Hingham Institution forvings (FRA:HS3) Retained Earnings: €400.50 Mil (As of Mar. 2026)

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FRA:HS3 Hingham Institution for Savings FRA:HS3
57 GF Score
Price €244.00
GF Value €261.44
! 2 Warning Signs
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What is Hingham Institution forvings Retained Earnings?

Hingham Institution forvings FRA:HS3 +2.52% 57 Retained Earnings is €400.50 Mil as of Mar. 2026. GuruFocus rates FRA:HS3 with a GF Score™ of 57/100 and a GF Value™ of €261.44. The stock has 2 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Hingham Institution forvings's retained earnings for the quarter that ended in Mar. 2026 was €400.50 Mil.

Hingham Institution forvings's quarterly retained earnings increased from Sep. 2025 (€378.05 Mil) to Dec. 2025 (€394.15 Mil) and increased from Dec. 2025 (€394.15 Mil) to Mar. 2026 (€400.50 Mil).

Hingham Institution forvings's annual retained earnings increased from Dec. 2023 (€358.83 Mil) to Dec. 2024 (€395.37 Mil) but then declined from Dec. 2024 (€395.37 Mil) to Dec. 2025 (€394.15 Mil).


Hingham Institution forvings  (FRA:HS3) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Hingham Institution forvings Retained Earnings Historical Data

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The historical data trend for Hingham Institution forvings's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hingham Institution forvings Retained Earnings Chart

Hingham Institution forvings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 300.67 350.00 358.83 395.37 394.15

Hingham Institution forvings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 388.27 370.90 378.05 394.15 400.50
FRA:HS3
57GF Score
Hingham Institution for Savings FRA:HS3
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Hingham Institution forvings Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €400.50 Mil mean?
Hingham Institution forvings (FRA:HS3) has a Retained Earnings of €400.50 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Hingham Institution forvings and its competitors.
Is Hingham Institution forvings' Retained Earnings too high?
Hingham Institution forvings' current Retained Earnings is €400.50 Mil. Overall, Hingham Institution forvings has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Hingham Institution forvings' Retained Earnings compare to AROW and TCBX?
Hingham Institution forvings' Retained Earnings of €400.50 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Hingham Institution forvings and its competitors. Hingham Institution forvings's current Retained Earnings is €400.50 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hingham Institution forvings stock overvalued right now?
Hingham Institution forvings (FRA:HS3) has a current Retained Earnings of €400.50 Mil. The stock's GF Value™ is €261.44, compared to a current price of €244.00 — trading 6.7% below its estimated fair value. The current Retained Earnings is €400.50 Mil. Hingham Institution forvings' overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Hingham Institution forvings (FRA:HS3), the current Retained Earnings is €400.50 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hingham Institution forvings (FRA:HS3) Overvalued in 2026?

Based on GuruFocus' analysis, Hingham Institution forvings stock appears to be undervalued. The current stock price of €244.00 is trading 6.7% below its estimated GF Value™ of €261.44.

Key valuation signals for FRA:HS3:

  • Retained Earnings: €400.50 Mil
  • GF Value™: €261.44 vs. price of €244.00 (6.7% below fair value)
  • GF Score™: 57/100 with 2 warning signs

No single metric tells the full story. See the FRA:HS3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hingham Institution forvings Business Description

Other Exchanges HIFS:USA
Address 55 Main Street, Hingham, MA, USA, 02043
Hingham Institution for Savings is a Massachusetts-chartered savings bank headquartered in Hingham, Massachusetts. The bank is principally engaged in the business of commercial and residential real estate mortgage lending, funded by a mix of retail and commercial deposits, wholesale deposits and borrowings. Its primary deposit products are savings, checking, and term certificate accounts, and its primary lending products are residential and commercial mortgage loans secured by properties in eastern Massachusetts. The bank also lends to commercial and residential real estate borrowers and services deposits for customers in the greater Washington, D.C. metropolitan area (WMA) and in the San Francisco Bay Area.
57GF Score

Get the complete analysis for FRA:HS3

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€244.00
Price
€261.44
GF Value