Anshin Guarantor Service CoTSE:7183 74 ROA % is 2.48% as of Mar. 2026, which is 55% below its 10-year median of 5.49. GuruFocus rates TSE:7183 with a GF Score™ of 74/100 and a GF Value™ of 円223.29 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 544 Credit Services companies, Anshin Guarantor Service Co ranks better than 53.31% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Anshin Guarantor Service Co's annualizedNet Income for the quarter that ended in Mar. 2026 was 円352 Mil.
Anshin Guarantor Service Co's average Total Assets over the quarter that ended in Mar. 2026 was 円14,222 Mil. Therefore, Anshin Guarantor Service Co's annualized ROA % for the quarter that ended in Mar. 2026 was 2.48%.
The historical rank and industry rank for Anshin Guarantor Service Co's ROA % or its related term are showing as below:
TSE:7183'
s ROA % Range Over the Past 10 Years
Min: 0.75 Med: 5.49 Max: 9.57
Current: 2.12
During the past 12 years, Anshin Guarantor Service Co's highest ROA % was 9.57%. The lowest was 0.75%. And the median was 5.49%.
TSE:7183's ROA % is ranked better than 53.31% of 544
companies
in the Credit Services industry
Industry Median: 1.93
vs TSE:7183: 2.12
Anshin Guarantor Service Co (TSE:7183) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Mar. 2026) net income data. The Revenue data used here is two times the semi-annual (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Anshin Guarantor Service Co's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Anshin Guarantor Service Co ROA % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Anshin Guarantor Service Co's ROA % distribution charts can be found below:
* The bar in red indicates where Anshin Guarantor Service Co's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Anshin Guarantor Service Co (TSE:7183) has a ROA % of 2.48% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Anshin Guarantor Service Co and its competitors. This is 55% below median its historical median of 5.49. Over the past decade, Anshin Guarantor Service Co's ROA % has ranged from 0.75 to 9.57. According to the industry distribution chart, Anshin Guarantor Service Co ranks #254 out of 544 companies in the Credit Services industry, placing it in the top 46.7%.
Is Anshin Guarantor Service Co's ROA % too high?
Anshin Guarantor Service Co's current ROA % of 2.48% is 55% below median its 10-year median of 5.49. Over the past 10 years, this metric has ranged from a low of 0.75 to a high of 9.57. The Credit Services industry median ROA % is 1.93. Anshin Guarantor Service Co's value of 2.48% is 28.5% above this industry median. Based on the distribution chart, Anshin Guarantor Service Co ranks #254 out of 544 companies in the Credit Services industry, which is above the industry midpoint. Overall, Anshin Guarantor Service Co has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Anshin Guarantor Service Co's ROA % compare to V and MA?
According to the Credit Services industry distribution chart, Anshin Guarantor Service Co ranks #254 out of 544 companies for ROA %. This puts Anshin Guarantor Service Co in the upper half of its industry. The industry median ROA % is 1.93. Anshin Guarantor Service Co's value of 2.48% is 28.5% above this benchmark. Historically, Anshin Guarantor Service Co's own ROA % has ranged from 0.75 to 9.57 over the past decade. While the company's 10-year median is 5.49 vs. the industry median of 1.93, Anshin Guarantor Service Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Credit Services company?
The median ROA % among Credit Services companies is 1.93, based on 544 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Anshin Guarantor Service Co's current ROA % of 2.48% is 28.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Anshin Guarantor Service Co and its competitors. For the Credit Services industry, the median ROA % is 1.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anshin Guarantor Service Co's current ROA % is 2.48%, which is 55% below median its own 10-year median of 5.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anshin Guarantor Service Co stock overvalued right now?
Based on GuruFocus' analysis, Anshin Guarantor Service Co (TSE:7183) is currently considered Modestly Overvalued. The stock's GF Value™ is 円223.29, compared to a current price of 円253.00 — trading 13.3% above its estimated fair value. The current ROA % is 2.48%, which is 55% below median its 10-year median of 5.49 and 28.5% above the Credit Services industry median of 1.93. Anshin Guarantor Service Co's overall GF Score™ is 74/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Anshin Guarantor Service Co (TSE:7183), the current ROA % is 2.48% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Anshin Guarantor Service Co (TSE:7183) Overvalued in 2026?
Based on GuruFocus' analysis, Anshin Guarantor Service Co stock appears to be overvalued.
The current stock price of 円253.00 is trading 13.3% above its estimated GF Value™ of 円223.29.
GuruFocus considers Anshin Guarantor Service Co to be Modestly Overvalued.
Key valuation signals for TSE:7183:
ROA %: 2.48% (55% below median its 10-year median of 5.49)
GF Value™: 円223.29 vs. price of 円253.00 (13.3% above fair value)
Industry Position: 28.5% above the Credit Services median (#254 of 544)
No single metric tells the full story. See the TSE:7183 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Anshin Guarantor Service Co Ltd is engaged in providing guarantee business for rental debt. Its product list includes anshin plus, life anshin plus, ion card de rent and apulus anshin rent guarantee.
74GF Score
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