The historical rank and industry rank for Hingham Institution forvings's Net Margin % or its related term are showing as below:
FRA:HS3'
s Net Margin % Range Over the Past 10 Years
Min: 38.96 Med: 45.7 Max: 58.44
Current: 50.64
FRA:HS3's Net Margin % is ranked better than 94.37% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs FRA:HS3: 50.64
Hingham Institution forvings (FRA:HS3) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Hingham Institution forvings Net Margin % Related Terms
Hingham Institution forvings Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:HS3 vs TCBX, ALPIB, AMBZ: Net Margin % Comparison
For the Banks - Regional subindustry, Hingham Institution forvings's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hingham Institution forvings Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Hingham Institution forvings's Net Margin % distribution charts can be found below:
* The bar in red indicates where Hingham Institution forvings's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hingham Institution forvings (FRA:HS3) has a Net Margin % of 22.78% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Hingham Institution forvings and its competitors. This is 50% below median its historical median of 45.70. Over the past decade, Hingham Institution forvings' Net Margin % has ranged from 38.96 to 58.44. According to the industry distribution chart, Hingham Institution forvings ranks #86 out of 1527 companies in the Banks industry, placing it in the top 5.6%.
Is Hingham Institution forvings' Net Margin % too high?
Hingham Institution forvings' current Net Margin % of 22.78% is 50% below median its 10-year median of 45.70. Over the past 10 years, this metric has ranged from a low of 38.96 to a high of 58.44. The Banks industry median Net Margin % is 26.95. Hingham Institution forvings' value of 22.78% is 15.5% below this industry median. Based on the distribution chart, Hingham Institution forvings ranks #86 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Hingham Institution forvings has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Hingham Institution forvings' Net Margin % compare to TCBX and ALPIB?
According to the Banks industry distribution chart, Hingham Institution forvings ranks #86 out of 1527 companies for Net Margin %. This places Hingham Institution forvings in the top 6% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. Hingham Institution forvings' value of 22.78% is 15.5% below this benchmark. Historically, Hingham Institution forvings' own Net Margin % has ranged from 38.96 to 58.44 over the past decade. While the company's 10-year median is 45.70 vs. the industry median of 26.95, Hingham Institution forvings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hingham Institution forvings's current Net Margin % of 22.78% is 15.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Hingham Institution forvings and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hingham Institution forvings's current Net Margin % is 22.78%, which is 50% below median its own 10-year median of 45.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hingham Institution forvings stock overvalued right now?
Hingham Institution forvings (FRA:HS3) has a current Net Margin % of 22.78%. The stock's GF Value™ is €253.67, compared to a current price of €232.00 — trading 8.5% below its estimated fair value. The current Net Margin % is 22.78%, which is 50% below median its 10-year median of 45.70 and 15.5% below the Banks industry median of 26.95. Hingham Institution forvings' overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Hingham Institution forvings (FRA:HS3), the current Net Margin % is 22.78% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hingham Institution forvings (FRA:HS3) Overvalued in 2026?
Based on GuruFocus' analysis, Hingham Institution forvings stock appears to be undervalued.
The current stock price of €232.00 is trading 8.5% below its estimated GF Value™ of €253.67.
Key valuation signals for FRA:HS3:
Net Margin %: 22.78% (50% below median its 10-year median of 45.70)
GF Value™: €253.67 vs. price of €232.00 (8.5% below fair value)
Industry Position: 15.5% below the Banks median (#86 of 1527)
No single metric tells the full story. See the FRA:HS3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hingham Institution for Savings is a Massachusetts-chartered savings bank headquartered in Hingham, Massachusetts. The bank is principally engaged in the business of commercial and residential real estate mortgage lending, funded by a mix of retail and commercial deposits, wholesale deposits and borrowings. Its primary deposit products are savings, checking, and term certificate accounts, and its primary lending products are residential and commercial mortgage loans secured by properties in eastern Massachusetts. The bank also lends to commercial and residential real estate borrowers and services deposits for customers in the greater Washington, D.C. metropolitan area (WMA) and in the San Francisco Bay Area.
57GF Score
Get the complete analysis for FRA:HS3
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:HS3 has been successfully added to your 
