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Anshin Guarantor Service CoTSE:7183 72 Return-on-Tangible-Equity is 1.45% as of Mar. 2026, which is 89% below its 10-year median of 13.75. GuruFocus rates TSE:7183 with a GF Score™ of 72/100 and a GF Value™ of 円225.78 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 525 Credit Services companies, Anshin Guarantor Service Co ranks better than 51.81% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Anshin Guarantor Service Co's annualized net income for the quarter that ended in Mar. 2026 was 円36 Mil. Anshin Guarantor Service Co's average shareholder tangible equity for the quarter that ended in Mar. 2026 was 円2,460 Mil. Therefore, Anshin Guarantor Service Co's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 1.45%.
The historical rank and industry rank for Anshin Guarantor Service Co's Return-on-Tangible-Equity or its related term are showing as below:
TSE:7183'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 4.06 Med: 13.75 Max: 26.45
Current: 7.48
During the past 12 years, Anshin Guarantor Service Co's highest Return-on-Tangible-Equity was 26.45%. The lowest was 4.06%. And the median was 13.75%.
TSE:7183's Return-on-Tangible-Equity is ranked better than 51.81% of 525
companies
in the Credit Services industry
Industry Median: 7.01
vs TSE:7183: 7.48
Anshin Guarantor Service Co (TSE:7183) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Anshin Guarantor Service Co Return-on-Tangible-Equity Related Terms
Anshin Guarantor Service Co Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Anshin Guarantor Service Co Return-on-Tangible-Equity Chart
TSE:7183 vs V, MA, AXP: Return-on-Tangible-Equity Comparison
For the Credit Services subindustry, Anshin Guarantor Service Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Anshin Guarantor Service Co Return-on-Tangible-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Anshin Guarantor Service Co's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Anshin Guarantor Service Co's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 1.45% mean?
Anshin Guarantor Service Co (TSE:7183) has a Return-on-Tangible-Equity of 1.45% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Anshin Guarantor Service Co and its competitors. This is 89% below median its historical median of 13.75. Over the past decade, Anshin Guarantor Service Co's Return-on-Tangible-Equity has ranged from 4.06 to 26.45. According to the industry distribution chart, Anshin Guarantor Service Co ranks #253 out of 525 companies in the Credit Services industry, placing it in the top 48.2%.
Is Anshin Guarantor Service Co's Return-on-Tangible-Equity too high?
Anshin Guarantor Service Co's current Return-on-Tangible-Equity of 1.45% is 89% below median its 10-year median of 13.75. Over the past 10 years, this metric has ranged from a low of 4.06 to a high of 26.45. The Credit Services industry median Return-on-Tangible-Equity is 7.01. Anshin Guarantor Service Co's value of 1.45% is 79.3% below this industry median. Based on the distribution chart, Anshin Guarantor Service Co ranks #253 out of 525 companies in the Credit Services industry, which is above the industry midpoint. Overall, Anshin Guarantor Service Co has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Anshin Guarantor Service Co's Return-on-Tangible-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Anshin Guarantor Service Co ranks #253 out of 525 companies for Return-on-Tangible-Equity. This puts Anshin Guarantor Service Co in the upper half of its industry. The industry median Return-on-Tangible-Equity is 7.01. Anshin Guarantor Service Co's value of 1.45% is 79.3% below this benchmark. Historically, Anshin Guarantor Service Co's own Return-on-Tangible-Equity has ranged from 4.06 to 26.45 over the past decade. While the company's 10-year median is 13.75 vs. the industry median of 7.01, Anshin Guarantor Service Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Credit Services company?
The median Return-on-Tangible-Equity among Credit Services companies is 7.01, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Anshin Guarantor Service Co's current Return-on-Tangible-Equity of 1.45% is 79.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Anshin Guarantor Service Co and its competitors. For the Credit Services industry, the median Return-on-Tangible-Equity is 7.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anshin Guarantor Service Co's current Return-on-Tangible-Equity is 1.45%, which is 89% below median its own 10-year median of 13.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anshin Guarantor Service Co stock overvalued right now?
Based on GuruFocus' analysis, Anshin Guarantor Service Co (TSE:7183) is currently considered Modestly Overvalued. The stock's GF Value™ is 円225.78, compared to a current price of 円254.00 — trading 12.5% above its estimated fair value. The current Return-on-Tangible-Equity is 1.45%, which is 89% below median its 10-year median of 13.75 and 79.3% below the Credit Services industry median of 7.01. Anshin Guarantor Service Co's overall GF Score™ is 72/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Anshin Guarantor Service Co (TSE:7183), the current Return-on-Tangible-Equity is 1.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Anshin Guarantor Service Co (TSE:7183) Overvalued in 2026?
Based on GuruFocus' analysis, Anshin Guarantor Service Co stock appears to be overvalued.
The current stock price of 円254.00 is trading 12.5% above its estimated GF Value™ of 円225.78.
GuruFocus considers Anshin Guarantor Service Co to be Modestly Overvalued.
Key valuation signals for TSE:7183:
Return-on-Tangible-Equity: 1.45% (89% below median its 10-year median of 13.75)
GF Value™: 円225.78 vs. price of 円254.00 (12.5% above fair value)
Industry Position: 79.3% below the Credit Services median (#253 of 525)
No single metric tells the full story. See the TSE:7183 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Anshin Guarantor Service Co Ltd is engaged in providing guarantee business for rental debt. Its product list includes anshin plus, life anshin plus, ion card de rent and apulus anshin rent guarantee.
72GF Score
Get the complete analysis for TSE:7183
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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