Hingham Institution forvings (FRA:HS3) Tariff Resilience Score: 9/10 (As of Jul. 05, 2026)


FRA:HS3 Hingham Institution for Savings FRA:HS3
57 GF Score
Price €266.00
GF Value €269.23
! 5 Warning Signs
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What is Hingham Institution forvings Tariff Resilience Score?

Hingham Institution forvings FRA:HS3 +3.10% 57 Tariff Resilience Score is 9 as of Jul. 05, 2026. GuruFocus rates FRA:HS3 with a GF Score™ of 57/100 and a GF Value™ of €269.23. The stock has 5 warning signs investors should review. Among 1,608 Banks companies, Hingham Institution forvings ranks better than 99.25% on this metric.

Hingham Institution forvings has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Hingham Institution forvings has As a regional bank, HIFS has minimal direct exposure to international trade tariffs. Its operations are primarily domestic, insulating it from global trade fluctuations and tariff impacts.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Hingham Institution forvings might have Highly Resilient.

Hingham Institution forvings  (FRA:HS3) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Hingham Institution forvings Tariff Resilience Score Related Terms

FRA:HS3 vs AROW, TCBX, PFIS: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Hingham Institution forvings's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Hingham Institution forvings Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Hingham Institution forvings's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Hingham Institution forvings's Tariff Resilience Score falls into.


FRA:HS3
57GF Score
Hingham Institution for Savings FRA:HS3
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Hingham Institution forvings (FRA:HS3) has a Tariff Resilience Score of 9 as of Jul. 05, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Hingham Institution forvings ranks #12 out of 1608 companies in the Banks industry, placing it in the top 0.7%.
Is Hingham Institution forvings' Tariff Resilience Score too high?
Hingham Institution forvings' current Tariff Resilience Score is 9. Based on the distribution chart, Hingham Institution forvings ranks #12 out of 1608 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Hingham Institution forvings has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Hingham Institution forvings' Tariff Resilience Score compare to AROW and TCBX?
According to the Banks industry distribution chart, Hingham Institution forvings ranks #12 out of 1608 companies for Tariff Resilience Score. This places Hingham Institution forvings in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Hingham Institution forvings's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hingham Institution forvings stock overvalued right now?
Hingham Institution forvings (FRA:HS3) has a current Tariff Resilience Score of 9. The stock's GF Value™ is €269.23, compared to a current price of €266.00 — trading 1.2% below its estimated fair value. The current Tariff Resilience Score is 9. Hingham Institution forvings' overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Hingham Institution forvings (FRA:HS3), the current Tariff Resilience Score is 9 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hingham Institution forvings (FRA:HS3) Overvalued in 2026?

Based on GuruFocus' analysis, Hingham Institution forvings stock appears to be undervalued. The current stock price of €266.00 is trading 1.2% below its estimated GF Value™ of €269.23.

Key valuation signals for FRA:HS3:

  • Tariff Resilience Score: 9
  • GF Value™: €269.23 vs. price of €266.00 (1.2% below fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the FRA:HS3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hingham Institution forvings Business Description

Other Exchanges HIFS:USA
Address 55 Main Street, Hingham, MA, USA, 02043
Hingham Institution for Savings is a Massachusetts-chartered savings bank headquartered in Hingham, Massachusetts. The bank is principally engaged in the business of commercial and residential real estate mortgage lending, funded by a mix of retail and commercial deposits, wholesale deposits and borrowings. Its primary deposit products are savings, checking, and term certificate accounts, and its primary lending products are residential and commercial mortgage loans secured by properties in eastern Massachusetts. The bank also lends to commercial and residential real estate borrowers and services deposits for customers in the greater Washington, D.C. metropolitan area (WMA) and in the San Francisco Bay Area.
57GF Score

Get the complete analysis for FRA:HS3

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€266.00
Price
€269.23
GF Value