Anshin Guarantor Service Co (TSE:7183) Effective Interest Rate on Debt %: 7.61% (As of Mar. 2026)

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TSE:7183 Anshin Guarantor Service Co Ltd TSE:7183
73 GF Score
Price 円254.00
GF Value 円227.03
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Anshin Guarantor Service Co Effective Interest Rate on Debt %?

Anshin Guarantor Service Co TSE:7183 73 Effective Interest Rate on Debt % is 7.61% as of Mar. 2026. GuruFocus rates TSE:7183 with a GF Score™ of 73/100 and a GF Value™ of 円227.03 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Anshin Guarantor Service Co's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was 円57 Mil. Anshin Guarantor Service Co's average total debt for the quarter that ended in Mar. 2026 was 円750 Mil. Therefore, Anshin Guarantor Service Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 7.61%.


Anshin Guarantor Service Co  (TSE:7183) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Anshin Guarantor Service Co Effective Interest Rate on Debt % Related Terms


Anshin Guarantor Service Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Anshin Guarantor Service Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Anshin Guarantor Service Co Effective Interest Rate on Debt % Chart

Anshin Guarantor Service Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.70 4.59 4.73 5.73 7.48

Anshin Guarantor Service Co Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.09 0.00 0.00 7.24 7.61

TSE:7183 vs V, MA, AXP: Effective Interest Rate on Debt % Comparison

For the Credit Services subindustry, Anshin Guarantor Service Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Anshin Guarantor Service Co Effective Interest Rate on Debt % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Anshin Guarantor Service Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Anshin Guarantor Service Co's Effective Interest Rate on Debt % falls into.


TSE:7183
73GF Score
Anshin Guarantor Service Co Ltd TSE:7183
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Anshin Guarantor Service Co Effective Interest Rate on Debt % Calculation

Anshin Guarantor Service Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -50.49/( (600+750)/ 2 )
=-1  *  -50.49/675
=7.48 %

where

Anshin Guarantor Service Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -57.052/( (750+750)/ 2 )
=-1  *  -57.052/750
=7.61 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.61% mean?
Anshin Guarantor Service Co (TSE:7183) has a Effective Interest Rate on Debt % of 7.61% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Anshin Guarantor Service Co and its competitors.
Is Anshin Guarantor Service Co's Effective Interest Rate on Debt % too high?
Anshin Guarantor Service Co's current Effective Interest Rate on Debt % is 7.61%. Overall, Anshin Guarantor Service Co has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Anshin Guarantor Service Co's Effective Interest Rate on Debt % compare to V and MA?
Anshin Guarantor Service Co's Effective Interest Rate on Debt % of 7.61% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Credit Services company?
A good Effective Interest Rate on Debt % depends on the Credit Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Anshin Guarantor Service Co and its competitors. Anshin Guarantor Service Co's current Effective Interest Rate on Debt % is 7.61%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anshin Guarantor Service Co stock overvalued right now?
Based on GuruFocus' analysis, Anshin Guarantor Service Co (TSE:7183) is currently considered Modestly Overvalued. The stock's GF Value™ is 円227.03, compared to a current price of 円254.00 — trading 11.9% above its estimated fair value. The current Effective Interest Rate on Debt % is 7.61%. Anshin Guarantor Service Co's overall GF Score™ is 73/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Anshin Guarantor Service Co (TSE:7183), the current Effective Interest Rate on Debt % is 7.61% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Anshin Guarantor Service Co (TSE:7183) Overvalued in 2026?

Based on GuruFocus' analysis, Anshin Guarantor Service Co stock appears to be overvalued. The current stock price of 円254.00 is trading 11.9% above its estimated GF Value™ of 円227.03. GuruFocus considers Anshin Guarantor Service Co to be Modestly Overvalued.

Key valuation signals for TSE:7183:

  • Effective Interest Rate on Debt %: 7.61%
  • GF Value™: 円227.03 vs. price of 円254.00 (11.9% above fair value)
  • GF Score™: 73/100 with 8 warning signs

No single metric tells the full story. See the TSE:7183 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Anshin Guarantor Service Co Business Description

Address 4-12-4 Higashishinagawa, Shinagawa-ku, Tokyo, JPN, 104-0031
Anshin Guarantor Service Co Ltd is engaged in providing guarantee business for rental debt. Its product list includes anshin plus, life anshin plus, ion card de rent and apulus anshin rent guarantee.
73GF Score

Get the complete analysis for TSE:7183

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円254.00
Price
円227.03
GF Value