Hingham Institution forvings (FRA:HS3) Risk Assessment

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:HS3 Hingham Institution for Savings FRA:HS3
57 GF Score
Price €238.00
GF Value €261.44
! 2 Warning Signs
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What is Hingham Institution forvings Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Hingham Institution forvings is: No Data: Cannot be evaluated.

Hingham Institution forvings  (FRA:HS3) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Hingham Institution forvings Risk Assessment Related Terms

FRA:HS3 vs AROW, TCBX, PFIS: Risk Assessment Comparison

For the Banks - Regional subindustry, Hingham Institution forvings's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Hingham Institution forvings Risk Assessment vs Banks Industry

For the Banks industry and Financial Services sector, Hingham Institution forvings's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Hingham Institution forvings's Risk Assessment falls into.


FRA:HS3
57GF Score
Hingham Institution for Savings FRA:HS3
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Hingham Institution forvings (FRA:HS3) Overvalued in 2026?

Based on GuruFocus' analysis, Hingham Institution forvings stock appears to be undervalued. The current stock price of €238.00 is trading 9% below its estimated GF Value™ of €261.44.

Key valuation signals for FRA:HS3:

  • Risk Assessment:
  • GF Value™: €261.44 vs. price of €238.00 (9% below fair value)
  • GF Score™: 57/100 with 2 warning signs

No single metric tells the full story. See the FRA:HS3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hingham Institution forvings Business Description

Other Exchanges HIFS:USA
Address 55 Main Street, Hingham, MA, USA, 02043
Hingham Institution for Savings is a Massachusetts-chartered savings bank headquartered in Hingham, Massachusetts. The bank is principally engaged in the business of commercial and residential real estate mortgage lending, funded by a mix of retail and commercial deposits, wholesale deposits and borrowings. Its primary deposit products are savings, checking, and term certificate accounts, and its primary lending products are residential and commercial mortgage loans secured by properties in eastern Massachusetts. The bank also lends to commercial and residential real estate borrowers and services deposits for customers in the greater Washington, D.C. metropolitan area (WMA) and in the San Francisco Bay Area.
57GF Score

Get the complete analysis for FRA:HS3

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€238.00
Price
€261.44
GF Value