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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Hingham Institution forvings's 10-Year RORE % for the quarter that ended in Mar. 2026 was 6.50%.
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Hingham Institution forvings 10-Year RORE % Related Terms
Hingham Institution forvings 10-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:HS3 vs AROW, TCBX, PFIS: 10-Year RORE % Comparison
For the Banks - Regional subindustry, Hingham Institution forvings's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hingham Institution forvings 10-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Hingham Institution forvings's 10-Year RORE % distribution charts can be found below:
* The bar in red indicates where Hingham Institution forvings's 10-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 10-year before.
Hingham Institution forvings (FRA:HS3) has a 10-Year RORE % of 6.50 as of Mar. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Hingham Institution forvings and its competitors. According to the industry distribution chart, Hingham Institution forvings ranks #669 out of 1088 companies in the Banks industry, placing it in the top 61.5%.
Is Hingham Institution forvings' 10-Year RORE % too high?
Hingham Institution forvings' current 10-Year RORE % is 6.50. The Banks industry median 10-Year RORE % is 10.21. Hingham Institution forvings' value of 6.50 is 36.3% below this industry median. Based on the distribution chart, Hingham Institution forvings ranks #669 out of 1088 companies in the Banks industry, which is below the industry midpoint. Overall, Hingham Institution forvings has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Hingham Institution forvings' 10-Year RORE % compare to AROW and TCBX?
According to the Banks industry distribution chart, Hingham Institution forvings ranks #669 out of 1088 companies for 10-Year RORE %. This places Hingham Institution forvings in the lower half of its industry. The industry median 10-Year RORE % is 10.21. Hingham Institution forvings' value of 6.50 is 36.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Banks company?
The median 10-Year RORE % among Banks companies is 10.21, based on 1,088 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hingham Institution forvings's current 10-Year RORE % of 6.50 is 36.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Hingham Institution forvings and its competitors. For the Banks industry, the median 10-Year RORE % is 10.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hingham Institution forvings's current 10-Year RORE % is 6.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hingham Institution forvings stock overvalued right now?
Hingham Institution forvings (FRA:HS3) has a current 10-Year RORE % of 6.50. The stock's GF Value™ is €262.15, compared to a current price of €236.00 — trading 10% below its estimated fair value. The current 10-Year RORE % is 6.50 and 36.3% below the Banks industry median of 10.21. Hingham Institution forvings' overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Hingham Institution forvings (FRA:HS3), the current 10-Year RORE % is 6.50 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hingham Institution forvings (FRA:HS3) Overvalued in 2026?
Based on GuruFocus' analysis, Hingham Institution forvings stock appears to be undervalued.
The current stock price of €236.00 is trading 10% below its estimated GF Value™ of €262.15.
Key valuation signals for FRA:HS3:
10-Year RORE %: 6.50
GF Value™: €262.15 vs. price of €236.00 (10% below fair value)
Industry Position: 36.3% below the Banks median (#669 of 1088)
No single metric tells the full story. See the FRA:HS3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hingham Institution for Savings is a Massachusetts-chartered savings bank headquartered in Hingham, Massachusetts. The bank is principally engaged in the business of commercial and residential real estate mortgage lending, funded by a mix of retail and commercial deposits, wholesale deposits and borrowings. Its primary deposit products are savings, checking, and term certificate accounts, and its primary lending products are residential and commercial mortgage loans secured by properties in eastern Massachusetts. The bank also lends to commercial and residential real estate borrowers and services deposits for customers in the greater Washington, D.C. metropolitan area (WMA) and in the San Francisco Bay Area.
57GF Score
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