Anshin Guarantor Service Co (TSE:7183) Cyclically Adjusted PB Ratio: 1.94 (As of Aug. 06, 2026) — 49% Above Median

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TSE:7183 Anshin Guarantor Service Co Ltd TSE:7183
73 GF Score
Price 円254.00
GF Value 円227.03
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Anshin Guarantor Service Co Cyclically Adjusted PB Ratio?

Anshin Guarantor Service Co TSE:7183 73 Cyclically Adjusted PB Ratio is 1.94 as of Aug. 06, 2026, which is 49% above its 10-year median of 1.30. GuruFocus rates TSE:7183 with a GF Score™ of 73/100 and a GF Value™ of 円227.03 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 384 Credit Services companies, Anshin Guarantor Service Co ranks worse than 75% on this metric.

As of today (2026-08-06), Anshin Guarantor Service Co's current share price is 円254.00. Anshin Guarantor Service Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was 円131.03. Anshin Guarantor Service Co's Cyclically Adjusted PB Ratio for today is 1.94.

The historical rank and industry rank for Anshin Guarantor Service Co's Cyclically Adjusted PB Ratio or its related term are showing as below:

TSE:7183' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 1.12   Med: 1.3   Max: 1.96
Current: 1.94

During the past years, Anshin Guarantor Service Co's highest Cyclically Adjusted PB Ratio was 1.96. The lowest was 1.12. And the median was 1.30.

TSE:7183's Cyclically Adjusted PB Ratio is ranked worse than
75% of 384 companies
in the Credit Services industry
Industry Median: 0.915 vs TSE:7183: 1.94

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Anshin Guarantor Service Co's adjusted book value per share data for the three months ended in Mar. 2026 was 円149.731. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is 円131.03 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Anshin Guarantor Service Co  (TSE:7183) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Anshin Guarantor Service Co Cyclically Adjusted PB Ratio Related Terms


Anshin Guarantor Service Co Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Anshin Guarantor Service Co's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Anshin Guarantor Service Co Cyclically Adjusted PB Ratio Chart

Anshin Guarantor Service Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 1.19 1.47

Anshin Guarantor Service Co Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.19 1.30 1.17 1.47

TSE:7183 vs V, MA, AXP: Cyclically Adjusted PB Ratio Comparison

For the Credit Services subindustry, Anshin Guarantor Service Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Anshin Guarantor Service Co Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Anshin Guarantor Service Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Anshin Guarantor Service Co's Cyclically Adjusted PB Ratio falls into.


TSE:7183
73GF Score
Anshin Guarantor Service Co Ltd TSE:7183
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Anshin Guarantor Service Co Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Anshin Guarantor Service Co's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=254.00/131.03
=1.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Anshin Guarantor Service Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Anshin Guarantor Service Co's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=149.731/112.7000*112.7000
=149.731

Current CPI (Mar. 2026) = 112.7000.

Anshin Guarantor Service Co Quarterly Data

Book Value per Share CPI Adj_Book
201512 89.901 98.100 103.281
201603 98.419 97.900 113.297
201606 101.929 98.100 117.099
201609 102.357 98.000 117.711
201612 101.322 98.400 116.047
201703 107.620 98.100 123.637
201706 107.052 98.500 122.485
201709 107.903 98.800 123.084
201712 109.009 99.400 123.595
201803 111.213 99.200 126.348
201806 112.803 99.200 128.154
201809 113.431 99.900 127.965
201812 115.672 99.700 130.755
201903 120.865 99.700 136.625
201906 123.142 99.800 139.059
201909 124.997 100.100 140.731
201912 129.722 100.500 145.469
202003 135.494 100.300 152.245
202006 140.419 99.900 158.411
202009 148.008 99.900 166.972
202012 155.042 99.300 175.964
202103 163.621 99.900 184.585
202106 77.450 99.500 87.725
202109 86.381 100.100 97.254
202112 96.440 100.100 108.579
202203 97.300 101.100 108.464
202206 97.758 101.800 108.225
202209 106.419 103.100 116.328
202212 115.111 104.100 124.621
202303 120.483 104.400 130.062
202306 114.952 105.200 123.147
202309 122.836 106.200 130.354
202312 130.757 106.800 137.980
202403 133.810 107.200 140.675
202406 130.688 108.200 136.123
202409 136.474 108.900 141.236
202503 135.941 111.100 137.899
202509 139.609 112.000 140.482
202512 149.239 113.000 148.843
202603 149.731 112.700 149.731

