Hingham Institution forvings (FRA:HS3) LT-Debt-to-Total-Asset: 0.31 (As of Mar. 2026)

What is Hingham Institution forvings LT-Debt-to-Total-Asset?

Hingham Institution forvings FRA:HS3 +3.10% 57 LT-Debt-to-Total-Asset is 0.31 as of Mar. 2026. GuruFocus rates FRA:HS3 with a GF Score™ of 57/100 and a GF Value™ of €269.23. The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Hingham Institution forvings's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.31.

Hingham Institution forvings's long-term debt to total assets ratio declined from Mar. 2025 (0.33) to Mar. 2026 (0.31). It may suggest that Hingham Institution forvings is progressively becoming less dependent on debt to grow their business.

Hingham Institution forvings (FRA:HS3) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Hingham Institution forvings LT-Debt-to-Total-Asset Related Terms

Hingham Institution forvings LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Hingham Institution forvings's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hingham Institution forvings LT-Debt-to-Total-Asset Chart

Hingham Institution forvings Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.19

0.30

0.38

0.18

Hingham Institution forvings Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.33	0.35	0.34	0.18	0.31

57GF Score

Hingham Institution for Savings FRA:HS3

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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Hingham Institution forvings LT-Debt-to-Total-Asset Calculation

Hingham Institution forvings's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	680.851	/	3879.427
	=	0.18

Hingham Institution forvings's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	1222.712	/	3933.855
	=	0.31

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.31 mean?

Hingham Institution forvings (FRA:HS3) has a LT-Debt-to-Total-Asset of 0.31 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Hingham Institution forvings and its competitors.

Is Hingham Institution forvings' LT-Debt-to-Total-Asset too high?

Hingham Institution forvings' current LT-Debt-to-Total-Asset is 0.31. Overall, Hingham Institution forvings has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.

How does Hingham Institution forvings' LT-Debt-to-Total-Asset compare to AROW and TCBX?

Hingham Institution forvings' LT-Debt-to-Total-Asset of 0.31 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Hingham Institution forvings and its competitors. Hingham Institution forvings's current LT-Debt-to-Total-Asset is 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Hingham Institution forvings stock overvalued right now?

Hingham Institution forvings (FRA:HS3) has a current LT-Debt-to-Total-Asset of 0.31. The stock's GF Value™ is €269.23, compared to a current price of €266.00 — trading 1.2% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.31. Hingham Institution forvings' overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Hingham Institution forvings (FRA:HS3), the current LT-Debt-to-Total-Asset is 0.31 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hingham Institution forvings (FRA:HS3) Overvalued in 2026?

Based on GuruFocus' analysis, Hingham Institution forvings stock appears to be undervalued. The current stock price of €266.00 is trading 1.2% below its estimated GF Value™ of €269.23.

Key valuation signals for FRA:HS3:

LT-Debt-to-Total-Asset: 0.31
GF Value™: €269.23 vs. price of €266.00 (1.2% below fair value)
GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the FRA:HS3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hingham Institution forvings Business Description

Industry Financial Services Banks

Comparable Companies AROW TCBX PFIS BCAL THVB BHB NPB WASH AMBZ MSBI SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Other Exchanges HIFS:USA

Address 55 Main Street, Hingham, MA, USA, 02043

Website https://www.hinghamsavings.com

Hingham Institution for Savings is a Massachusetts-chartered savings bank headquartered in Hingham, Massachusetts. The bank is principally engaged in the business of commercial and residential real estate mortgage lending, funded by a mix of retail and commercial deposits, wholesale deposits and borrowings. Its primary deposit products are savings, checking, and term certificate accounts, and its primary lending products are residential and commercial mortgage loans secured by properties in eastern Massachusetts. The bank also lends to commercial and residential real estate borrowers and services deposits for customers in the greater Washington, D.C. metropolitan area (WMA) and in the San Francisco Bay Area.

57GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€266.00

Price

€269.23

GF Value

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