This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Hingham Institution forvings's Median PS Value or its related term are showing as below:
FRA:HS3'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.94 Med: 1.23 Max: 2.02
Current: 1.1
During the past 13 years, the highest Price to Median PS Value of Hingham Institution forvings was 2.02. The lowest was 0.94. And the median was 1.23.
FRA:HS3's Price-to-Median-PS-Value is ranked better than 52.21% of 1042
companies
in the Banks industry
Industry Median: 1.11
vs FRA:HS3: 1.10
Hingham Institution forvings (FRA:HS3) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Hingham Institution forvings's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
266.00
/
242.01
=
1.10
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hingham Institution forvings Median PS Value Related Terms
Hingham Institution forvings Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hingham Institution forvings Median PS Value Chart
FRA:HS3 vs AROW, TCBX, PFIS: Median PS Value Comparison
For the Banks - Regional subindustry, Hingham Institution forvings's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hingham Institution forvings Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Hingham Institution forvings's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Hingham Institution forvings's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 6.2666.
Hingham Institution forvings's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €38.619.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hingham Institution forvings (FRA:HS3) has a Median PS Value of €242.01 as of Jul. 06, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Hingham Institution forvings and its competitors. This is 19576% above median its historical median of 1.23. Over the past decade, Hingham Institution forvings' Median PS Value has ranged from 0.94 to 2.02. According to the industry distribution chart, Hingham Institution forvings ranks #498 out of 1042 companies in the Banks industry, placing it in the top 47.8%.
Is Hingham Institution forvings' Median PS Value too high?
Hingham Institution forvings' current Median PS Value of €242.01 is 19576% above median its 10-year median of 1.23. Over the past 10 years, this metric has ranged from a low of 0.94 to a high of 2.02. Based on the distribution chart, Hingham Institution forvings ranks #498 out of 1042 companies in the Banks industry, which is above the industry midpoint. Overall, Hingham Institution forvings has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Hingham Institution forvings' Median PS Value compare to AROW and TCBX?
According to the Banks industry distribution chart, Hingham Institution forvings ranks #498 out of 1042 companies for Median PS Value. This puts Hingham Institution forvings in the upper half of its industry. The industry median Median PS Value is 1.11. Historically, Hingham Institution forvings' own Median PS Value has ranged from 0.94 to 2.02 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Hingham Institution forvings and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hingham Institution forvings's current Median PS Value is €242.01, which is 19576% above median its own 10-year median of 1.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hingham Institution forvings stock overvalued right now?
Hingham Institution forvings (FRA:HS3) has a current Median PS Value of €242.01. The stock's GF Value™ is €269.23, compared to a current price of €266.00 — trading 1.2% below its estimated fair value. The current Median PS Value is €242.01, which is 19576% above median its 10-year median of 1.23. Hingham Institution forvings' overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Hingham Institution forvings (FRA:HS3), the current Median PS Value is €242.01 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hingham Institution forvings (FRA:HS3) Overvalued in 2026?
Based on GuruFocus' analysis, Hingham Institution forvings stock appears to be undervalued.
The current stock price of €266.00 is trading 1.2% below its estimated GF Value™ of €269.23.
Key valuation signals for FRA:HS3:
Median PS Value: €242.01 (19576% above median its 10-year median of 1.23)
GF Value™: €269.23 vs. price of €266.00 (1.2% below fair value)
No single metric tells the full story. See the FRA:HS3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hingham Institution for Savings is a Massachusetts-chartered savings bank headquartered in Hingham, Massachusetts. The bank is principally engaged in the business of commercial and residential real estate mortgage lending, funded by a mix of retail and commercial deposits, wholesale deposits and borrowings. Its primary deposit products are savings, checking, and term certificate accounts, and its primary lending products are residential and commercial mortgage loans secured by properties in eastern Massachusetts. The bank also lends to commercial and residential real estate borrowers and services deposits for customers in the greater Washington, D.C. metropolitan area (WMA) and in the San Francisco Bay Area.
57GF Score
Get the complete analysis for FRA:HS3
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