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.94 mean?
Anshin Guarantor Service Co (TSE:7183) has a Cyclically Adjusted PB Ratio of 1.94 as of Aug. 06, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Anshin Guarantor Service Co and its competitors. This is 49% above median its historical median of 1.30. Over the past decade, Anshin Guarantor Service Co's Cyclically Adjusted PB Ratio has ranged from 1.12 to 1.96. According to the industry distribution chart, Anshin Guarantor Service Co ranks #288 out of 384 companies in the Credit Services industry, placing it in the top 75%.
Is Anshin Guarantor Service Co's Cyclically Adjusted PB Ratio too high?
Anshin Guarantor Service Co's current Cyclically Adjusted PB Ratio of 1.94 is 49% above median its 10-year median of 1.30. Over the past 10 years, this metric has ranged from a low of 1.12 to a high of 1.96. The Credit Services industry median Cyclically Adjusted PB Ratio is 0.92. Anshin Guarantor Service Co's value of 1.94 is 112% above this industry median. Based on the distribution chart, Anshin Guarantor Service Co ranks #288 out of 384 companies in the Credit Services industry, which is below the industry midpoint. Overall, Anshin Guarantor Service Co has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Anshin Guarantor Service Co's Cyclically Adjusted PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Anshin Guarantor Service Co ranks #288 out of 384 companies for Cyclically Adjusted PB Ratio. This places Anshin Guarantor Service Co in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 0.92. Anshin Guarantor Service Co's value of 1.94 is 112% above this benchmark. Historically, Anshin Guarantor Service Co's own Cyclically Adjusted PB Ratio has ranged from 1.12 to 1.96 over the past decade. While the company's 10-year median is 1.30 vs. the industry median of 0.92, Anshin Guarantor Service Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Credit Services company?
The median Cyclically Adjusted PB Ratio among Credit Services companies is 0.92, based on 384 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Anshin Guarantor Service Co's current Cyclically Adjusted PB Ratio of 1.94 is 112% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Anshin Guarantor Service Co and its competitors. For the Credit Services industry, the median Cyclically Adjusted PB Ratio is 0.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anshin Guarantor Service Co's current Cyclically Adjusted PB Ratio is 1.94, which is 49% above median its own 10-year median of 1.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anshin Guarantor Service Co stock overvalued right now?
Based on GuruFocus' analysis, Anshin Guarantor Service Co (TSE:7183) is currently considered Modestly Overvalued. The stock's GF Value™ is 円227.03, compared to a current price of 円254.00 — trading 11.9% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.94, which is 49% above median its 10-year median of 1.30 and 112% above the Credit Services industry median of 0.92. Anshin Guarantor Service Co's overall GF Score™ is 73/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Anshin Guarantor Service Co (TSE:7183), the current Cyclically Adjusted PB Ratio is 1.94 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Anshin Guarantor Service Co (TSE:7183) Overvalued in 2026?

Based on GuruFocus' analysis, Anshin Guarantor Service Co stock appears to be overvalued. The current stock price of 円254.00 is trading 11.9% above its estimated GF Value™ of 円227.03. GuruFocus considers Anshin Guarantor Service Co to be Modestly Overvalued.

Key valuation signals for TSE:7183:

  • Cyclically Adjusted PB Ratio: 1.94 (49% above median its 10-year median of 1.30)
  • GF Value™: 円227.03 vs. price of 円254.00 (11.9% above fair value)
  • GF Score™: 73/100 with 8 warning signs
  • Industry Position: 112% above the Credit Services median (#288 of 384)

No single metric tells the full story. See the TSE:7183 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Anshin Guarantor Service Co Business Description

Address 4-12-4 Higashishinagawa, Shinagawa-ku, Tokyo, JPN, 104-0031
Anshin Guarantor Service Co Ltd is engaged in providing guarantee business for rental debt. Its product list includes anshin plus, life anshin plus, ion card de rent and apulus anshin rent guarantee.
73GF Score

Get the complete analysis for TSE:7183

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円254.00
Price
円227.03
GF Value