposits and borrowings. Its primary deposit products are savings, checking, and term certificate accounts, and its primary lending products are residential and commercial mortgage loans secured by properties in eastern Massachusetts. The bank also lends to commercial and residential real estate borrowers and services deposits for customers in the greater Washington, D.C. metropolitan area (WMA) and in the San Francisco Bay Area.
57GF Score
Get the complete analysis for FRA:HS3
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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