Hingham Institution forvings (FRA:HS3) OCF Yield %: 5.37 (As of Jul. 05, 2026) — 24% Below Median


FRA:HS3 Hingham Institution for Savings FRA:HS3
57 GF Score
Price €266.00
GF Value €269.23
! 5 Warning Signs
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What is Hingham Institution forvings OCF Yield %?

Hingham Institution forvings FRA:HS3 +3.10% 57 OCF Yield % is 5.37 as of Jul. 05, 2026, which is 24% below its 10-year median of 7.05. GuruFocus rates FRA:HS3 with a GF Score™ of 57/100 and a GF Value™ of €269.23. The stock has 5 warning signs investors should review. Among 1,502 Banks companies, Hingham Institution forvings ranks worse than 65.58% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Hingham Institution forvings's Trailing 12-Month Cash Flow from Operations is €32.16 Mil, and Market Cap is €611.98 Mil. Therefore, Hingham Institution forvings's OCF Yield % for today is 5.37%.

The historical rank and industry rank for Hingham Institution forvings's OCF Yield % or its related term are showing as below:

FRA:HS3' s OCF Yield % Range Over the Past 10 Years
Min: 1.96   Med: 7.05   Max: 12.18
Current: 5.37


During the past 13 years, the highest OCF Yield % of Hingham Institution forvings was 12.18%. The lowest was 1.96%. And the median was 7.05%.

FRA:HS3's OCF Yield % is ranked worse than
65.58% of 1502 companies
in the Banks industry
Industry Median: 9.24 vs FRA:HS3: 5.37

Hingham Institution forvings's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Hingham Institution forvings OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Hingham Institution forvings OCF Yield % Related Terms


Hingham Institution forvings OCF Yield % Historical Data

* Premium members only.

The historical data trend for Hingham Institution forvings's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hingham Institution forvings OCF Yield % Chart

Hingham Institution forvings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.86 9.67 4.79 2.21 5.94

Hingham Institution forvings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.86 4.22 8.00 5.06 8.70

FRA:HS3 vs AROW, TCBX, PFIS: OCF Yield % Comparison

For the Banks - Regional subindustry, Hingham Institution forvings's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hingham Institution forvings OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Hingham Institution forvings's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Hingham Institution forvings's OCF Yield % falls into.


FRA:HS3
57GF Score
Hingham Institution for Savings FRA:HS3
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Hingham Institution forvings OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Hingham Institution forvings's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=30.566 / 514.952
=5.94%

Hingham Institution forvings's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=11.351 * 4 / 521.934
=8.70%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 5.37 mean?
Hingham Institution forvings (FRA:HS3) has a OCF Yield % of 5.37 as of Jul. 05, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Hingham Institution forvings and its competitors. This is 24% below median its historical median of 7.05. Over the past decade, Hingham Institution forvings' OCF Yield % has ranged from 1.96 to 12.18. According to the industry distribution chart, Hingham Institution forvings ranks #985 out of 1502 companies in the Banks industry, placing it in the top 65.6%.
Is Hingham Institution forvings' OCF Yield % too high?
Hingham Institution forvings' current OCF Yield % of 5.37 is 24% below median its 10-year median of 7.05. Over the past 10 years, this metric has ranged from a low of 1.96 to a high of 12.18. The Banks industry median OCF Yield % is 9.24. Hingham Institution forvings' value of 5.37 is 41.9% below this industry median. Based on the distribution chart, Hingham Institution forvings ranks #985 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, Hingham Institution forvings has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Hingham Institution forvings' OCF Yield % compare to AROW and TCBX?
According to the Banks industry distribution chart, Hingham Institution forvings ranks #985 out of 1502 companies for OCF Yield %. This places Hingham Institution forvings in the lower half of its industry. The industry median OCF Yield % is 9.24. Hingham Institution forvings' value of 5.37 is 41.9% below this benchmark. Historically, Hingham Institution forvings' own OCF Yield % has ranged from 1.96 to 12.18 over the past decade. While the company's 10-year median is 7.05 vs. the industry median of 9.24, Hingham Institution forvings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hingham Institution forvings's current OCF Yield % of 5.37 is 41.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Hingham Institution forvings and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hingham Institution forvings's current OCF Yield % is 5.37, which is 24% below median its own 10-year median of 7.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hingham Institution forvings stock overvalued right now?
Hingham Institution forvings (FRA:HS3) has a current OCF Yield % of 5.37. The stock's GF Value™ is €269.23, compared to a current price of €266.00 — trading 1.2% below its estimated fair value. The current OCF Yield % is 5.37, which is 24% below median its 10-year median of 7.05 and 41.9% below the Banks industry median of 9.24. Hingham Institution forvings' overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Hingham Institution forvings (FRA:HS3), the current OCF Yield % is 5.37 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hingham Institution forvings (FRA:HS3) Overvalued in 2026?

Based on GuruFocus' analysis, Hingham Institution forvings stock appears to be undervalued. The current stock price of €266.00 is trading 1.2% below its estimated GF Value™ of €269.23.

Key valuation signals for FRA:HS3:

  • OCF Yield %: 5.37 (24% below median its 10-year median of 7.05)
  • GF Value™: €269.23 vs. price of €266.00 (1.2% below fair value)
  • GF Score™: 57/100 with 5 warning signs
  • Industry Position: 41.9% below the Banks median (#985 of 1502)

No single metric tells the full story. See the FRA:HS3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hingham Institution forvings Business Description

Other Exchanges HIFS:USA
Address 55 Main Street, Hingham, MA, USA, 02043
Hingham Institution for Savings is a Massachusetts-chartered savings bank headquartered in Hingham, Massachusetts. The bank is principally engaged in the business of commercial and residential real estate mortgage lending, funded by a mix of retail and commercial deposits, wholesale deposits and borrowings. Its primary deposit products are savings, checking, and term certificate accounts, and its primary lending products are residential and commercial mortgage loans secured by properties in eastern Massachusetts. The bank also lends to commercial and residential real estate borrowers and services deposits for customers in the greater Washington, D.C. metropolitan area (WMA) and in the San Francisco Bay Area.
57GF Score

Get the complete analysis for FRA:HS3

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€266.00
Price
€269.23
GF Value