* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:HS3 vs TCBX, ALPIB, AMBZ: FCF Margin % Comparison
For the Banks - Regional subindustry, Hingham Institution forvings's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hingham Institution forvings FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Hingham Institution forvings's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Hingham Institution forvings's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hingham Institution forvings (FRA:HS3) has a FCF Margin % of 104.86% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Hingham Institution forvings and its competitors. This is 148% above median its historical median of 42.32. Over the past decade, Hingham Institution forvings' FCF Margin % has ranged from 17.85 to 62.43. According to the industry distribution chart, Hingham Institution forvings ranks #502 out of 1505 companies in the Banks industry, placing it in the top 33.4%.
Is Hingham Institution forvings' FCF Margin % too high?
Hingham Institution forvings' current FCF Margin % of 104.86% is 148% above median its 10-year median of 42.32. Over the past 10 years, this metric has ranged from a low of 17.85 to a high of 62.43. The Banks industry median FCF Margin % is 26.42. Hingham Institution forvings' value of 104.86% is 296.9% above this industry median. Based on the distribution chart, Hingham Institution forvings ranks #502 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Hingham Institution forvings has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Hingham Institution forvings' FCF Margin % compare to TCBX and ALPIB?
According to the Banks industry distribution chart, Hingham Institution forvings ranks #502 out of 1505 companies for FCF Margin %. This puts Hingham Institution forvings in the upper half of its industry. The industry median FCF Margin % is 26.42. Hingham Institution forvings' value of 104.86% is 296.9% above this benchmark. Historically, Hingham Institution forvings' own FCF Margin % has ranged from 17.85 to 62.43 over the past decade. While the company's 10-year median is 42.32 vs. the industry median of 26.42, Hingham Institution forvings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hingham Institution forvings's current FCF Margin % of 104.86% is 296.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Hingham Institution forvings and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hingham Institution forvings's current FCF Margin % is 104.86%, which is 148% above median its own 10-year median of 42.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hingham Institution forvings stock overvalued right now?
Hingham Institution forvings (FRA:HS3) has a current FCF Margin % of 104.86%. The stock's GF Value™ is €253.67, compared to a current price of €232.00 — trading 8.5% below its estimated fair value. The current FCF Margin % is 104.86%, which is 148% above median its 10-year median of 42.32 and 296.9% above the Banks industry median of 26.42. Hingham Institution forvings' overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Hingham Institution forvings (FRA:HS3), the current FCF Margin % is 104.86% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hingham Institution forvings (FRA:HS3) Overvalued in 2026?
Based on GuruFocus' analysis, Hingham Institution forvings stock appears to be undervalued.
The current stock price of €232.00 is trading 8.5% below its estimated GF Value™ of €253.67.
Key valuation signals for FRA:HS3:
FCF Margin %: 104.86% (148% above median its 10-year median of 42.32)
GF Value™: €253.67 vs. price of €232.00 (8.5% below fair value)
Industry Position: 296.9% above the Banks median (#502 of 1505)
No single metric tells the full story. See the FRA:HS3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hingham Institution for Savings is a Massachusetts-chartered savings bank headquartered in Hingham, Massachusetts. The bank is principally engaged in the business of commercial and residential real estate mortgage lending, funded by a mix of retail and commercial deposits, wholesale deposits and borrowings. Its primary deposit products are savings, checking, and term certificate accounts, and its primary lending products are residential and commercial mortgage loans secured by properties in eastern Massachusetts. The bank also lends to commercial and residential real estate borrowers and services deposits for customers in the greater Washington, D.C. metropolitan area (WMA) and in the San Francisco Bay Area.
57GF Score
Get the complete analysis for FRA:HS3
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:HS3 has been successfully added to your 
